Financial Autonomy
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Financial Autonomy is an audio blog focused on financial strategies to give you choice. Hosted by Certified Financial Planner Paul Benson, each episode is a short and sharp 15 minutes or so and aims to provide you with actionable content that can help you achieve your goals.
Financial Autonomy
1w ago
It's been a wonderful time to be an investor recently. As regular readers of our GainingCHOICE e-mail will know, the current one year numbers for the trio markets we track are all in double digits, with the US index over 30% up on the year, and the Australian and Emerging markets both up around 20%.
So where to from here? Do such large gains over the past year mean we're destined for a fall? Or is this the early days of a new boom?
General Advice Disclaimer ..read more
Financial Autonomy
3w ago
There’s lots of risk when it comes to investing and building wealth. Inflation risk, market risk, timing risk, concentration risk, liquidity risk, credit risk, legislative risk, reinvestment risk, currency risk, leverage risk, and plenty more.
Some risk we want to take – the ones that we can handle and will reward us with extra returns. Other risks provide no benefit to us and so should be avoided at all costs.
Longevity risk, the topic of this week’s episode, falls into this second bucket, though it’s solution involves the deliberate undertaking of other risk. It’s an i ..read more
Financial Autonomy
3w ago
With mortgage rates having leapt up this past year, the effective return savers receive by parking their money in an offset account is looking increasingly attractive. This has led to a question we're being asked more and more. Should I invest or just leave my money in the offset account?
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Financial Autonomy
1M ago
We all want to build wealth and have financial security, have choices in life.
This week I wanted to explore the basic framework for how you can make that happen. Your home, your super, your investments, and the financial decisions that sit around those all play their part.
General Advice warning
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Financial Autonomy
1M ago
Looking for a new What's Possible episode?
What's Possible has now moved to its own channel. Links are below for the most common players, or just search What's Possible in your podcast app.
Find What's Possible on Spotify here: https://open.spotify.com/show/7beUaLlKeg7zlq6RlIObTp
Find What's Possible on Apple here: https://podcasts.apple.com/us/podcast/whats-possible/id1766412250
We're having a lot of fun with the What's Possible project. Be sure to follow or subscribe to the What's Possible channel so you never miss a new episode ..read more
Financial Autonomy
1M ago
This week's episode is inspired by the number one question we get asked by new clients - am i on track to retire?
This week I take you through how we go about answering this question. What are the inputs required, and the key things for you to consider?
For help, visit our website: www.guidancefs.com.au
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Financial Autonomy
2M ago
Could you spend 9 months through winter down in Antarctica? This week I chatted with Matt Roberts who did exactly that with the Australian Antarctic division. He shares how he got this opportunity, the training required, and what life's like at the bottom of the world.
What's Possible is moving to its own channel. Be sure to add it to your Follows/Subcriptions:
Spotify: https://open.spotify.com/show/7beUaLlKeg7zlq6RlIObTp
Apple: https://podcasts.apple.com/us/podcast/whats-possible/id1766412250
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Financial Autonomy
2M ago
Borrowing to invest he is unquestionably a frequent contributor to wealth accumulation. Few of us would buy a home without using a mortgage, and it is a rare business that is able to grow without some form of debt.
Borrowing to invest in the stock market has many positive attributes. Shares can be sold quickly, enabling you to reduce or clear your debt at short notice were your circumstances to change. Transaction costs are low. And diversification is easily obtained.
There are several ways in which you can borrow to invest in the stock market. Under a debt recycling approach, it is assumed yo ..read more
Financial Autonomy
2M ago
Welcome back to the What's Possible podcast where we explore people who've lived interesting lives and consider what lessons we can draw to have the fullest, most fun life possible. In this episode, we dive into Hillary Clinton's journey and what she's achieved alongside that.
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Financial Autonomy
2M ago
Having now rolled into a new financial year, you might have seen league tables floating around showing the best and worst super fund performers for the 2023/24 financial year.
This year the large industry funds tended to lag their retail funds cousins. In this week's episode I wanted to explore why that had occurred, so you can determine whether you need to be taking any action.
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