The Money Puzzle
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The Money Puzzle covers all the important property, business, money, and finance news.
With two episodes published every week, The Australian's Wealth Editor James Kirby, along with business, property, and finance experts share insights and information that you will use on your wealth-building journey.
The Money Puzzle
2d ago
For renters it’s been tough, for property owners it’s been plain sailing as rents grew in double digits last year. With slowing immigration intake and some easing of wider pressures, rent increases are not going to stay at those high levels.Where do rents go from here?
In todays show we cover :
The changing outlook for rental growth
Why Melbourne and Hobart will struggle to keep pace
Brisbane property powers ahead
Budget hopes for HECs-laden home buyers
Nerida Conisbee, chief economist at the Ray White real estate group joins wealth editor James Kirby in this episode
See omnystu ..read more
The Money Puzzle
1w ago
What does the property market look like to Gen Z? The generation born after 1997 that takes a one percent vacancy rate as 'normal'; The people who get 100 applicants for a spare bedroom in a shared house. They have a different story but it is a story we all need to know.
In today's show we cover:
The realities of property investment for Gen Z
Exploring the opportunities of being a 'rentvestor'* Using super for buy a home
Is the office sector rout over?
Sarah Petty real estate reporter for the News Ltd network joins wealth editor James Kirby in this episode.
See omnystudio.com/listener f ..read more
The Money Puzzle
2w ago
The average HECs student debt is now $26,500 and rising rapidly. Once upon an inflation-free time HECs hardly mattered, now it matters a lot. Worse still, the way HECs is managed by the government is antiquated and unfair to former students. Meanwhile, banks use the debt to reduce your borrowing capacity. No wonder there is a push to change the process.
In today's show we cover:
Why more than 200,000 people are pushing for change in student debt
How to manage your HECs situation
Expanding an SMSF to include six people
Is leasing an electric car a better way to go?
Advisor James ..read more
The Money Puzzle
2w ago
As the economists continue to push their rate cut forecasts further out, it is now distinctly possible we will not see interest rate cuts this calendar year. What does it mean for the property market and your borrowing plans?
In today's show we cover:
The reality of higher-for-longer interest rates
Will commercial property problems spill over into the residential sector
Searching for multi-asset funds outside of super
Getting to know the 'six year' CGT primary residence exemption rule.
Dr Doug Turek of Minchin Moore Private Wealth joins wealth editor James Kirby in this episode
See omn ..read more
The Money Puzzle
3w ago
It might be hard to believe but the key numbers for both personal tax and super contributions are going to change again on July 1 2024 - Now is the time to make your plans.
In today’s show, we cover:
How to position for lower personal tax rates
Catching up with planned super contribution changes
Investing based on demographics
Do share market index funds offer diversification any longer?
Financial adviser James Gerrard joins wealth editor James Kirby in this episode
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
3w ago
It's the biggest financial challenge for the new generation - how to get a toehold in the property market.
In today's episode we cover
The first steps towards buying a property
Considering the 'rentvest' strategy
Should super be available to home buyers
Getting to know the '6-year rule' for your home and CGT
John Pidgeon of Solvere Wealth and the This is Money podcast joins Wealth Editor James Kirby in this episode
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
3w ago
The ASX just hit a new record and the markets are on a roll: So what should investors be looking for? AI-themed technology stocks and - believe it or not - consumer discretionary companies, says fund manager Roger Montgomery.
In today's episode, we cover:
Why is the share market on a bull run?
AI hopefuls - Macquarie Technology and Megaport
Consumer favourites - Lovisa Jewellery and ARB
Does Bunnings have too much power?
Fund manager Roger Montgomery of Montgomery Investment Management joins wealth editor James Kirby in this episode
See omnystudio.com/listener ..read more
The Money Puzzle
1M ago
The promise of the investment property that 'pays for itself' is all too common in the property market and all too difficult to locate in practice. Is positive gearing feasible with high rates and low rental yields?
In today's show we cover:
Positive gearing - The fading prospect
Bad behaviour among buyers advocates
Using Federal and State home buyer grants in tandem
When advice lets you down
Real estate advisor Cate Bakos joins wealth editor James Kirby in this episode.
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
1M ago
For a long time it was a golden rule among financial advisers to pay down your mortgage before any other investment consideration. Well, not any longer…for some investors putting money into super should come first.
In today’s show we cover…
Mortgage payments versus super contributions
Selling a property without using a real estate agent
Should you self insure ?
Playing house with CGT exemptions and negative gearing
Financial adviser Bruce Brammall joins wealth editor James Kirby in this episode
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
1M ago
The annual Rich 250 has just been released with a whole new crew of debutants pushing the incumbents of previous generations to one side.
In this episode, we cover:
The new network of tycoons emerging across Australia
The crypto king building the most expensive house...ever...in Australia
Two sisters who saved Blundstone boots and made a fortune
The Australian with a $2 billion empire in Estonia
John Stensholt editor of The List - Australia’s Richest 250 joins Wealth Editor James Kirby in this episode.
See omnystudio.com/listener for privacy information ..read more