DEBT is the four-letter word no one wants to hear. It’s easier and faster than you can imagine getting in over your head. While … How to Get Out of Debt, Fast! A Step-by-Step Guide Read More The post How to Get Out of Debt, Fast! A Step-by-Step Guide appeared first on Debt to Zero ..read more

Your financial health, just like your physical health, is built on dozens of small, daily decisions that eventually form habits. And while eating better and exercising more are well-known habits that will get you fit, sometimes the money habits that lead to financial health are much less obvious — though both topics can inspire plenty […] The post 30 Essential Money Habits appeared first on Debt to Zero ..read more

For consumers who are entitled to a steady stream of future payments, like a pension or structured settlement after a lawsuit, they may find themselves eligible for a lender offer on an “advance” lump-sum, upfront payment on that money. It’s kind of like taking out a loan on money you’ve already been promised. Since the […] The post 3 Dangers of Borrowing Against Your Pension appeared first on Debt to Zero ..read more

 Debt isn’t something that can be fixed quickly. It takes time, perseverance, commitment to self-improvement and sometimes, a lot of trial and error. Unfortunately, many people fail to realize this and wind up devising some terrible plans to get themselves out of debt. So, to help you from making the same mistakes, I’ve listed four […] The post Getting Out of Debt: 4 Ways It Can Go Terribly Wrong appeared first on Debt to Zero ..read more

 Nobody’s perfect. And if you are a parent, you’ve probably seen some of your imperfections in broad relief as your child imitates them. Where did he learn that tone of voice? Did she really just tell the pediatrician her favorite food is french fries? Kids and teens are watching everything we do, and they pick up on […] The post 7 Really Bad Money Habits You May Be (Accidentally) Teaching Your Kids appeared first on Debt to Zero ..read more

 Go to college, study hard, get good grades, land a job and rake in the money. Sounds pretty simple, right? Not so fast. The truth is there are a number of financial realities new graduates have to face in order to be successful with their money. If you’re thinking about attending college or are already in a program, […] The post 3 Financial Realities New Grads Have to Face appeared first on Debt to Zero ..read more

Debt is a serious concern for many American families. In fact, 80 percent of the U.S. population is mired in some form of debt including credit cards, mortgages and student loans. The post 5 Steps To Quickly Eliminate your Debt appeared first on Debt to Zero ..read more

Bad credit means dealing with higher interest rates, credit card fees, and mortgage loan rates. Let's cover cover 4 Basic Steps to Repairing Your Credit. Unfortunately, a history of late payments, debt collections, charge-offs, foreclosure, repossession, and bankruptcy have a negative effect on your credit score. Credit problems can last 7 to 10 years. But there is something you can […] The post 4 Basic Steps to Repairing Your Credit appeared first on Debt to Zero ..read more

 When it comes to personal finance, our habits can really make or break us. When we’re able to adopt positive financial habits, the benefits are endless: a better credit score, less financial-induced stress, a bigger savings account balance…the list goes on and on. Unfortunately, many of us have also taken on financial habits that could […] The post 3 Bad Money Habits You Should Finally Kick appeared first on Debt to Zero ..read more

What is a good credit score? Well, when it comes to borrowing money, a good credit score is everything. It’s one of the main factors lenders and financial institutions use to decide how much of a "credit risk" you are, meaning how likely is it that you will default on a new credit card or […] The post What Is a Good Credit Score? appeared first on Debt to Zero ..read more