This podcast segment discussion examines the future of Fannie Mae and Freddie Mac amid ongoing conservatorship debates, the financial and political barriers to privatization, and the potential impact of converting commercial properties into residential housing as a response to market shifts and urban vacancies. ---------------------------------------------------- Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior ..read more

This podcast segment explores the latest in AI advancements, including Google's Gemini 2.0 image editing, the growing role of AI in compliance with ICE's "Ask Reggie," and key industry innovations recognized in the 2025 ICE Innovation Awards, all while emphasizing the strategic role of technology in mortgage and lending efficiency. ----------------------------------------------------- Allen Pollack, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and sof ..read more

Despite a volatile bond market driven by CPI and PPI data, Treasury auctions, and shifting stock correlations, traders remain focused on the upcoming Fed announcement and dot plot, which could shape rate expectations for the months ahead. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, a ..read more

03-17-2025 Expect Rates To Drop Like A "Grenade" ---------------------- Easing comes, easing goes. That's just how Fed lives Oh, stay, stay, stay it all, but Jay never gives. Fed Chairman Powell likes productivity gains and a steady Dollar. So, does Jay cheer the death of DEI in corporate America? Regardless, he’s in no hurry to give another ease. With Oil in the tank, inflation falling back, and the 10-year yield bouncing around 4.30, the odds of lower rates increase. Expect a drop to 3.60 by June 30. Jay said he’d ease more, you’re a liar 'Cuz you never, ever, ever did ..read more

This podcast segment covers the Senate’s confirmation of William Pulte as FHFA Director, the future of GSE conservatorship, credit score reforms, and MBA’s efforts to shape housing policy under the Trump administration. ------------------------------------------------------------- Adam DeSanctis, VP of Communication at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, incl ..read more

The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Rep ..read more

This podcast segment covers the latest mortgage market shifts, Rocket Mortgage’s bold acquisition of Redfin, insights on the future of real estate technology, and how AI is reshaping decision-making in the industry ..read more

This podcast segment covers as Congress considers slashing CFPB funding to zero, mortgage industry experts discuss the potential compliance chaos, the shift toward state oversight, and the broader implications for lenders navigating evolving regulations. ---------------------------------------------------- Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm ..read more

This podcast segment explores using AI-driven insights, this discussion explores Rocket Mortgage’s $1.75 billion acquisition of Redfin, analyzing its strategy to dominate the homebuying process, potential industry shakeups, and the challenges it must overcome to succeed. ----------------------------------------------------- Allen Pollack, Tech Consultant Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development. In today’s financial services push to all ..read more

This podcast segment Market volatility surged last week as Germany’s debt ceiling proposal shook global bonds, Fed Chair Powell signaled economic stability, and all eyes now turn to the upcoming inflation report for clues on the next move. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders ..read more