Smartphones are undeniably part of our way of life today. And whenever we go on the market for a new one, we undeniably end up having to decide between getting it alongside a new phone plan (via something called a « zero-dollar-phone » plan) or buying the device alone directly from the manufacturer or a retailer. Once you’ve acquired your new device, you can subscribe to a « Bring-Your-Own-Phone » plan. Obviously, the latter here is a heavier financial commitment. Indeed, the most affordable smartphones cost over $100 and the spectrum expands all the way up to over $1000. Theref ..read more

Minding our finances has become a big trend over the last few years, and that is a very good thing! However, like with many things, there are good ways to keep money under control (these will make our finances grow), and bad ways, which will cripple away our assets and send us back to square one on the net worth ladder. Moreover, when it comes to budgeting, there is no one-size-fits-all tool and it is much more a matter of composing one’s own recipe through experimentation over our personal situation and goals. In this post, I will share my approach to personal budgeting.  Before I begin ..read more

The beginning of a new year is the time to make plans, assess the past and re-assess for the future. Also, those challenging times we are living in provide us with the opportunity to reflect of how we spend our time. How much this activity is relevant for us, and how much that other one is not. So, why don’t we capitalize for the future here, to reach our goals tomorrow. In this blog, let’s review 12 skills worth to learn now. 1 – Creativity Photo by Buse Doga Ay on Unsplash That is actually a skill in high demand in today’s job market. Why? Because as more and more jobs are getting automated ..read more

Sometimes, getting something new provides great excitement. Smartphones occupy a great amount of space in our daily lives today. And sometimes, more than just a new gadget, we need a device that helps us get through our everyday challenges with fewer constraints. A real estate agent could use a device with a better camera to take better pictures while visiting homes and edit them to put the house in their best aspect. Maybe an advisor traveling all day long could use the latest technology in terms of battery capacity… However, investing in such tools by buying them upfront is not always possib ..read more

The beginning of a new year is the time to make plans, assess the past and re-assess for the future. Also, those challenging times we are living in provide us with the opportunity to reflect of how we spend our time. How much this activity is relevant for us, and how much that other one is not. So, why don’t we capitalize for the future here, to reach our goals tomorrow. In this blog, let’s review 12 skills worth to learn in 2021. 1 – Creativity Photo by Buse Doga Ay on Unsplash That is actually a skill in high demand in today’s job market. Why? Because as more and more jobs are getting automa ..read more

Sometimes in life, you just feel like half way through. Half way through school, half way through your workout, half way home… And we have to win the other half! And sometimes one of these halves is a job interview, something (and most of the time someone(s)) standing between you and your dreamed job. In this article I will present 11 tips to succeed handling your next job interview. 1 – Knowing the business (and the people) as accurately as possible will bring you past the starters. As my father used to say « You’re not here to play extra » (like these actors in the background of lead ca ..read more

For most of us, 2020 has been a challenging, silly, mad, awful lot of a year and we were so happy to leave all of this sadness behind approaching midnight on New Year’s Eve to engage with happier times in 2021 with the hope of leaving the pandemic behind and regain normalcy in our day-to-day lives. Now, I don’t want to spill the beans and it even hurts my own confidence to write this, but there is a risk that 2021 could turn out to be as bad as last year, some would say even worst. So, in this article, we will look at 4 things that could make 2021 another bad year. If you want to stop reading ..read more

Certainly, the first hour of the first day of the month of 2021 had something special for most of the inhabitants of planet earth. That special thing was the joy of leaving a disastrous year behind, full of misery, sadness and unfairness. In these first days of 2021, we are looking forward to something new. Although we are not quite out of the woods yet, and there are still significant challenges ahead of us all to make it back to some normalcy again. For that, I invite tor read my other post about the 4 things that could make 2021 another bad year. But, 2021 is also full of comforting possibi ..read more

Undeniably, 2020 was a year like no other and it has been an unenviable year. A lot of us have been hit in the face by so many unpredictable events. From the restrictive climate of a sanitary crisis to the isolation we had to go through, not to mention the financial struggle caused by an economic crisis that could reveal as being worse than the 2008 Global Financial Crisis… But, among that dreadful news, some positive trends have emerged from the situation we have been living in 2020… You always have to look at the bright side. In this blog, we will expose 6 trends that have become mainstream ..read more

We’re often brought to think that we should be just glad we have a job and a paycheck to pay the rent/mortgage, fill-up the fridge… But what happens when the fun has gone for us at work? Boomers used to say something like “love your job/company or quit”. But few of them had to actually deal with massive inflation, housing crisis, globalization and outsourcing of the workforce… WE Millenials have to bear with that. In this day and age, being happy at work is vital. More than an income, it’s really important that we harvest something else from it, something that nourishes us. Otherwise, we’ll ju ..read more