
Bryant Legal Group Blog
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Bryant Legal Group PC represents individuals in disability claims against insurance companies. At our firm, we are committed to getting you the insurance benefits you need and deserve. We frequently assist in disability, life, long term care, business overhead expense, and key-person insurance claims. Whether your benefits come from your employer, union, or are privately purchased, our legal..
Bryant Legal Group Blog
1M ago
When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces of the financial puzzle is long-term disability insurance. If you’re fortunate enough to have group long-term disability (LTD) insurance through your employer, you might assume you’re fully covered. But is it really […]
The post How Much Long-Term Disability Coverage Do I Need? appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
3M ago
The Massachusetts Mutual Life Insurance Company, MassMutual for short, is one of the largest insurance companies in the United States. They provide long-term disability coverage to individual policyholders, as well as employer-sponsored group plans. If you have long-term disability coverage through MassMutual and recently had a claim denied, you aren’t alone. Disability denials are commonplace […]
The post How to Appeal a MassMutual Long-Term Disability Claim Denial appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
3M ago
Metropolitan Life Insurance Company—more commonly known as MetLife—is one of the world’s largest financial services companies. While MetLife is typically associated with life insurance and financial services, the company has a robust disability insurance business as well. If you’ve recently had a long-term disability claim denied by MetLife, we understand how frustrated you might feel. […]
The post How to Appeal a MetLife Long-Term Disability Denial appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
4M ago
With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers of long-term disability insurance plans in the United States. They also, like many large insurers, have a long history of unfairly denying legitimate claims. Courts have had to hold them accountable […]
The post How to Appeal a Prudential Long-Term Disability Denial appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
5M ago
You’ve filed your application for long-term disability (LTD) benefits, carefully providing all the necessary information and submitting all your relevant medical records. When you get the insurance company’s response, you’re shocked to see a denial of benefits. The insurance company found that your disabling conditions were pre-existing (and therefore, not covered by your policy). At Bryant […]
The post Long-Term Disability Insurance and Pre-Existing Conditions: 6 Things You Need to Know appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
6M ago
New York Life has a reputation for wrongfully denying long-term disability claims. If you’ve been denied, you only have a limited time to file a comprehensive appeal. Here’s how.
The post How to Appeal a New York Life Long-Term Disability Denial appeared first on Bryant Legal Group ..read more
Bryant Legal Group Blog
8M ago
If you are a high earner and plan to continue working at least a few more years, what is your most valuable asset? Almost certainly, it’s your future earning potential.
If you lost your ability to do your current job, would you be able to pay your expenses? Support your loved ones? Maintain the standard of living you’ve come to expect? Pass on an inheritance to your children?
Purchasing good long-term disability (LTD) insurance coverage is one of the smartest decisions high wage-earning individuals can make. For a relatively small monthly premium, you can guarantee a substantial portion of you ..read more
Bryant Legal Group Blog
1y ago
According to Northwestern Mutual’s 2023 Planning & Progress Study, an estimated 37% of American adults work with a financial advisor. The rates certainly are even higher among entrepreneurs, educated professionals, and high wage earners.
Financial advisors play a critical role in helping their clients invest, manage risks, and protect their financial future. And that very much includes preparing for the possibility of a long-term disability. If you’re a financial advisor, you likely already have several clients in this exact situation.
Long-term disability insurance is a crucial part of ma ..read more
Bryant Legal Group Blog
1y ago
If you’re a physician, lawyer, dentist, or other high-income professional working in a complex field, you shouldn’t go without robust long-term disability insurance coverage. You’ve dedicated countless hours to mastering your craft and worked hard to build a certain standard of life for yourself and your family. Without a comprehensive disability insurance policy, however, a single unexpected illness or accident could mean losing it all.
But not all disability insurance policies are created equal—and the worst time to find out that your insurance policy isn’t good enough is when you’re filing ..read more
Bryant Legal Group Blog
1y ago
With more than $23 million in in-force premiums, Guardian Life Insurance Company (often through its subsidiary Berkshire Life Insurance Company) is one of the largest providers of group disability insurance policies in the United States. Physicians and highly educated professionals are especially likely to have disability benefits through Guardian, as it is one of the relatively few disability insurance companies to provide “true” own-occupation policies.
While Guardian does offer many long-term disability insurance policies with robust coverage, that does not mean they will handle every disab ..read more