The government is making these changes in response to Sir Amyas Morse’s review of the loan charge policy and its implementation. The key changes are: the loan charge will apply only to outstanding loans made on, or after the 9th December 2010 the loan charge will not apply to outstanding loans made in any tax years before 6th April 2016 where the avoidance scheme use was fully disclosed to HMRC and HMRC did not take action (for example, opening an enquiry) people can elect to spread the amount of their outstanding loan balance (as at 5 April 2019, recalculated in line with the above changes) e ..read more

A call to action in most cases are words or phrases that can be fused into a sales script, advertising message, forms or web pages in other to make customers take actions. Why are CTAs important? The call to action can either be to buy a product, sign up for a newsletter, or to sign up for a free product. Using a simple CTA or not having any at all can do your business more harm than good. According to research, adding CTAs to a Facebook page can increase the click-through rate by 285%, emails with a single call-to-action increased clicks by 371% and sales by 1617%. Well placed and well writte ..read more

We are expecting that tax measures in the party manifesto will be announced again together with confirmation that changes consulted on last year will be put in place. Key tax updates include leaving the rate of corporation tax at 19% and an increase in the national insurance threshold. It is unlikely that the planned roll out of the “off-payroll” working (IR35) rules to the private sector will be delayed. The Chancellor is expected to again announce a U-turn on the 2019 loan charge following a review of the legislation Off Payroll Working Rules In January the government launched a four-week re ..read more

At KJG we have partnered up with some of the UK’s best funders to enable us to provide you with access to a huge number of providers offering a variety of products meaning we will find the most suitable solution for your business. Some of the business funding options we access include: Asset finance If you are looking to invest in new equipment for your business but don’t have the capital, asset finance could be a cost effective way to fund purchases and spread the cost of equipment over its economic life. We have lenders specialising in hire purchase, leasing and refinancing. Invoice finance ..read more

Well, pending the tying up of a few loose ends, at least – the small matter of a transition period and agreeing a trade deal with the EU. But after all the rancour and recriminations, Brexit got done after all. Now to unpick what it actually means. Again. In terms of what small businesses think about their post-Brexit prospects, it’s very hard to get an objective view as the reporting of such views continues to be distorted depending what side of the Leave-Remain divide you are standing on. So The Guardian picked up on a pre-election survey carried out by the Federation of Small Businesses (FS ..read more

Nowadays where almost everything is done online, we can receive messages in many forms and from a variety of channels, a primary one being email. Marketers have never had more options for reaching audiences.  In any situation where we are presented with options, we typically find ourselves asking, “Which one is the best?” In this case for marketing, where digital media becomes more and more enticing, the question boils down to “Is email or traditional mail better for marketing a business?” Email and direct mail could not be more opposite, one is online, the other is paper. One can be immediate ..read more

Since then, we have been waiting on the draft Finance Bill to review how the Chancellor planned for this limit to work and the effect this would have on people who have been letting their properties prior to April 2020. The draft Finance Bill has now been published and, based on this, it is clear that lettings relief will not be available for the majority of landlords selling rental properties after 5 April 2020. Currently, Lettings Relief provides CGT (Capital Gains Tax) relief where a property that has previously been the owner’s main residence, which has also been let, is sold. The relief i ..read more

But as this is traditionally the season of optimism and looking forward to new beginnings, we won’t dwell on that. Instead, let’s focus on something positive to put us in the right frame of mind to attack 2020 with a new purpose. If you’re wondering what you can do to give your business a little pick-me-up come the new year, here are a couple of fascinating emerging marketing trends that may help to give your brand a boost. Conversational marketing If you already have a smart speaker in your home – one of those AI-powered Amazon Echo or Google Home gadgets – then the chances are you have alrea ..read more

Spend 75% Of Your Time Outside Your Site Rather Than On It We’re not saying there’s no value in spending any time on your site. There is. However, please don’t fall into the trap of believing that spending all your effort on your website will bring in loads of new business, as it may not. Instead, you need to do things on the web outside your site. Some suggestions include posting on social media, writing blogs or sending out e-mail newsletters. Get your company in front of everyone, and you will probably not fail to succeed. Use Fresh Marketing Ideas As Well As Engaging & Informative Cont ..read more

Attacks don’t just result in downtime, loss of productivity, theft of information assets and/or fines. They can cause significant damage to your reputation, resulting in loss of customers and potentially revenue in the future. Cybersecurity Risks and Threats to Your Business Compromised Data Businesses rely heavily on data, whether for market research, website analytical data, account details or the personal information of its staff and customers. When a site is hacked, it’s not only the data that gets stolen, but the hacker can also use, sell, alter or expose sensitive customer information, i ..read more