KwikCash
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KwikCash, Inc. was founded with the utmost integrity to gratify, benefit and ease each and every individual that finds themselves in an economic rut. It is our personal mission to deliver quick and painless low-rate personal loans to those with financial difficulties.
KwikCash
2y ago
Do you struggle to make ends meet? Does time between paydays seem to stretch endlessly? Approximately 63% of Americans will answer “Yes”. Are you ready to change that? In this economic climate, more of us are struggling to pay the bills, buy groceries and fill up our gas tanks. Paying off the mortgage, putting the kids through college without financial aid and amassing $1 million for retirement seem out of the question now. Just having cash left over at the end of the month would be nice.
Are you willing to say, “I’m tired of living paycheck to paycheck!” and take action? Of co ..read more
KwikCash
2y ago
One of the most lamented facts about our modern education system is that it fails to teach kids key life skills—like managing finances. Today, only some schools teach any kind of financial literacy and those that do usually only teach the bare basics.
As a result, millions of Americans have been left completely ignorant of how money works or how to manage it.
To help, we put together a list of things they didn’t teach you in school that can help you manage your finances, whether you’re just starting out or finally taking charge of your financial life.
1. Invest Your Money Early And Often ..read more
KwikCash
2y ago
Like many people, you may have blown through your young adult years making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way beyond your budget—life was practically a party!
But now, the party’s over. You’ve woken up in your 30s and realized that all that overspending is going to cost you big— and it’s going to cost for years to come. Luckily, there’s hope. It’s not too late to fix the financial mistakes we all make when we’re young and blissfully i ..read more
KwikCash
2y ago
Personal finance podcasts are perfect for time-strapped listeners who want to manage their money better. With literally hundreds of financial topics to choose from, you can brush up on news, budgeting, growing your wealth or even learning the basics of investing.
Of course, there’s no single best personal finance podcast for everyone, but here are some great ones for millennials, recent grads and young professionals — or really for anyone who wants to learn all they can about their money:
So Money
Farnoosh Torabi, host of So Money, is relatable: She spent her early 20s crawling out of st ..read more
KwikCash
2y ago
As exciting as it is to become new parents, it can be very expensive. According to US News & World Report, middle class families spend, on average, almost $12,980 per child yearly. That being said, preparing yourself financially for a child is essential. We’ve got the budget tips you can implement now to make sure you’re ready when that bundle of joy arrives.
Children are expensive. In between diaper changes, doctor’s appointments, and ensuring their future is in safe hands with a life insurance policy, you may wonder how you can afford it all, not ..read more
KwikCash
3y ago
The past year has really brought home two indelible truths: we can get by with much less than we think we need and our impact on the environment can come back and bite us in ways we never expected. If you haven’t yet started making changes in your spending habits, this year is as good as any to become more mindful of what you’re buying. Not only will it reduce your negative impact on the environment and make you a more responsible citizen of the world but it will also save you money. To help you get started, here are 15 things you shouldn’t buy to save money in 2021.
Bottled water
Let’s say y ..read more
KwikCash
3y ago
Your home budget, also known as your household budget, is the money you set aside that will go toward essential living expenses. It’s critical to budget your finances to only spend what you can afford and reach your savings goals.
You can guess what kind of things go into a home budget: rent or mortgage, groceries, savings, debt repayment, utilities, etc. However, people sometimes forget to factor the following expenses into their budgets, which catches them by surprise and forces them to reallocate their spending. Keep these costs in mind when figuring out how to budget your monthly pa ..read more
KwikCash
3y ago
Is your budget tight? Are you finding it difficult to save money to make a living? Changing your ways and consuming and buying only what’s most important for survival can dramatically change your lifestyle.
Eventually, you will learn not to sacrifice more and start living frugally. It is more important to decide where and when to spend your money. Being conscious about your spending habits is not only going to save you money but also make you self-aware whether or not things you buy serve you a good purpose.
This article is all about making few adjustments and developing simple life skills th ..read more
KwikCash
3y ago
The problem is you don’t know where to start and with so many resources available, you become paralyzed with fear. But you know you can’t sit still forever. So, what’s your next step?
You don’t need complicated strategies, you only need a few that work. The tactics provided in this list are proven to increase credit scores. While your credit score won’t improve overnight, it’ll improve quicker than most.
First let’s take a look at what your credit consists of.
What your credit score is based on:
35% payment history. How reliable you are. Late payments hurt you.
30% amounts owed. Ho ..read more
KwikCash
3y ago
If your budget needs a makeover, reducing your food expenses is a great place to start
Figuring out how to save money on groceries can save you thousands each year. By perfecting your grocery budget, you can make some serious contributions to your savings goals. So, want to learn how to go grocery shopping on a budget? Here are some simple tips on how to save more on your grocery budget.
How much should I budget for groceries?
The average grocery bill for one person in the USA ranges from $150 to $300 per month, depending on age. This comes to around $35 to $70 per week on groceries for one p ..read more