The Transition to Medicare Podcast
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Who needs Medicare help? Everybody! Financial advisors do. CPAs do. People approaching age 65 do. People over age 65 do. Right, we have a lot of work to do! We bring you real stories and real suggestions so that you can make the best Medicare decisions possible for you and your family.
The Transition to Medicare Podcast
4d ago
Are you confused about Medicare and looking for clear answers to your most pressing questions? In this informative Q&A episode, hosts Cameron Giardini and Joanne Giardini-Russell from Giardini Medicare answer real questions from their audience to help you navigate the complexities of Medicare.
Whether you're unsure about enrolling in Medicare Part B, dropping Medigap coverage, or how the IRMAA surcharge impacts your premiums, this episode covers it all. We also dive into topics like:
- Returning to Work After Medicare Enrollment: What happens if you enroll in Medicare, but later gain acc ..read more
The Transition to Medicare Podcast
2w ago
Are you approaching your transition to Medicare and feeling overwhelmed by all the potential pitfalls and complexities? You’re not alone! In this episode of the "Client Scenarios Podcast," we go beyond hypothetical examples and dive into five real-life Medicare scenarios our clients have faced. Learn how to avoid costly mistakes and make smarter decisions when enrolling in Medicare.
Join hosts Cameron Giardini and Joanne Giardini-Russell from Giardini Medicare, an independent insurance agency serving clients in over 13 states, as they share real stories—from clients who faced Medicare enrollm ..read more
The Transition to Medicare Podcast
3w ago
In this episode, Cameron Giardini and Joanne Giardini Russell from Giardini Medicare discuss the major changes coming to Medicare Advantage plans in 2025. With the landscape of Medicare Advantage evolving rapidly, it's more important than ever to stay informed and understand how these changes could impact your healthcare coverage.
What we’ll cover:
- Current State of Medicare Advantage: Learn about the latest enrollment trends, premium changes, and why these plans have been so popular among Medicare beneficiaries.
- What’s Changing in 2025: We’ll break down the upcoming changes, including h ..read more
The Transition to Medicare Podcast
3w ago
Whether you're a first-time enrollee or a seasoned Medicare beneficiary, understanding yearly Medicare cost changes is key to managing your healthcare expenses effectively. In this episode, we cover everything from Original Medicare costs to Medicare Advantage, Medigap, Part D, and even unexpected Medicare costs, ensuring you're well-prepared for the year ahead.
Original Medicare Costs for 2024:
Part A Premiums: $0/month for most, up to $505/month based on work history.
Part B Premiums: A base premium of $174.70/month. Part B OOP Costs: $240 yearly deductible, 20% coinsurance
Medicar ..read more
The Transition to Medicare Podcast
3w ago
Join us in our latest podcast episode as we unravel the critical debate of Medicare Advantage vs. Medicare Supplements in 2024. This episode is essential for anyone on Medicare, providing insights into making the most informed decision for your healthcare needs.
Inside This Episode:
1. Original Medicare Overview: Quick guide to Part A and B, highlighting the necessity of being enrolled in both parts of Original Medicare before enrolling in MAPD or Medigap coverage.
2. Medicare Supplement (Medigap) Coverage: Explore the role of Medigap in filling Original Medicare's coverage gaps, focusing o ..read more
The Transition to Medicare Podcast
3w ago
When it comes to your Medicare insurance options, we often point out the fact that your choices essentially come down to a Medicare Advantage plan or a Medicare Supplement (Medigap) plan.
With millions of Medicare beneficiaries making this same decision, we are often asked, "which option do most people choose?". Ultimately, that choice will be based on your individual budget, wants, and needs but in today's episode, we will break down national trends and talk about the data to find out whether Medicare Advantage or Medigap plans are the most popular choice for those on Medicare. See our sourc ..read more
The Transition to Medicare Podcast
1M ago
Feeling overwhelmed by Medicare’s Annual Election Period (AEP)? Don’t worry, you’re not alone! In this episode, Cameron Giardini and Joanne Giardini-Russell are here to simplify the process and guide you through the key changes coming for 2025. Whether you’re happy with your current plan or unsure about what’s next, we’ll help you prepare and make confident decisions for the upcoming year.
We’ll walk you through:
The AEP timeline is October 15 - December 7, 2024. What can you and can’t do during this period?
Medicare Advantage & Medigap updates: How to know if it’s time to switch plans ..read more
The Transition to Medicare Podcast
1M ago
In this episode, Cameron Giardini and Joanne Giardini Russell of Giardini Medicare dive deep into the crucial changes coming to Medicare Part D in 2025. With the summer break behind us, we're kicking things off with everything you need to know about how these changes could affect your prescription drug coverage.
We’ll cover the most critical updates, including:
- The new $2,000 cap on out-of-pocket Part D costs and what it means for you.
- The introduction of the Medicare Prescription Payment Plan, designed to help spread out your prescription expenses into manageable monthly payments.
- T ..read more
The Transition to Medicare Podcast
1M ago
As we approach the peak of summer, we understand that learning about Medicare often takes a backseat during this time of year. Therefore, we will take a break from releasing our biweekly episodes of the Transition to Medicare podcast for the next few months.
Stay Informed This Summer:
- Access Past Episodes: Our previous podcast episodes contain relevant information. Feel free to revisit them anytime.
- Watch Our Videos: We will continue producing new Medicare-related videos on TikTok and YouTube. Search for "Giardini Medicare" on these platforms for fresh content.
- Get Personal Ass ..read more
The Transition to Medicare Podcast
1M ago
Are you fully protected with your current Medicare plan? In our latest podcast episode, we dive deep into the often-overlooked yet vital insurance options that complement Medicare. Discover how specific plans can shield you against unforeseen expenses related to cancer, hospitalization, travel, and more. Whether you’re enrolled in Original Medicare, Medicare Advantage, or Medigap, we’ve got insights that could save you from unexpected financial burdens.
In This Episode, We Explore:
Cancer Insurance: Learn how lump-sum cancer policies work alongside your existing Medicare Advantage or Medigap ..read more