How to Negotiate a Real Estate Breakup
Symmes Law Group
by Richard Symmes
1M ago
If you have purchased real estate with a romantic partner or business partner and did not have a co-ownership agreement defining the terms of your joint purchase and you no longer wish to own real estate together, then you may be scrambling to figure out what makes sense in terms of a settlement between the parties and selling real estate, or in other words, you have a real estate breakup to work through. I discussed the topic of how to negotiate a real estate breakup on 1150am KKNW radio and you can listen to that segment here:  The first step, if possible, to avoid any of these complication ..read more
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How to Sell Your Washington State Home in a Changing Real Estate Market
Symmes Law Group
by Richard Symmes
2M ago
If you are looking to sell your Washington State home or your home has been listed for sale, but you have not received the purchase price you wanted, Symmes law Group can Help.  In order to sell your home, it may be time to consider new and modern options that you may or may not have considered in this new changing real estate market which has seen overall price declines, price reductions and increase in days on the market throughout Seattle, Bellevue, Mercer Island, Issaquah and all of Washington State. These price reductions are correlated to the increase in mortgage interest rates whic ..read more
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What Assets Are Protected in Bankruptcy?
Symmes Law Group
by Richard Symmes
3M ago
If you are a consumer considering bankruptcy as an option, you likely want to know what assets are protected in bankruptcy.  That is because there is a lot of bad information you may hear on the street from friends or family or somebody who is not an expert in the laws of bankruptcy who tell you that you will lose everything you have.  The truth is bankruptcy law can be complex and the answer to whether assets are protected in bankruptcy is not cut and dry, but on average, most consumers who file bankruptcy retain all of their assets. Attorney Richard Symmes discussed what assets are ..read more
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Can I keep my Car If I File Bankruptcy?
Symmes Law Group
by Richard Symmes
3M ago
Can I keep my Car If I File for Bankruptcy? That is a question that consumers who are considering filing bankruptcy typically want to know prior to considering bankruptcy as an option for debt relief. A car is something that most people absolutely cannot do without to get to work, pick up kids from school and run errands, so it’s not surprising that the fear of losing a car could hold people back from considering bankruptcy as an option and gaining the debt relief that they need. What are Bankruptcy Exemptions? The first thing to consider is that everybody who files for bankruptcy is allowed ..read more
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Should Last Minute Changes to a Will Be Made Before Somebody Passes Away? 
Symmes Law Group
by Richard Symmes
4M ago
Last minute changes to a will, codicil or an estate plan may be more common than you might think.  Estate planning is not something that is always at the top of mind for most people.  In fact, most people procrastinate and do not plan for un untimely death.  It’s not really something that people want to discuss either.  Others may have planned their estate, but may have grown estranged from family or other named beneficiaries may have passed away and now changes need to be made that were not contemplated before ending up in a hospital bed.  With that said there are a f ..read more
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What is Seller Financing?
Symmes Law Group
by Richard Symmes
4M ago
If you are selling real estate and working with a real estate broker or are approached by a real estate investor you may be offered seller Financing as part of an offer for your real Estate.  In response you may ask, what is seller Financing?  This is a typical response as seller financing is typically not part of the discussion with most real estate agents, but it may be more common if you are working with professionals or investors who understand all options and alternatives that may deliver a win for both a buyer and a seller. Attorney Richard Symmes discussed seller financing on ..read more
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How to Sell a Business in Washington State
Symmes Law Group
by Richard Symmes
6M ago
If you are looking to buy or sell a business in Washington State, it is something that will require careful planning and enlisting the correct professionals to work with to get your business ready to sell and assist you in the purchase and sale process in Washington State.  Richard Symmes discussed how to buy and sell a business on 1150 AM KKNW and you can listen to the show here:  Who Should I hire to Assist with a Purchase and Sale of a Business in Washington State? While you could sell your business on your own, it is recommended that you work with professionals who have gone through ..read more
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Should I Buy Real Estate With an LLC?
Symmes Law Group
by Richard Symmes
7M ago
It may make sense to buy real estate with an LLC depending on the situation and the purpose for the real estate ownership.  For example, are you purchasing the property to use as your personal residence?  Are you purchasing the property to fix up, flip and put on the market?  Are you developing real estate to build future projects?  Are you trying to protect your personal assets from creditors?  Depending on the situation and other options available to you may or may not want to buy real estate with an LLC. I had the chance to talk about whether you should buy real est ..read more
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Is Bankruptcy or Debt Settlement Better for a Credit Score?
Symmes Law Group
by Richard Symmes
8M ago
Deciding whether bankruptcy or debt settlement is better for your credit score likely means that you have a significant amount of debt and you are weighing your options moving forward.  Some consumers will continue to pay minimums on their debts, while the debt balances continue to rise thinking this is their best way forward while living in fear that their credit score will be affected If a bankruptcy is filed. A credit score is important, no doubt. A high credit score allows consumers to qualify for the best rates on home and auto loans while also qualifying for the best credit cards, o ..read more
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Does Real Estate Have to Go through Probate? 
Symmes Law Group
by Richard Symmes
9M ago
Does Real Estate Have to Go through probate?  Anybody who passes away in Washington State with an estate net worth of over $100,000 likely needs to have their estate go through probate in Washington State.  Probate is the process of paying creditors of the person who passed away while distributing assets so beneficiaries in line to inherit the assets.  With the increase in home values in Washington State, comes the likelihood that more estates will need to go through the probate process and will have to contemplate what to do with real estate they may inherit individually or as ..read more
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