As cryptocurrencies are gradually moving to mass adoption, more and more businesses are entering the game launching their own coins. Though it is quite difficult to say who is standing behind the most popular cryptocurrency – Bitcoin (the personality of the mysterious Satoshi Nakamoto still hasn’t been revealed), some companies prefer to launch their blockchain projects and tokens openly. While Telegram with its TON project hasn’t moved far in its development due to legal issues, Facebook-backed Diem (previously known as Libra) is going to launch its digital coin pilot already this year.  ..read more

If you have decided to launch a fintech startup, you are now one step closer to success as sometimes taking a decision is the most difficult task. Though we are exaggerating, there is some truth in it. However, after you declare your intention to build a fintech project, you still have a lot to do. To facilitate the entire process, we’ve prepared this guide for you. Specify your niche and target audience In our blog, we’ve already covered the benefits and possibilities of the fintech industry. As you know, this sphere unites a wide range of subdomains, for example:  DeFi lending crowdfun ..read more

In our blog, we’ve already talked about the power of DeFi to win the leading role in the financial industry and even to become the next step of the industry development. DeFi apps are powered with blockchain which is the key precondition of the majority of benefits that these solutions can bring to service providers and users. But there is one more awesome thing about DeFi that really inspires many people to come into the space. And this thing is that DeFi offers a wide range of opportunities for users to get a good passive income without risking losing everything. Sounds interesting? Then, ke ..read more

What should participants of traditional financial systems do when they need to take a loan? They go to a bank, submit an application where it is important to define the aim of taking this money, and in case of a positive decision from the bank, these people will get the desired amount. The received sum must be returned to the bank with a certain interest within a set time period. Terms, as well as interest rates, depend on the type of loan that you want to take (for example, it can be a home loan, a business loan, a persona loan, etc.), your credit history, the bank that you’ve chosen and many ..read more

The 2020 year that will forever stay in the history as the year when the COVID-19 pandemic began was an extremely weird one for both consumers and businesses. But while some industries suffered (and are still suffering now, in 2021) from massive lockdowns which lead to bankruptcies, the financial industry stays afloat despite all challenges as the demand for financial services will stay strong even in the darkest periods. However, in this industry, the winners are not traditional institutions but fintech startups.   Despite the COVID-19 crisis, fintechs continue to grow all over the ..read more

Today it’s extremely interesting to observe how blockchain and other emerging technologies are transforming traditional industries such as education, insurance, finance or healthcare. We’ve already covered some of the real use cases of blockchain-powered solutions in various business domains and now it’s time to take a closer look at the ways how blockchain helps to make medical services accessible to a wider audience, increase their quality and enhance the patient experience. What healthcare issues can blockchain solve? Though some people still perceive blockchain just as a technology strongl ..read more

Educational technology (Edtech) represents itself a combination of IT solutions, computer hardware capacities and educational theoretical and practical methods aimed at enhancing learning processes, making them easier, more engaging and result-oriented.  Today classrooms are not the same as they used to be 30, 20 and even 10 years ago. We are not surprised anymore when we see traditional computers in classrooms or hear about interactive online courses. All this has become a norm.  Educational technologies are moving further these days. AI and ML tools, robots, IoT devices and even bl ..read more

Blockchain is gradually penetrating all industries and all spheres of our life. Some fields are more prompt to some changes, while some others are not ready to accept innovations quickly. Despite the fact that the traditional insurance industry is viewed as one of the most stable markets, it welcomes new technologies and blockchain is not an exception here.  The main reason for wide blockchain adoption within the industry is quite simple: blockchain-powered solutions solve a lot of issues of the traditional insurance system. To better understand what we are talking about, let’s take a clo ..read more

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