LTD Lawyer
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Michael Jordan is a Long Term Disability lawyer. Learn more about Long Term Disability claims in Ontario, including "how to" guides, "top 10", legal commentary, general information, and more.
LTD Lawyer
3w ago
Most Canada Post employees are entitled to receive short term disability (STD) and long term disability (LTD) benefit payments if they are unable to work due to illness or injury. It is important to understand your rights when applying for disability benefits, both to increase the chances of your claim being approved, and so you know your options if the claim is denied.
Short Term Disability for Canada Post Employees
The Canada Post short term disability plan provides income replacement coverage to employees who cannot work for more than seven days due to injury or illness. Work r ..read more
LTD Lawyer
1M ago
Introduction:
Long term disability (LTD) claims for chronic fatigue present unique challenges for individuals seeking financial support due to their debilitating condition. Chronic fatigue syndrome (CFS), also known as myalgic encephalomyelitis (ME), poses complexities in diagnosis, treatment, and understanding within the medical and legal communities. As a result, claimants often face an uphill battle in securing approval for their long term disability benefits. In this comprehensive guide, we’ll delve into the intricacies of chronic fatigue LTD claims, exploring what chronic fatigue is, why ..read more
LTD Lawyer
3M ago
The Ontario Court of Appeal recently upheld a trial decision that resulted in a huge win for the plaintiff, including $1,500,000 in punitive damages, more than $220,000 for past long term disability benefits owing to her, $40,000 in aggravated damages for mental distress, plus reinstatement of LTD benefits.
The trial outcome got even worse for Blue Cross when the judge ordered it to pay legal expenses of more than $1,000,000.
I originally wrote about this case here: Long Term Disability Insurance Company Must Pay Punitive Damages, and again regarding costs, here: Baker V. Blue Cross Lif ..read more
LTD Lawyer
5M ago
When long term disability (“LTD”) insurance claims are denied, there is usually an option to appeal. Although most LTD lawyers advise against appeals, it may be a good option in some situations. Before considering an appeal, you should understand the appeal process, which may be summarized in ten steps:
1) Review denial letter – The LTD insurer will provide you with a denial letter that briefly explains the reason for the denial and advise you of your right to appeal.
2) Consider whether an appeal is the best option – Most appeals are not successful. You do not have ..read more
LTD Lawyer
5M ago
About Bipolar Disorder
Bipolar disorder is a mental health condition associated with severe changes in mood, energy, and ability to complete day to day activities. Type I bipolar diagnosis typically requires extreme manic episodes that may require immediate medical care. In Type II bipolar mood fluctuates up and down, but the ups are not as extreme. The symptoms of bipolar disorder are more severe than the normal ups and downs most people experience.
Approximately 2% of Canadians, which is more than 750,000 people, will suffer from bipolar disorder at some point in their liv ..read more
LTD Lawyer
7M ago
Work related stress can lead to burnout and have a profound impact on both mental and physical wellbeing, potentially leading to a disability.
Many people encounter stress in the workplace, and for some, it becomes overwhelming. Excessive stress can lead to anxiety, depression, sleep disturbances, and even physical symptoms.
More than 75 percent of Canadian employees say they have experienced burnout at some point, according to a survey conducted by Harris Poll.
Sometimes workplace stress reaches the point where it forces people to take sick leave, often covered by short term disability (“STD ..read more
LTD Lawyer
11M ago
Rogers Communications employees in Ontario are entitled to short term disability (STD) and long term disability (LTD) benefits in the event they are unable to work due to illness or injury. It is important to understand your rights when applying for benefits, and what to do if your claim is denied.
This blog post will cover the following topics:
Short Term Disability Benefits For Rogers Employees
Long Term Disability Benefits For Rogers Employees
Making an STD and LTD Claim
Why Are Rogers’ Employees STD and LTD Claims Denied?
Appealing STD and LTD Claim Denials
Litigating STD and ..read more
LTD Lawyer
1y ago
Michael Jordan is one of just 25 long term disability lawyers, both plaintiff and defence, in all of Canada to be recognized as Lexpert-ranked in the 2023 Canadian Legal Lexpert Directory.
About Lexpert
The Canadian Legal Lexpert Directory has been published since 1997 and is based on an extensive peer survey process. It includes profiles of leading practitioners across Canada in multiple practice areas.
Long Term Disability Law
Law has become a highly specialized profession. It is rare for lawyers to be experts in more than one or two practice areas. Lexpert therefore includes va ..read more
LTD Lawyer
1y ago
Blue Cross’ decision to deny Sara Baker long term disability benefits may cost the insurer $3,000,000.
The Trial Decision
In June of 2022, a Toronto jury ordered Blue Cross Life Insurance Company of Canada to pay Sara Baker $1,500,000 in punitive damages, in addition to more than $220,000 for past long term disability benefits owing to her, reinstatement of disability benefits, plus $40,000 in aggravated damages for mental distress.
I originally wrote about this case here: Long Term Disability Insurance Company Must Pay Punitive Damages.
The Costs Award
After the jury verdict, both sid ..read more
LTD Lawyer
1y ago
Life insurance is usually purchased to protect loved ones against financial hardship following death of the policyholder. The vast majority of life insurance claims are approved and paid without issue. But sometimes insurance companies refuse to pay. As an insurance lawyer with more than 18 years experience litigating denied claims, I am often retained to take legal action against insurers. This blog post will provide you with a brief overview of life insurance, and your rights event of claim denial.
About Life Insurance
Life insurance is a special type of contract between an ..read more