October is ADHD Awareness Month and the 2016 theme is “Knowing is Better.” So we’re going to talk about knowing the best way to keep your student loans under control using accommodations to maximize your chances for success. ADHD is a brain syndrome that has impairs the functioning of what are called “executive functioning skills.” Those include attention, concentration, memory, motivation and effort, learning from mistakes, impulsivity, hyperactivity, organization, and social skills. Two-thirds of children with ADHD continue to grapple with the condition throughout adulthood. Of the 6.4 m ..read more

Kiarra has three student loans – one is private and two are federal. She’s had the loans for nearly a decade and, though she started making payments, she went into default because her income didn’t cover the payments. She filed for bankruptcy and now she’s got to start making payments on the loans again. She began her federal student loan consolidation online at www.StudentLoans.gov and worries that she may not be approved. But her biggest concern is the adjustable rate private loan, held by EDMC Discount. With no college degree and no financial ability to go back to complete her education ..read more

Jay Fleischman is joined by Adam Minsky, a fellow student loan lawyer based in Boston. During this episode, recorded live at FinCon16 in San Diego, we talk about: Why only 40% of federal student loan borrowers are in an active repayment plan; The reason why most people student loan borrowers rely on forbearance rather than repayment through one of the income-dependent repayment plans; Understanding what kind of student loans you have; The role of the servicer – and who else may be controlling your federal student loan; Why servicers make so many errors; The heartbreaking conversation we h ..read more

Our next new show will be released on July 12, 2016. To keep things moving, I’ll be highlighting some of the interviews I’ve done on other podcasts. It’s a way of introducing you to different shows from other interesting and smart folks – I hope you enjoy the change of pace. For today, I present to you The His & Her Money Show with Talaat and Tai McNeeley. They’re a husband-and-wife team who reflect so many of the people I meet every day. When they got married: One had debt and the other did not. One made poor money decisions while the other made better money decisions ..read more