? Are you on track with the Baby Steps? Get a Free Personalized Plan I know it may feel like your goal of owning a home is a moving target, but don’t lose hope! In this episode, you’ll learn one cost of living rule to never break, plus three things to consider before buying a home.    Next Steps:  ? Start your free budget today. Download the EveryDollar app! ?️ Stay on top of real estate updates with RamseyTrusted housing market trends.   ? Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.   Connect With Our Sponsors:  ? Learn more abo ..read more

? Start your free budget today. Download the EveryDollar app!   When you have questions about money, it’s important to ask someone you can trust. That’s why in today’s episode, I’m sharing the three types of financial pros you need, plus three questions to help you choose the right pro for you.   Next Steps:  ?️ Find financial services you can count on with RamseyTrusted.    Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy ..read more

? Start your free budget today. Download the EveryDollar app!   What if I told you that you have more money than you think? In this episode, you’ll learn how to uncover extra cash in just one day with the 24-Hour Money Finder Challenge. Next Steps:  ? Take the 24-Hour Money Finder Challenge.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?️ The Ramsey Show   ? The Ramsey Show Highlights  ? The Dr. John Delon ..read more

? Start your free budget today. Download the EveryDollar app!   Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That’s why I’m talking about the five worst ways to pay off debt that you’ll want to avoid.    Next Steps:  ? Watch my video The Financial Trend That Is Robbing You Blind.   Connect With Our Sponsors:   ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?️ The Ramsey Show  ? The Ramsey Show Highligh ..read more

? Start your free budget today. Download the EveryDollar app!   Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.   Next Steps:  ? Watch my video My Annual Investment Routine.  ? Connect with a SmartVestor Pro for free.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?️ The R ..read more

? Start your free budget today. Download the EveryDollar app!   In today’s episode, I’ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.    Next Steps:  ? Watch my video 5 Numbers You Must Track to Build Wealth.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?️ The Ramsey Show   ? The Ramsey Show Highlights  ? The Dr. John Delony Show  ? George ..read more

? Start your free budget today. Download the EveryDollar app!    Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won’t Even Miss.  ? Register to watch our Ramsey Livestream: Take Control of Your Money. Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour ..read more

? Start your free budget today. Download the EveryDollar app!   If you went overboard during the holidays and you’re carrying debt into the new year, it’s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.   Next Steps:  ? Watch my video 5 Ways to Get Out of Debt Faster.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ?️ The Ramsey Show  ? The Ramsey Show H ..read more

? Start your free budget today. Download the EveryDollar app!   Tired of giving up on your New Year’s Resolutions three weeks into every year? Well, you’re in luck because there’s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.   Next Steps:  ? Watch my video This Habit Is Keeping You Broke.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From Ramsey Network:  ? Smart Money Happy Hour  ..read more

? Start your free budget today. Download the EveryDollar app!   Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.   Next Steps:  ? Watch my video 22 Expenses to Cut That You Won’t Even Miss.   Connect With Our Sponsors:  ? Learn more about Christian Healthcare Ministries.  ? Get 20% off when you join DeleteMe.   Listen to More From the Ramsey Show:  ? Smart Mon ..read more