Since its passage well over a decade ago, the Affordable Care Act has fundamentally transformed health insurance and employee benefits – and every year there seems to be more regulation and legislation building on the landmark law. To best serve your clients, you need to be up to speed on all things ACA and beyond. On this week’s episode of the Healthcare Happy Hour, NABIP’s Dan Parker is joined by Paul Roberts, senior director of education and market development at Word & Brown and instructor of one of NABIP’s best professional development courses – “ACA and Beyond: A Modern Look at Emplo ..read more

Over the course of the past decade, the industry has seen a tremendous increase in the sophistication and costs of medical treatment options, including enhanced care of newborns, groundbreaking cancer treatments and pharmaceutical advancements like gene and cell therapies. These have created potentially big wins for patients with challenging diagnoses, but also brought about a continued trend in rising claim costs. As the costs have grown, so has the need to ensure appropriate coverage is in place with a carrier that has the right knowledge, experience and financial stability to help protect e ..read more

Health insurance professionals who in the employer market are acutely aware of health reimbursement arrangements, commonly shortened to HRAs, and how they work. However, the world of individual coverage HRAs, or ICHRAs, is a relatively new form coverage that employers and brokers alike are still learning how to utilize effectively. On this week’s episode of the Healthcare Happy Hour, sponsored by Remodel Health, NABIP’s Dan Parker is joined by Justin Clemets co-founder and chief ICHRA officer, Travis Hall, VP of marketing, and John Staub, director of outreach, to discuss how ALEs can utilize I ..read more

It’s September 1, which means it’s officially fourth quarter – though we probably didn’t actually need to tell you that. September 1 also means that we are just a couple of days away from the end of August recess. If you met with your lawmakers over the summer, please log those appointments using a link on NABIP.org, under Advocacy, then Legislative Issues. With that said, we have plenty to discuss this week, most of which is at the regulatory level – between ACA affordability changes and proposed Medicare regulations. To discuss all of this and more on this week’s episode of the Healthcare Ha ..read more

Welcome back to the Healthcare Happy Hour! Even though we are in the midst of August recess, a new bill that would resolve one of our Medicare issues has been introduced in the House. NABIP is calling on all members to contact their federal legislators and urge them to co-sponsor bipartisan legislation that would address this important issue. In addition to that, our listeners who work in the individual market will be delighted to hear that our model consent form for those in federally facilitated marketplace states is finally available. To discuss this and more, on this week’s episode of the ..read more

Welcome back to the Healthcare Happy Hour! Even though we are in the midst of August recess, a new bill that would resolve one of our Medicare issues has been introduced in the House. NABIP is calling on all members to contact their federal legislators and urge them to co-sponsor bipartisan legislation that would address this important issue. In addition to that, our listeners who work in the individual market will be delighted to hear that our model consent form for those in federally facilitated marketplace states is finally available. To discuss this and more, on this week’s episode of the ..read more

As of June 18, agents and brokers who operate in states with a federally facilitated marketplace must obtain documentation that consumers they are working with have reviewed their eligibility for applying for coverage. Agents and brokers must also obtain documentation that the consumer consents to work with them when enrolling in advance payments of the premium tax credit and cost-sharing reduction payments. NABIP will be providing a model form over the coming weeks for our membership to utilize. In the meantime, on this week’s episode of the Healthcare Happy Hour, Dan is joined by AgencyBloc ..read more

As you saw in last week’s Washington Update, the administration released a proposed regulation that touches on short-term limited duration plans, fixed indemnity plans and level-funded plans. On the Congressional side, NABIP is looking at the PATIENT Act of 2023, a transparency bill that includes many provisions we support. In addition to these items, NABIP submitted a comment letter to the NAIC earlier this week regarding some proposed privacy provisions. To discuss all of this on this week’s episode of the Healthcare Happy Hour are our very own John Greene and Michael Andel ..read more

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