HBR 187 - Benefits of Seller Paid Closing Cost
Home Buyer Radio
by Daniel J Moralez
1y ago
This week Heather and I discuss the benefits of seller paid closing cost and how they can help you purchase a home sooner. If you want to know more about this great strategy, feel free to reach out to me and I can explain the options in more detail. Daniel J Moralez NMLS 709729 Phone 616-931-4629 www.danmoralez.com ..read more
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HBR 186 - Heather's Thoughts on The Lakeshore Housing Market
Home Buyer Radio
by Daniel J Moralez
1y ago
This week Heather Klompmaker from EXP Realty and I talk about West Michigan's Lakeshore Housing Market. Heather gives some insight into current market conditions and what to expect as we head into the 2023 Spring Housing Market.  If you are in the market to finance a home, my team and I would love to help you.  You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Better yet, let us help you with your home loan.   Daniel J. Moralez Regional Vice President Mo ..read more
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HBR 182 - Current Market Conditions in West Michigan with Rachel Gallegos from EXP Realty
Home Buyer Radio
by Daniel J. Moralez
1y ago
This is the first of a 3 part series with Rachel Gallegos from EXP Realty.  In this weeks episode we talk about general market conditions and how things have changed from this past summer. Rachel shares some great insight into current market conditions and what they mean to both buyers and sellers.  If you are in the market to purchase or sell a home, you can reach Rachel at 616-566-2401 or online at www.legacyhomepartnersmi.com. If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4 ..read more
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HBR 181 - What Is Going On With Mortgage Rates?
Home Buyer Radio
by Daniel J Moralez
2y ago
This week I talk about why mortgage rates have been so volatile and the impact it has on clients looking to buy or refinance a home. If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Even better yet, let us help you with your next mortgage.   Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. Northpointe Bank is an Equ ..read more
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HBR 180 - Why So Much Documentation?
Home Buyer Radio
by Daniel J Moralez
2y ago
You ever wonder why there is so much documentation required for a home loan? This week I talk about why there is more documentation required than you may think. If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Even better yet, let us help you with your next mortgage.   Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval ..read more
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HBR 179 - Would An Adjustable Rate Benefit You?
Home Buyer Radio
by Daniel J Moralez
2y ago
This week we are talking about the recent run up in interest rates and why an adjustable rate mortgage may be worth giving some consideration to. If you are in the market to finance a home, my team and I would love to help you.  You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast.  Even better yet, let us help you with your next mortgage.   Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. Northpointe B ..read more
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HBR 178 - Self-Employed & Appraisal Updates
Home Buyer Radio
by Daniel J. Moralez
2y ago
Finally some good news for self-employed clients and an important update on the appraisal process for conventional mortgages.  Most self-employed borrowers will find the documentation requirements for a mortgage just got easier as Fannie Mae and Freddie Mac have eliminated the need for an interim P&L statement for most clients. In addition, they will also start to allow desktop appraisals for eligible transaction.  It remains to be seen if that is a good thing or not.  I talk about that in more detail in this weeks episode.  In the market for a home loan?  Trust my ..read more
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HBR 177 - You Can't Believe Everything
Home Buyer Radio
by Daniel J. Moralez
2y ago
There is a ton of information on the internet and social media when it comes to real estate and mortgages.  Many of these "experts" are providing advice that is wrong.  This week I share ideas on how to screen some of these "experts". If you want expert guidance provided by someone who has been lending since 1991 with hundreds of reviews, please reach out to my team and I.  We would love to help you. Dan Moralez NMLS #709729 616-931-4629 https://www.danmoralez.com Equal Housing Lender All loans subject to credit approval ..read more
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HBR 176 - Second Home & Condo Financing Updates
Home Buyer Radio
by Dan Moralez
2y ago
This week I share some important updates on big changes in regards to financing second homes and condominiums.   If you are in the market for one of these types of properties, these changes will impact you.  Need expert help and guidance on financing a second home or condo? My team and I would love to help you.  You can reach us at 616-931-4629 or online at https://www.danmoralez.com.   Daniel J Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans subject to credit approval. Equal Housing Lender ..read more
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HBR 175 - How Higher Rates Impact Homebuyers
Home Buyer Radio
by Daniel J. Moralez
2y ago
This week I talk about the impact of higher mortgage rates on homebuyers.  Most buyers think they qualify for a specific dollar amount when you qualify for a specific monthly payment. The amount of house that payment will buy is impacted by mortgage rates.  If you are in the market to buy a home, our team would love to help you.  We lend nationwide and have a number of unique options available to us exclusively.  If you would like to learn more.  Please reach out to us at 616-931-4629 or online at www.danmoralez.com Dan Moralez Regional VP - Mortgage Loan Officer NMLS ..read more
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