It’s hard to believe your snuggly little one is actually driving. The years go fast, but that doesn’t mean you can’t still protect the ones you love with quality car insurance for teens in Texas. In fact, the right car insurance policy can do more than you think for helping your young adult navigate the roads safely, securely and with the protection they deserve. We represent companies that specialize in teen drivers that will save you money. Here are a few things you both should know that can save you time, energy and probably even a few dollars.  Your Teen May Qualify For Auto In ..read more

  If you’re a savvy shopper, chances are you pay attention to ratings and reviews before you buy a product. What past customers have had to say and how a business rates with industry specific organizations or professional groups goes a long way in helping us choose the right goods or services. When it comes to choosing your car insurance in Texas, you have pretty much the same chance to find out ahead of time how a company rates before making a commitment. Not All Insurance Companies Are Created Equal By now, most of us are well aware that different insurance companies provide more secu ..read more

Most of us have heard the term “financial responsibility” at one time or another.  More than likely we've used it ourselves to explain to our children the importance of getting a job, saving money and paying bills. But in the context of car insurance in Texas, proof of financial responsibility means you must provide evidence that you have the means to pay for any damages you cause while operating a motor vehicle. Most drivers satisfy this law by purchasing a car insurance policy. However, there are alternatives.  Texas Law  Texas is one of 10 states that currently follows a c ..read more

These days, for more than a few of us, money is tight. We're constantly looking for ways to save a few dollars and car insurance is no exception. The truth is, for those of us who drive, insurance is not an option, but required by Texas state law, and a financial responsibility that we simply must budget for. One of the easiest ways to lower high car insurance payments is to raise your deductible- but is that the smartest thing to do? Take a few minutes and read a little about deductibles to help you make an informed decision if and when you decide to make changes to your car insurance in T ..read more

For many seniors, finding reliable, affordable car insurance in Texas can be challenging. Whether you’re on a fixed income or you’ve been insured for several decades with the same company, making changes can be a bit daunting. But with the competitive nature of the automobile insurance industry, the more informed you are, the more likely it is you will find quality coverage at a price you can afford. If you’re a Texas senior who may be considering making changes to an automobile insurance policy, here are a few tips for finding a quality provider and keeping your rates low. An Indepen ..read more

Remember the good old days before cell phones gave us the ability to instantly reach anyone, anywhere at any time? Most of us over age 30 remember what it felt like to leave the house and be completely alone in the car- unable to be reached- or reach anyone- until we arrived where we were going.  In 2012, it’s a different world, and while instant communication has made life a little more challenging, it’s also opened up opportunities for improved safety and modern convenience.  Learn how your smart phone can make your Texas Auto Insurance life a little easier. 24 Hour Claims ..read more

Whether you’re traveling the back roads, the highways or just pulling out of a gas station, chances are you’ve experienced road rage. Emotional or physical anger on display in response to your actions or your anger or frustration in response to someone else are both characterized as road rage. Here are four tips for helping you more effectively deal with road rage stay safe.  Tip No. 1: Don’t Participate  Whether you’re minding your own business and someone does something to make you angry or you’ve made someone else angry and they’re letting you know about it, it’s best to let i ..read more

Most of us are familiar with a credit score and what it's used for- and while we may not know the exact number, we understand how it influences our purchasing and other activities. But what about Texas Car Insurance rates? Does a credit score impact the monthly premium we pay to insure our vehicle? You might be surprised to learn that your credit score- positive or negative- plays a critical role in determining  what you pay for car insurance in Texas Traditional Credit Scores Versus Credit Based Insurance Scores 540 or 720, what does it really mean? Your credit score, that number that ..read more

If you're like most Texans, chances are you drive frequently. Whether you're traveling to or from work, picking up a child from daycare or simply out running errands, Texas roadways are busy, bustling and filled with people going places. Knowing the most dangerous time to drive and making small changes in your routine can impact your car insurance in Texas by reducing the chances you'll be involved in an accident. The Most Dangerous Hours During the Day Researchers found between the hours of 5 and 7 pm to be the most dangerous time of the day to drive. Not only are there more vehicles on ..read more

Did you know that almost a quarter of all Texans on the road are uninsured or under insured? What does that mean for you? Probably not anything good and unless you carry the appropriate coverage on your Texas Car Insurance policy, it could end up costing you your hard earned money. So what do you need to know to protect yourself? Uninsured Versus Underinsured Motorist First of all, an “uninsured motorist” can be defined as a couple of different things. Someone driving a vehicle that's not covered by any insurance is considered an uninsured motorist. Also, the driver of a “hit and ru ..read more