Avoid these 5 transactions using credit card – Credit Card has become an extremely important instrument for not only carrying our day to day transactions but also to build credit history. Credit cards help you to improve credit score, pay for unexpected expenses, get cash back on transactions, rewards etc. Along with benefits, credit cards […] The post 5 Transactions you should avoid using your credit card appeared first on ALL BANKING ALERTS ..read more

In this post, we will discuss how to increase credit card limit and give some smart tips to increase the same. Credit Card has become an important instrument in our life. It makes our life easier until we use it within the available limit. We use credit card for making online payments, shopping and paying […] The post How to Increase Credit Card Limit | Benefits of Higher Credit Limit appeared first on ALL BANKING ALERTS ..read more

Credit Utilization Ratio – Definition, Formula – Credit utilization ratio is one of the important factors that affect directly your credit score. If you want to know how to improve credit score, then you must know about credit utilization ratio as it impacts your credit score significantly. This article gives answer to the following questions […] The post Credit Utilization Ratio – Definition, Formula | How to reduce it? appeared first on ALL BANKING ALERTS ..read more

How to build a good credit score | boost credit score : Credit Score is a critical score in your financial life which shows your credit worthiness. A good credit score helps in getting good reward credit card, better terms and low interest rate on loan. If you credit score is low then you must […] The post 7 Quick Ways to Build Your Credit Score | Boost Credit Score appeared first on ALL BANKING ALERTS ..read more

Change or Generate State Bank of India (SBI) ATM/Debit Card via Internet Banking – Debit Card PIN (Personal Identification Number) is a 4 digit confidential number used to authorize the transactions at ATM or online. ATM PIN is used for cash withdrawal at ATM machine. It is also used to authorize the transactions online at […] The post Steps | Change SBI Debit Card PIN via Online Banking appeared first on ALL BANKING ALERTS ..read more

Submit Canara Bank Cheque Details for Positive Pay System using Canara Bank Internet Banking – As you know, all banks have made it mandatory to submit key details of cheque amounting above Rs. 50,000/- and above under positive pay system. Canara Bank has also released a notice to its customers for availing this facility. However, […] The post How to Submit Canara Cheque Details (Positive Pay) via Net Banking? appeared first on ALL BANKING ALERTS ..read more

Download Positive Pay Application Form PDF for all banks – To ensure safety of bank payments by Cheque, Reserve Bank of India has directed all banks to implement Positive Pay System w.e.f Jan 1, 2021. Positive Pay System involves the process of reconfirming key details of high value cheques. The key details of cheque under […] The post Download Positive Pay System Application Form PDF for All Banks appeared first on ALL BANKING ALERTS ..read more

Submit SBI Cheque Details for Positive Pay System Online via Internet Banking –  Positive Pay System provides additional security to cheque payments by account holders. In this system, account holder need to submit key details of cheque with his/her bank before handing over to beneficiary/ payee. The system has been implemented by all banks from […] The post Steps | How to Submit SBI Cheque Details Online for Positive Pay appeared first on ALL BANKING ALERTS ..read more

Positive Pay System (PPS) for cheque implemented from Jan 1, 2021 for all cheque payments above Rs. 50,000/- to enhance the safety and combat bank frauds especially by Cheque Payments. With increasing frauds through cheque payment system, there was need of such system to ensure the safety of cheque payments. What is Positive Pay System […] The post Explained | Positive Pay System for Cheque – How does it work ? appeared first on ALL BANKING ALERTS ..read more

Expected DA slabs increase for Bank Employees (Clerk, Officers, Bank staff) for month of Nov 2021, Dec 2021 and Jan 2022 – Dearness allowance (DA) is revised every quarter based on consumer price index AICPI (IW) data published by Labor Bureau. Get latest updates here regarding expected DA slabs increase for bank staff / employees […] The post Expected DA Increase for Bank Employees Nov 2021-Jan 2022 appeared first on ALL BANKING ALERTS ..read more