BasuNivesh Blog
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We provide you an unbiased investment advisory. BasuNivesh was founded by Basavaraj Tonagatti in the year 2011 with the intention to spread financial planning awareness. He is writing articles on various topics related to Personal Finance. As of now, he wrote around 700+ articles on personal finance.
BasuNivesh Blog
2d ago
Many of us explore arbitrage funds because of their tax advantage over debt mutual funds. However, can arbitrage funds give negative returns? YES, they can!! Investors who explore arbitrage funds are aware about the fact that the tax treatment of these funds is similar to that of equity. For holdings of less than a year ..read more
BasuNivesh Blog
6d ago
We are pleased to inform you that we have transitioned from being an Individual RIA to a Non-Individual RIA as BasuNivesh Fee Only Financial Planners! My aspiration to become a SEBI RIA began as soon as SEBI introduced RIA Regulations in 2013. Despite being a CFP with over 5 years of experience back then, I ..read more
BasuNivesh Blog
1w ago
Many small finance banks offer fixed deposit rates of around 8%. Is it safe to invest in Small Finance Bank Fixed Deposits? Whether our FD is guaranteed? Let us now try to understand what are these small finance banks and how they are different from normal banks. What are Small Finance Banks? Small Finance Banks ..read more
BasuNivesh Blog
2w ago
Unexpectedly Gold price touched Rs.74,000 per 10 grams. Why such a price jump immediately? Should you invest? Is it wise to include gold in your portfolio? Recently one of my clients asked me one interesting question. We always say that Gold has a negative correlation to the equity market. However, if we notice the current ..read more
BasuNivesh Blog
2w ago
From 1st April 2024, If your Mutual Fund KYC status is not validated, you cannot invest. How to check and validate KYC status to start investing in mutual fund? As you are all aware completing the KYC is the first step of investing in mutual funds. However, sadly the KYC process in India is still ..read more
BasuNivesh Blog
3w ago
Let us do the Parag Parikh Flexi Cap Fund Review 2024. How has the fund performed since its inception from 2013 to now compared to its benchmark Nifty 500 TRI? Among active funds, I too recommended this fund for “Top 10 Best SIP Mutual Funds To Invest In India In 2024“. Hence, I thought let ..read more
BasuNivesh Blog
1M ago
The whole of India is now busy investing Rs.1.5 lakh in PPF and SSY before 5th of April 2024. When you must NOT invest as a lump sum? We all know that if we invest Rs.1.5 lakh in either PPF or SSY between 1st April to 5th April, we end up earning higher interest than ..read more
BasuNivesh Blog
1M ago
75% of Active Large Cap Funds outperformed the Index for a year period. Hence, is it time to move to active large-cap funds from passive large-cap funds? In the financial world, the debate between active and passive investing is ongoing. Supporters of active funds celebrate when they outperform the benchmark, while the opposite is true ..read more
BasuNivesh Blog
1M ago
When seeking investment returns, we frequently fail to recognize the importance of additional essential factors. This article explores the lesser-known criteria that extend beyond just returns. As individuals, we are constantly seeking out opportunities to invest in products or assets that promise remarkable returns down the line. However, if we solely base our investment decisions ..read more
BasuNivesh Blog
1M ago
What is the PPF Interest Rate 2024? What is the history of the Public Provident Fund or PPF interest rate from 1968 to 2024? Public Provident Fund or PPF is one of the preferred products for many investors. I strongly advocate using this product as your debt part of the portfolio. It is 15 15-year product ..read more