It’s spring cleaning season. Time to dust up your portfolio, and get ready for roaring returns in 2024.  5.5 Promotion For the spring season, we’re launching a limited time offer on the Stocks Masterclass & REITs Masterclass.  For this very special 5.5 sale, enjoy: 40% off  Stocks Masterclass The Stocks MasterClass will teach you everything […] The post FH Stocks Masterclass & REITs Masterclass 5.5 Sale! appeared first on Financial Horse ..read more

  So the next 6-month T-Bills auction is on 14 May 2024. After closing as high as 4.07% in late 2023. T-Bills yields then dropped as low as 3.54%. In the most recent auction however, T-Bills closed at 3.75% yield. Bank fixed deposit rates have been steadily declining in 2024 – with the best fixed […] The post 6-month T-Bills Auction on 9 May – Will interest rates cross 4.0% or fall again? T-Bills a better buy than Fixed Deposit, Singapore Savings Bonds or Money Market Funds? appeared first on Financial Horse ..read more

Rounding up top investing articles from around the web, including articles shared on Twitter. ‘We have built a strong foundation for future generations’: PM Lee in his last major speech (Straits Times) Prime Minister Lee Hsien Loong said he has prepared a leadership team to succeed him that deserves Singaporeans’ confidence and support, and asked that […] The post Top News this Week (5 May) appeared first on Financial Horse ..read more

  As promised, I wanted to provide an update on markets after this week’s events from Jerome Powell (FOMC) and Janet Yellen (Treasury Quarterly Refinancing). This would give us some indication of how the Feds and US Treasury are responding to (a) recent weakness in stock markets, and (b) sticky US inflation. I don’t usually […] The post REIT, Stock and Bitcoin prices continue to fall – Will I buy now or wait? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more

Financial freedom is the ultimate goal most of us are working towards. What are the most common mistakes holding us back? Let’s explore how to avoid sabotaging ourselves in our financial freedom journey. This post was written by a Financial Horse Contributor. 1. Not having a clear end goal  People tend to think about retirement […] The post 5 Common Financial Freedom Mistakes made by Investors appeared first on Financial Horse ..read more

  I’ve noticed quite active discussion about CapitaLand Invesment among readers. So I wanted to release this FH Premium article written last month, to give an insight into my thinking. Note that this was written in early April, so some of the charts are slightly outdated – but the thought process remains relevant. If you find […] The post CapitaLand Investment pays a 6.7% dividend yield – Will I buy this stock at 0.99x book value? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more

  As many of you will know, DBS bank went ex bonus shares on Monday, 22 April. Interestingly, DBS shares have done very well since then. Here is the price chart for DBS (after adjusting for bonus shares). You can see the jump this week – hitting new all time highs at $34.79 (this would […] The post DBS Bank jumps to all time high after Bonus Shares – At 6.2% dividend yield, will I buy more or sell? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more

Singapore investors love dividends. Whether you are a young investor growing your wealth, or a retiree looking for retirement income, it’s never too late to start investing for dividend yield. How to diversify your dividend income sources as a passive investor? Let’s say you’re a Singapore investor – looking to invest for dividend yield today.  […] The post How to get 5% p.a.^ dividend income as a passive investor (for the first 2 years based on the ETF’s Issue Price during its initial offer period) (Lion-OCBC Securities APAC Financials Dividend Plus ETF review) appeared first on Financi ..read more

  In my weekend article, I estimated a yield of 3.70% – 3.85% for the upcoming 6-month T-Bills auction. Well, the auction results are out – 3.74%, towards the lower end of my projected range. However T-Bills demand fell quite a bit to $14.4 billion (vs $16 billion the previous auction). While auction amount increased […] The post 6-month T-Bills yields stabilise at 3.74% – Demand for T-Bills drops from record highs (25 April 2024 Auction Results) appeared first on Financial Horse ..read more

As Singapore investors, we are all committed to succeeding in our financial journey. This means earning, saving and investing our money towards reaching our financial goals.  As we embark on this journey, should we set big or small goals? How should we maximize goal-setting to produce the best results? Read on! This article was written […] The post Should you set big or small goals in your journey to financial freedom? appeared first on Financial Horse ..read more