There are a lot of exciting things happening at Clix Capital. Cutting-edge and AI-driven underwriting decisioning is one of such … The post AI That Writes Credit PD Reports: How Clix Capital Is Fuelling India’s MSME Growth with Innovation appeared first on Clix Blog ..read more

Micro, Small, and Medium Enterprises (MSMEs) have long been recognized as the backbone of the Indian economy as they contribute … The post How MSME Loans Are Helping Indian Businesses Transform appeared first on Clix Blog ..read more

In the professional and social world, women are gaining greater representation, taking charge, and shattering social ceilings. They are no … The post How Personal Loans Are Empowering Women? appeared first on Clix Blog ..read more

India’s Finance Minister, Smt. Nirmala Sitharaman presented the Union Budget 2023-24 on February 1, 2023, and presented some major changes … The post Still Unclear About How You Can Maximise Tax Savings Under The New Tax Regime FY 2023-24? Here’s How! appeared first on Clix Blog ..read more

Unsecured business loans are the best sources of finance that SMEs can use to fund their business growth and expansion. … The post 7 Factors Based On Which Your Business Loan Interest Rate Is Determined appeared first on Clix Blog ..read more

There is a pivotal transformation sweeping through the financial landscape—one driven by the imperatives of the digital age. Our journey at Clix Capital, toward digitization is not merely a response to a trend; it’s an essential strategy to meet the evolving needs of our customers and to ensure the resilience of our operations. As our stakeholders increasingly gravitate towards fintech products, the epicenter of their journey and interaction rest on our company’s IT infrastructure. Recognizing this shift, we acknowledge the paramount importance of the digital customer experience. It’s not jus ..read more

The digital landscape has significantly altered the way we live, impacting every facet of our lives. Technological advancements, such as UPI, online payment apps, RTGS, NEFT, and paperless digital loans, have revolutionized transactions. Consequently, the digital lending sector in India has witnessed remarkable growth. While enhancing convenience, this evolution has introduced new challenges, especially in the realm of cybersecurity. Securing data and addressing fraud within the digital lending domain is crucial due to the high stakes involved. The surge in digital transactions in India, fuel ..read more

Earlier, it was not that easy for small and medium-size businesses to avail unsecured business loans in India and expand their business. A few years ago, many companies had to close down because they could not secure the funds required for their growth at the right time. Businesses that could secure a loan had to pay hefty interest rates that took up major chunks from their profits. However, things have changed now. Today, small business owners without any collateral or assets can avail business loans from NBFCs at competitive business loan interest rate. Here are the four major reasons why s ..read more

You might be running a successful business with a healthy profit. However, when you want to take the next step and expand your existing business, you may need to apply for a business loan to fund the expense. Your best course of action would be unsecured business loans that you can avail for any purpose without any collateral, security, or guarantor. Whether you want to build working capital, buy inventory, upgrade equipment, hire staff, expand the workplace, or invest in marketing, you can avail an online business loan from Clix Capital right from the comfort of your smartphone or PC. Howeve ..read more

For any business owner, managing finances becomes difficult whenever there are numerous financial inflows and outflows. In any case, your end objective would be to grow your profit and expand your business. You save some part of your earnings and invest the other part towards your business growth. However, once the business gains speed, it might become difficult to manage your everyday expenses. This is where a small business loan kicks in. A business expansion loan is an unsecured source of finance that can help you manage your everyday expenses and stabilise your daily operational needs. Cl ..read more