My heart is smiling as I write this. The Connecticut House passed SB 1165 with a vote of 138 to 12. It passed the Senate earlier this month with a vote of 35-1. The next step is for it to make it to the Governor’s desk.  You may be asking, what is in SB 1165? SB 1165 is a bill that requires all Connecticut high school students to complete a financial literacy course in order to earn a diploma. This will start with students entering this fall and graduating in 2027.  This brings me back to being an expert panelist for one of Experian’s weekly Twitter #creditchat, about barri ..read more

It is that time of the year. Many high school seniors are preparing for graduation. Also, many of those graduating will quickly begin preparing for their first semester of college. This means new experiences and responsibilities.  For a lot of students, this will be the first time may be responsible for managing their own money for the first time. It’s important for them to create and maintain a budget. Given there are less than 20 states that require a course in personal finance, it is likely they may not know how to budget.  I have some free resources that may be able to help. Some ..read more

Lending money to friends and family can be a sensitive and awkward situation. While the intention is often to help loved ones in times of need, it can strain relationships and create financial discomfort. Fortunately, platforms like Pigeon have emerged to alleviate the awkwardness and facilitate lending transactions between friends and family.  In this blog post, we’ll explore the challenges associated with lending to close ones and how Pigeon eases the process, ensuring transparency, trust, and mutual benefit. The Awkwardness of Lending to Friends and Family Lending money to friends ..read more

Money has the potential to strain relationships, particularly when it involves lending to loved ones.    There’s always a risk of not getting the money back when lending to friends or family. Even with the best intentions, circumstances can change, and repayment may not happen. This can result in the lender losing the money and the relationship being damaged.    According to Brian Bristol, loaning to friends and family should not be a scare because he has developed a platform and process to ensure both parties feel comfortable about bringing lending money into their relatio ..read more

It seems like so many people these days are talking about side hustles! They are an incredible way to make some extra money so you can have some extra pocket change or even work to reach your long-term financial goals. You may have heard a lot about side hustles but have no clue about some of the ins and outs that come along with a money-making side hustle. Here are some things you should know about side hustles based on my #creditchat on Twitter with Experian!  The Chat and The Questions Question 1: How can you identify skillsets and interests that you could use to build a side hust ..read more

This post may contain affiliate links. For more info read my disclosure. Financial discipline is one of the most essential skills for achieving financial success. It refers to the ability to control one’s spending habits, live within one’s means, and make sound financial decisions consistently.  By practicing financial discipline, individuals can achieve their financial goals, reduce stress and anxiety related to money, build wealth, avoid debt, and develop good financial habits. We will delve into the power of financial discipline and why it is essential for financial success. Achie ..read more

Financial discipline can be an incredibly powerful tool for achieving long-term financial success and stability.    By consistently making smart financial decisions and exercising self-control in spending and saving, individuals can build wealth, pay off debt, and achieve their financial goals.   This is exactly what Antoinette Munroe practiced and was able to retire early at the age of 36. Mini Financial Planner. A digital tool that will help you get your dollars in order.   https://www.etsy.com/listing/1338925840/digital-minimalistic-financial-planner?click_key=6163e7 ..read more

This post may contain affiliate links. For more info read my disclosure. Some people may say the key to success is hard work. Other folks might say it is nothing but luck. Those who truly know will point to one thing and one thing alone. You need to have a firm understanding of money and how it works. In other words, you need to know how to make money work for you to have a lot of it. Makes sense when you think about it, right? Unfortunately, many people know absolutely nothing about managing their personal finances let alone how to make even more money beyond just what a paycheck brings ..read more

This post may contain affiliate links. For more info read my disclosure. Becoming a travel blogger can be an exciting way to turn your passion for travel into a profitable business. As a travel blogger, you have the opportunity to explore new destinations, experience different cultures, and share your adventures with others. However, monetizing your travel blog requires a lot of hard work, dedication, and persistence. This blog will explore some practical ways to make money as a travel blogger. Sign Up For Creator Funds To become a successful travel blogger and earn from it, you need t ..read more

This post may contain affiliate links which may compensate us based on your interaction at no cost to you. Please read the disclosures for more information.  When it comes to estate and end-of-life care planning, there are a lot of different types of wills that you can choose from. It can be confusing trying to figure out which one is right for you. Still, choosing the right will can impact your well-being, estate, beneficiaries, assets, and loved ones. The importance of having a Get A Will That Works For You can’t be overstated. In this article, from Legal Shield, they share differ ..read more