There are a variety of banks, credit unions, and online lenders that offer $15,000 personal loans to qualifying borrowers. Before a lender approves a $15,000 personal loan, it will review your credit, income, and other financial factors. Some lenders accept lower credit scores than others, but having a strong score will help you qualify for the best rates and lowest loan fees.  Applying with a cosigner or collateral may also help you secure a better interest rate, though most personal loans are unsecured. If you’re looking for a $15,000 personal loan, read about your options, including ho ..read more

Lenders use credit scores to measure creditworthiness. A FICO score of 580 or below puts a borrower in the poor credit category, indicating higher risk. However, having a credit score in this range doesn’t mean you’re completely shut out of getting a loan if you need one.  You have some options if you’re looking for lenders that offer personal loans for a 550 credit score. That’s reassuring to know if you need to borrow money to cover a financial emergency or want to get a small loan to repay so you can rebuild your credit history.  We researched different lenders to find ones that e ..read more

EasyKnock is a sale-leaseback company that buys homes and immediately rents them back to the sellers. It provides the seller with the full value of equity in their home, which can be beneficial if you have debt or expenses or want to sell the home before moving.  Two companies stand out as alternatives to EasyKnock for their services—Truehold and Sell2Rent. Here’s what to know about each as you consider a sale-leaseback. Table of Contents Skip to Section How does EasyKnock work? Companies like EasyKnock How to choose an EasyKnock alternative Other EasyKnock alternatives How does Eas ..read more

A down payment is an upfront payment you make when making a purchase with credit, such as a car or house. It helps shrink the total loan amount.  Down payments are typically not required for unsecured personal loans because approval is based on your creditworthiness—you don’t need collateral to secure the loan. If you are asked for one, it could be a sign of a scam. However, there are legitimate times when it is required or beneficial.  Here’s a closer look at when and if you need a down payment for a personal loan, and when a personal loan makes sense for you. Table of Contents Sk ..read more

A reverse mortgage is a loan allowing homeowners 62 years and beyond to convert part of their home equity into cash without having to sell their homes or make monthly mortgage payments. People commonly think lenders automatically get the home when the borrower dies or are concerned about the heirs’ obligations. However, protections are in place, particularly related to the Federal Housing Administration-insured Home Equity Conversion Mortgage (HECM) program. Understanding the history and framework of reverse mortgages, including the protections and obligations under the HECM program, is c ..read more

Many personal loans range from $5,000 to $50,000, so a $2,000 loan is smaller than most. But that’s excellent news for your finances: Because you pay interest on the amount you borrow, you’ll pay less for a smaller-dollar loan. Here’s how to get the best deal on a $2,000 personal loan, including the top lenders with the most competitive rates. Table of Contents Skip to Section What lenders offer personal loans for $2,000? How to get a $2,000 personal loan  How to repay a $2,000 personal loan  Pros and cons of a personal loan for $2,000  Other ways to borrow $2,000  FAQ ..read more

Many individuals seek ways to pay off their personal loans early to save on interest, improve their debt-to-income ratio (DTI), or achieve financial freedom sooner. We’ll explore whether it’s possible to pay off a personal loan early, outline strategies, highlight potential downsides, and provide guidance on managing your personal loans.  The goal is to equip you with actionable steps and considerations so you can make informed decisions about accelerating your loan repayment. Table of Contents Skip to Section Can you pay off a personal loan early?  How to pay off a loan faster ..read more

Lenders that offer income-based personal loans focus more on your income than your credit score. This option might be an excellent choice if you have a steady income but a poor credit profile. However, before you apply for one, consider the drawbacks. These loans often have higher rates and fees than traditional personal loans, and they also tend to have shorter repayment periods. We’ll explain the pros and cons of income-based personal loans so you can assess whether they’re right for you and consider alternatives. Table of Contents Skip to Section How do income-based personal loans work ..read more

Being self-employed can complicate your plans if you’re trying to get approved for a personal loan. Most lenders want proof of steady income to demonstrate that you can repay what you borrow. You might need to supply tax returns or bank statements to prove your ability to pay.  Your choice of lender can make a difference when measuring approval odds. Several lenders offer self-employed personal loans to borrowers who work for themselves instead of a traditional employer. We’ll walk you through your borrowing options if you’re an independent contractor, gig worker, or small business owner ..read more

3.3 /5 LendEDU Rating Free Consultation Tax Relief Services Uses IRS tax relief programs and helps you navigate the system Money-back guarantee Easy to use Fees vary depending on the complexity of your taxes, but they are usually $2,000 or higher Two-part process begins with a $795 retainer fee and investigation Lack of transparency on website Tax Relief Advocates helps clients navigate the tax system. The company’s resolution tactics—offers in compromise, hardship relief, and installment agreements—are available for every taxpayer through the IRS. You don’t need to work with a ta ..read more