It’s been more than 3 years since we published Where You Bank is What You Build, and there are a lot more great options for decarbonizing your money. Here are a few: Bank for Good Ask Sustainable Marilyn Waite’s Sustainable Banking website CFPB’s What is the best way to move (your) checking account?  Green Bank Network Coalition for Green Capital American Green Bank Consortium  Beneficial State  Want to do Something About Climate Change? Follow the Money   Remember, we all get to decide where the markets go, because we are the markets. Laura Fitton, Founder ..read more

Gifts to the Future Planning for the future can get heavy. Keep it light. (Treat yourself to festive LED or solar lights and a timer on holiday clearance?) Seriously though, to stick with all the things we all need to do for our collective futures, we all need optimism, focus, and a sense of agency. Do something light today, and resolve to build up to the harder stuff over time. A better future is possible. So many of the tools we need already exist, they just need more investment and a lot more people to use them. Collectively, we are the economy. When we change how we earn, spend, save, and ..read more

Gifts to the Future As climate issues worsen, and as more solutions are deployed and scaled up, the climate economy will become mainstream. Across the climate economy, all business models and industries will shift to varying extents. You can choose to factor both climate risk – direct financial losses resulting from the climate crisis – and climate opportunity – upside growth opportunities from solving climate problems – into your investment planning now.  College Savings Given that 529 college savings are intended to benefit the most climate focused generations ever born, it’s absurd no ..read more

Gifts to the Future Happy Day 4 of Kwanzaa! Whether you’re celebrating that or getting ready for New Year’s – what’s a great gift? A bottle of cheer, of course! Bring along or buy a bottle that goes easier on the future. While the alcohol industry accounts for 1.5% of carbon emissions, many brands are trying to do better. Same for the rapidly growing “no alcohol” drinks segment. Support the best of them with your New Year’s gift budget. Good, Better Best? “Every alcoholic beverage has an impact on the environment including greenhouse gas emissions, air pollutants, habitat destruction, and mor ..read more

Gifts to the Future About a third of greenhouse gas emissions are tied to food. We need safer ways to produce, distribute, store, and dispose of food waste in order to ensure a better future for all. Non-animal sources of meat, dairy, and other proteins will help, but cutting back now helps even more. Feast Strategically A creative way to cut back is to just get very very picky. Swap out eating meat everyday for treating yourself VERY infrequently to “very best of its kind” splurges. Maybe having that ribeye to look forward to will help you to skip the habitual boring everyday meat? Read more ..read more

Gifts to the Future Gather up your holiday guests or reach out to some friends for a walk, a bike ride, or to hit the trails nearby. GATHER | Tuesday travel and hosting tips to gather your loved ones | #GiftsToTheFuture – tiny holiday tips to give a better future to all Bring your loved ones together this holiday season to give #GiftsToTheFuture. Each day on the way to welcoming the new year, we'll share a little something you can do to help make it (and many years that follow) better for those you love. enough.co/gifts-to-the-future Laura Fitton Founder, Advisor, and Speaker Laura Fit ..read more

Gifts to the Future What’s your #GiftsToTheFuture question? MOTIVATE | Our Monday tips are extra easy to get and keep you motivated #GiftsToTheFuture – tiny holiday tips to give a better future to all Bring your loved ones together this holiday season to give #GiftsToTheFuture. Each day on the way to welcoming the new year, we'll share a little something you can do to help make it (and many years that follow) better for those you love. enough.co/gifts-to-the-future Laura Fitton Founder, Advisor, and Speaker Laura Fitton founded the enough company to explain and evangelize market-driven ..read more

Gifts to the Future Dream a Little Dream EV I don’t know when you’ll get your first (or next) electric vehicle. I do know it’s fast becoming “when?” not “if?” Take just a few moments today to imagine your dream EV. What models are already available? What’s coming up soon? How are prices shifting? Do used EVs fit your “now” budget? Which features suit your lifestyle? Do you know what you need for charging? How will your cost of ownership differ? Do you hear about the tire thing? Keep it light, and have a little fun with it. PLAN | The changes we all need take time and money, so Sundays are f ..read more

Gifts to the Future “Your retirement plan may be fueling the climate crisis. But it doesn’t have to.” – As You Sow If you’re lucky enough to have a 401(k), IRA, 529 or other investments, you probably invest in fossil fuels. Don’t like what that means in terms of risk (not to mention, for the future)? Check out these AsYouSow.org research tools: Fossil Free Funds FossilFreeFunds.org shows where your money is directly exposed. You can also use it to find the “least bad” fund options available in your holdings. They also grade how much popular index funds expose you to fossil fuel stocks. Invest ..read more

Gifts to the Future Whatever you’re celebrating, it’s officially last minute. But, do not panic. A thoughtfully delivered gift “card” can be wonderful. But, do everyone a favor and skip the plastic card part. Cardless Gift Carding Alternatives Buy, print out, and decoratively “wrap” digital gift cards Buy paper gift cards from local businesses Cash, check, digital payment Coupons for experiences, favors, and random acts of kindness Plans for a shopping “trip” that’s your treat Gift an experience you know they will love It’s (Truly) the Thought That Counts Draw a picture or write a heartfel ..read more