How To Get Government Benefits, Grants And Loans Understanding Government Benefits Benefits is a payment or gift, as one made to help someone or given by an employer, an insurance company, or the the government. Benefits can come in various ways depending on the current situation the benefactors find themselves or the available type of benefits the company  or government is willing to offer. Some NGO's offer some kinds of benefits too. Below are a list of types of benefits offered by the ministry of labor, courtesy of the United States Government. Benefits offered by the Unit ..read more

What is Pet Insurance? Pet Insurance is an insurance policy that is bought by a pet owner which lessons the entire cost of an expensive veterinary bill similar to health insurance. Pet insurance can cover, either the entirety or in part, the often costly veterinary procedures. A deductible is a common factor between a human health insurance policy and a pet insurance cover. Facts: Pet Insurance Industry is said to be originated from Sweeden.  The Cost of Pet InsurancePet insurances help with annual costs and unwanted emergencies, a pet owner can buy a policy which will save some out-of ..read more

Wage insurance is a proposed insurance scheme that provides workers with compensation if they are forced to move to a job with a depreciated salary. Picture result for wage insurance The income protection insurance company is responsible for sales of wage insurance. IPI is prevalent is the following countries; Australia,  Ireland,  New Zealand,  South Africa, and the  United Kingdom This kind of insurance favors policy holders who are debilitated and unable to work due to illness and accident. Formally Income Protection Insurance was called Permanent Health Ins ..read more

Difference and  Similarities of shipping, Marine and cargo insurance Shipping Insurance is a service rendered by an insurance company of the sender of the goods on-board who is the insured for goods or parcel that on event of theft, lost or damaged in course of transit a reimbursement maybe issued. Apparently, goods are insured while being stored and while in transit, until they reach the buyer. Insurance could be sold by postal services, shipping-insurance companies and courier companies especially in both United States and Canada. Alternatively, shipping insurance are often  refe ..read more

What is a dental insurance plan? Dental insurance plans are geared towards the reductance of the cost of dental care. Insurers typically negotiate lower premiums with in-network dentists, and also pay ("cover") a percentage of the reduced fee. You pay the rest out of pocket. Here’s how the savings break down: Preventive: Dental insurance plans originally covers 100% of the cost of preventive care, which includes bitewing x-rays, annual checkups, and routine cleanings.  Basic: Most insurance plans cover 80% of the cost of "basic," uncomplicated services, such as fillings, s ..read more

Bond insurance is a type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest payments to the bondholders in the event of default. How do you get bond insurance? In order to get a bond insurance, you must first determine whether you need a surety or fidelity bond. The important difference between the two is that surety bonds are required by a third party (usually the government) to protect itself or the public. Fidelity bonds are insurance for you or your business. What is bond insurance for a business? It simply means ..read more

Boiler insurance commonly called boiler cover is a type of insurance that covers a household boiler (boiling ring) against damage ,offers repairs and in most cases replacements are issued to the insured. This kind of insurance is commonly prevalent in Europe especially the United Kingdom. More than 22 million UK households rely on a boiler for their heating and hot water. A standard home insurance doesn't cover a boiler, a boiler insurance company offers this kind of insurance. This may be due to its high cost to maintain or replace.   What can a boiler Insurance cover? A boiler i ..read more

What is Bancassurance? The relationship between a bank and an insurance company that is targeted at giving an insurance products or insurance benefits to the bank's customers is called bancassurance. In this type of partnership, banks staff and tellers become the point of sale and point of contact for the customer. Bank staff are properly given orientation and gains support by the insurance company through wholesale product information, marketing campaigns and sales training. The insurance company and the bank shares the commission. Insurance policies are arranged and propagate ..read more

What is Aviation Insurance and where and how to go about it Aviation Insurance is a form of risk management whereby the property and liability of an aircraft is covered or insured by the insurer. Aviation insurance can be categorized under the Transport insurance main category. Having covered your aircraft under aviation insurance it is worthy to note that there are some limitation of benefits. Like When your aircraft crashes and apparently destroys properties of members of public, your insurance company would not pay for the damages of public properties. Unless you have bagged a premium in ..read more

What is an Accident Insurance? Accident insurance is a type of insurance where the policy holder is paid directly in the event of an accident resulting in injury of the insured. The insured can spend the benefit payment however they choose. Accident insurance is complementary to, not a replacement for, health insurance. What can accident insurance cover? Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transporta ..read more