Keeping the Family Entertained Over Easter on a Budget With Easter right around the corner, it’s time to start planning some fun activities for you and the family to enjoy over the holidays. As you probably know, most schools across the UK will be closed for two weeks, giving families the opportunity to spend time together. During this period, some families may choose to go abroad and get some sun following the cold winter we’ve just had. However, others may choose to stay at home and find numerous fun activities to do in the comfort of their own city. Entertaining the kids has always been a h ..read more

You Could Save Money With This Simple Hack! Saving money sounds hard, especially if you know it’s not one of your greatest skills. We understand that not everybody has a great relationship with their finances, and some people will often struggle more with saving than others. Most of the time, when people start saving money, they throw themselves into the deep end, reducing their chances of success. However, if you divert your time and carefully choose the most suitable saving methods, you’ll begin to see a huge difference. When starting your research, you’ll begin to see there are actually man ..read more

3 Factors That Could Be Affecting Your Credit Score Many Brits are actually quite unaware of what a credit score really is. In fact, it is commonly questioned whether credit scores and credit reports are the same things. We understand that learning about your finances and credit isn’t something that is often taught growing up, but it’s more of an aspect you are forced to learn alone. So, lacking knowledge in the area is probably more common than you’d think. However, with the information online constantly growing, developing and strengthening your knowledge is easier than ever. To start simply ..read more

The Dangers of Payday Loans Payday loans are seen as an easy solution for sudden financial problems. Despite being helpful in certain circumstances, many individuals advise against applying for this kind of loan. It’s suggested that you should only borrow as a last option if you’re confident with the repayments. A payday loan is a small sum of money that individuals can borrow from a lender. These loans are typically borrowed and repaid over the course of 12 months. Most of the time, this kind of loan is used in emergencies or times of financial stress to help a borrower afford their immediate ..read more

Financial Tips To Avoid The January Blues It’s that time of year again, which follows closely after the expensive period of Christmas and New Year when we’re all checking our bank balances with dread and wishing payday would come sooner. January is one of the hardest months to overcome financially; after all, avoiding all the sales and keeping your costs down is hard enough without the added aspects of inflation and increasing energy bills. Despite being at the halfway mark of the month, the January blues are still slowly creeping up on some people, meaning this is the start of your opportunit ..read more

Why Should You Implement the 50/30/20 Rule in 2023? Budgeting is a hard task for most people unless they’ve been budgeting long enough to master exactly what works for them. It isn’t something you can just adapt to overnight; in fact, it could take months, if not years, to perfect. The process of learning to a budget can be very daunting, especially if it is taking you longer than expected to find the right budgeting method that suits you. Unfortunately, for some people, finding the right technique seems impossible. However, if you keep testing different methods, you are bound to find one even ..read more

Financially Preparing For Christmas With our expenses rising, households all over the UK are finding it more and more difficult to manage their finances on a day-to-day basis. Budgeting is already a factor that many people struggle with, particularly those with limited disposable income who are trying to stick to a strict, non-negotiable amount. So, it’s extremely common for financial stress to increase around this time of year. Despite Christmas being only a couple of weeks away, a large portion of UK households have left their financial management improvements and changes until the very last ..read more

Fixing Your Finances For 2023 With 2023 right around the corner, it is time for you to set your finances off on the right foot. With the increase in living expenses, 2022 has been a difficult year for most people financially. Unfortunately, millions of households around the UK have been forced to make important changes to their budgeting techniques over the past 12 months. As a result of the cost of living crisis, supermarket consumers have noticed certain items increasing by over 50% in price. All of the downfall and stress caused by our 2022 finances are examples of financial elements we do ..read more

3 Reasons Why You Should Take Up A Side Hustle With the increases in the costs of living and the current financial crisis we are facing, it is now more important than ever to take extra care of our finances. Unfortunately, we never know what financial obstacles we may come across in the near or distant future. Despite always being used, the popularity of side hustles is rapidly increasing to help households within the UK adapt to new financial climates. In fact, research suggests that “over a third of Brits in the UK now run their own side hustle.” So, perhaps now is your opportunity to begin ..read more

The Difference Between Short Term and Instalment Loans First of all, when you’re searching for different types of short-term finance, you may ask yourself what is the difference between short term and instalment loans. Secondly, you’ll see the phrases short term loans and instalment loans used for different lenders as you shop the market. However, the fact is the loan industry just uses different terminology to describe the same product. Bingo Loans can provide you with all of the information that you may need when it comes to borrowing money. Here, we’ve put together a quick guide in order to ..read more