An emergency fund is a pool of dollars which you might need during any of the following ; 1.      Un-expected medical expenses 2.      Job loss 3.      An illness 4.      Major repairs in house or car 5.      Accident Most of the risks can be taken care of by insurance but not all. So it’s best practice to regularly sets aside some funds for the protection and having money that can assist to manage these startling misfortunes ..read more

Calling emergency helpline is the first step We often hear stories from our supervisa and visitor insurance clients regarding the challenges they face during an emergency. In doing so, we strive to share our experience about methods that we can use in case of these kinds of circumstances. A medical emergency can happen to anyone at any time. Medical facilities like quick emergency assistance through 911 or ambulance were not available to our grandparents a few decades back. And another best resource that could provide great help during these difficult times is supervisa, visitor and travel Ins ..read more

At the time of buying travel insurance you must go through the policy wording to  get thorough knowledge about the policy. A policy wording is the document which contains information regarding the insurance contract. You could obtain this document from licensed insurance broker and it can solve most of your queries. Following are the steps you may follow. Initially you must check your criteria to select the appropriate policy whether you are eligible for that coverage or no. Secondly you must go through pre existing medical conditions coverage along with the policy exclusions. The stabili ..read more

We often hear stories from other people and our clients regarding the challenges they face during an emergency. In doing so, we strive to share our experience about the tools and methods that we can use in case of these kind of circumstances. A medical emergency can happen to anyone at anytime. Medical facility like a quick emergency assistance through 911 or ambulance did not use to be available to our grandparents few decades back. And another best resource that could to provide great help during these difficult times is Insurance.    Travel, visitor to Canada or supervisa insuran ..read more

Effects of Corona Virus on the Insurance ; Everyone is talking about the effects of Coronavirus. Let’s see how it would affect your travel insurance, Visitor Insurance, Supervisa insurance and Life insurance. 1. Visitor to Canada Insurance – If your parents, friends or family is visiting you then you need to make sure that via which route they are coming. If they are coming through the countries where there is level-3 advisory that has been issued, then their medical emergency insurance might not cover them. An example could be a country like China or Italy. However, some companies have ..read more

Supervisa – The Best way to apply visa to visit Canada!Are you planning to apply Canada visa to visit kids and grand kids settled in Canada? If yes, don’t worry about how to apply visa? You need to prepare to take care of humongous documentation, formalities, and approvals before you can plan your visit. Many times, it restricts your stay to just one or a couple of visits. The Canadian Government tried to counter this problem by introducing a new scheme, namely The Super Visa in December 2011.  The Super Visa Insurance- Pertinent Facts During your stay in Canada, this scheme covers all ..read more

Are you planning to visit your kids and grandkids settled in Canada? If yes, you need to be prepared to take care of humongous documentation, formalities, and approvals before you can plan your visit. Many times, it restricts your stay to just one or a couple of visits. The Canadian Government tried to counter this problem by introducing a new scheme, namely The Super Visa in December 2011.  The Super Visa Insurance- Pertinent Facts Under this scheme, unexpected and sudden medical expenses are covered during the stay in Canada. Even if you fall ill on a side trip, it pays up if most of ..read more

What’s the fastest way to $1 million? The author of a famous book The automatic millionaire achieved this goal by the age 30. And he says you can do it too. He offered the blueprint to help almost any person reach a 7-digit status by automatic means. Here are few tips we can look at. Pay yourself first –  Automatically. Its starts with paying yourself first. Signing up for TFSA/RRSP plan for automatic savings is one that needs to done if you haven’t done so. That little effort can change the course of your future. Have some portion of your savings automatically moved to savings a ..read more

At the time of buying travel insurance you must go through the policy wording to  get thorough knowledge about the policy. A policy wording is the document which contains information regarding the insurance contract. You could obtain this document from licensed insurance broker and it can solve most of your queries. Following are the steps you may follow. Initially you must check your criteria to select the appropriate policy whether you are eligible for that coverage or no. Secondly you must go through pre existing medical conditions coverage along with the policy exclusions. The stabil ..read more

Travel insurance and Visitor Insurance brokers have always been condemned for their typical approach as they always use substantial medical and legal language in their applications as well as their so-called tendency to refuse the claims. However, according to survey conducted by Canadian Association of Financial Institutions in Insurance (CAFII), a non-governmental, non-profit watchdog association, more than 8 out of 10 Canadians who have bought travel insurance or supervise Insurance are contended with the value they get from products they purchase. Moreover, a press note released by CAF ..read more