Long term care insurance is a great benefit.  It can go a long way towards reducing the cost of your loved one’s long term care.  But if your loved one has long term care insurance do they need to protect their money from the cost of their long term care?  The answer is usually yes.  You want to be proactive and protect their money from the cost of long term care.  And, believe it or not, their long term care insurance is a great tool for helping you do that. Listen to this episode to learn how long term care insurance can help in this situation. Thanks so much and I will talk to you soon. Cas ..read more

Protecting money from the cost of long term care costs is definitely doable.  There are a lot of strategies available to help you achieve that goal.  However, there are also a lot of traps and pitfalls that can result in difficult financial situations. A big trap for many people is thinking that money in a joint account is protected from the cost of their loved one’s long term care.  This strategy works sometimes.  But not as much as you might think.  Listen to this episode to learn more about this issue so you can work to avoid really big potential problems. I hope this information is helpful ..read more

Medicaid rules are different in every state.  This is a trap that snags a lot of people.  Medicaid is a federal program that administered by the individual states.  That means each state can create the rules as long as they follow the framework established by the federal government.  That means what might work in one state might not work in another.  Listen to this podcast episode to learn more about this important issue and how you can work around it. I hope this helps – Medicaid is too important not to know this. Thanks and all the best. Casey The post 169 – Medicaid Rules Are Different in E ..read more

A lot of people have asked if I could share a little about myself.  So, I’ve dedicated this episode to explaining who I am, what I do, why this podcast is important to me and how I can help you when you’re caring for an aging parent, spouse or elderly loved one.  I hope you enjoy this and invite everyone to email me with any questions you might have about me or any topics you would like to hear discussed in a future podcast episode. Thanks so much for listening today. Talk to you soon. Casey The post 168 – Please Allow Me to Introduce Myself – Who is Casey Price? appeared first on The Stressed ..read more

Your loved one needs an advocate if they are receiving long term care.  But, advocating can be hard.  You want to push their care providers to give them the best possible care but, at the same time, you don’t want to upset them and risk how they will treat your loved one. This episode discusses the fear of pushing too hard when you’re advocating for your loved one.  I share what I’ve learned about this over the past twenty years.  I hope it will empower you to be the best possible advocate for your loved one. Thanks for listening and good luck! Casey The post 167 – Don’t Be Intimidated Advocat ..read more

How do you know when your loved one needs help?  What signs can you look for?  How do you know what care they need?  Assessing their activities of daily living – both basic and instrumental – provides a lot of helpful information. Listen to this episode of the podcast to learn what activities of daily living are and how they can help you plan care for your aging parent, spouse or elderly loved one. Thanks very much and I will talk to you soon. Casey The post 166 – What are Activities of Daily Living? appeared first on The Stressed Out Caregiver ..read more

People want to make sure their loved one is getting the best possible care around the clock.  One way to check on this is to visit them often.  It’s easy during normal visiting hours.  It’s more difficult after hours – when the doors are locked and there’s no one there to greet you. In this episode I discuss this issue and touch on some alternatives to stopping by in the middle of the night.  I hope it helps. Thanks so much for listening! Casey The post 165 – Can I Visit My Elderly Loved One Any Time Day or Night in the Long Term Care Community? appeared first on The Stressed Out Caregiver ..read more

Contracts are scary.  If your loved one ever moves into an assisted living community they will have to sign an agreement.  The community might want you to sign too.  This is where you have to be really careful.  Depending on what you sign it’s very possible to obligate yourself and your money to pay for your loved one’s care. Today I’m going to discuss representative payees in the assisted living context.  What is it and why you probably want to avoid ever becoming one. I hope this helps to protect your money. Thanks! Casey The post 164 – What is a Representative Payee in an Assisted Living or ..read more

Choosing a sub-acute rehab facility is difficult.  Everyone wants the best for their loved one.  So how do you select the best possible sub-acute rehab facility for your loved one? It’s not as hard as you think.  Listen to today’s episode to hear my answer. I hope this episode helps you deal with a difficult situation. Thanks so much for listening. Casey The post 163 – How to Pick the Best Sub-Acute Rehab Facility for Your Elderly Loved One appeared first on The Stressed Out Caregiver ..read more

People love to use the phrase “Aging in Place.”  But what does it mean?  In this episode of the podcast I’m going to discuss it and how sometimes aging in place requires making a transition to a different type of care. I hope this is really helpful and relieves some of your stress. Thanks so much! Casey The post 146 – What is Aging in Place? appeared first on The Stressed Out Caregiver ..read more