Lotty Earns
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I'm Charlotte. I'm a personal finance journalist and have been in the industry for four years. Read tips, tricks and deals to save money while still living comfortable and sometimes fancy life.
Lotty Earns
2y ago
Yep, when I talk about a Tip shop – I literally mean a shop that is in your local rubbish dump. I only discovered my local one in the last few months and wasn’t that keen on the idea (because let’s be honest, it does sound kind of grim) – but I’m a convert!
You know me, I love a second-hand bargain – thanks to a baby, moving from a flat to a house, and the cost of living crisis – I don’t have cash to waste. So I’m always on the hunt for lovely stuff, but for a tiny fraction of the cost.
Look what I found yesterday at the Tip Shop – I was chuffed! I practically brand new Scuttlebug bike thingy ..read more
Lotty Earns
2y ago
Ok, ok – this isn’t a ‘trick’ as such, but I was genuinely impressed when I saw TikToker Max Balegde’s £6 Nando’s dinner, I just had to share it with you.
By the way, if you’re on TikTok, check out Max’s channel – he’s actually hilarious.
£6.50 Nandos 'hack'! pic.twitter.com/cy3Q7tbphq
— Lotty Earns (@lottyburns) May 21, 2022
I find Nandos really expensive for what it is, so I don’t go too often – but I know people are absolutely obsessed with the food chain.
Oh, slightly off-topic but if you have two minutes for a laugh – remember when a thief used my Deliveroo account to order a load of N ..read more
Lotty Earns
2y ago
I can’t believe I’m writing this, but I’ve written a book called On The Money, published Bonnier Books. Bloody hell – this means I can call myself an author! This is something I’ve always dreamed about doing but never thought it would actually happen. If you want to pre-order it, here’s how you can buy it. That said, it will be in all good book shops (I’ve always wanted to say that!).
My name is on a book!
It’s a big reason I’ve neglected this blog for so long – that and a new baby that won’t let me have a second to myself. I got the email from the publishers offering me a book deal literally ..read more
Lotty Earns
2y ago
Thought I’d do a quick post while on maternity leave as spotted that Aldi has launched a new chocolate bar with Tony’s Chocolonely – and well, chocolate is my favourite subject, so couldn’t help myself but dust off the laptop.
I discovered Tony’s Chocolonely chocolate bars in summer 2020 and now rarely eat other brands. I can’t stand the taste of Cadbury’s now – it tastes so ‘claggy’ compared to Tony’s. Is that a proper word? I’m being a little dramtic, not going to say no to a free bar of Dairy Milk Caramel, but would never choose it these days. I think the quality has gone down hill over the ..read more
Lotty Earns
3y ago
You know I absolutely love a freebie, but it’s not that easy to get really good ones these days. So let me introduce you to Triyit, which got delivered about 10 mins ago and I’ve already tucked in!
I’m so impressed with it already, I just had to share it with you.
What is Triyit?
First off, this isn’t an ad for Triyit in any shape or form. My mate Sam discovered it about a month or so ago and got me to sign up.
To be honest, it seemed a bit too good to be true so didn’t expect anything to turn up.
Basically, Triyit sends you full-size samples of products which are tailored to you, for complet ..read more
Lotty Earns
3y ago
If you’re looking to earn more money, then you’re often required to get creative at times. For most people, being creative means selling things on eBay, starting a website, or using money-making apps. These are all lovely and normal ways to do that – but l love the weird ways to make money!
Some of these weird and wonderful ways to make money can pay huge amounts of cash. Whether you’re willing to try them is another question altogether though!
Clinical Trials
We’re starting off big (and risky!). I joke, but lot’s of people do this. I know lots of people who did this at University.
Cli ..read more
Lotty Earns
3y ago
For those who love to shop, online outlet stores (and those offline!) appear to be the best places to find bargains that you just can’t get elsewhere. I bloody love them. I love a designer item, and I love a bargain – heaven!
In particular, online outlet stores have become very popular in recent years but are they really worth it? Well, that depends on whether you know what you’re doing.
The most obvious benefit of shopping at an online outlet store is that you’re going to be able to buy things for low prices.
This can be a great thing if you’re looking for something specific, but it’s importa ..read more
Lotty Earns
3y ago
Ay-up! Did you know that it’s Yorkshire Day on August 1st?
There’s a lot to celebrate too. From Yorkshire puds, which are God’s gift to man, Yorkie Bars, David Seaman and his GLORIOUS ‘tash, and of course (as an obsessed money saver myself) the fact that people from Yorkshire are notoriously savvy with their cash – a trait I particularly value.
I’m a ‘Swansea Jack’, we’re known for having beautiful beaches and rugby legend Alun Wyn Jones – so there’s a lot to learn from our savvy neighbors up north when It comes to saving cash – wherever you live.
In celebration of Yorkshire ..read more
Lotty Earns
3y ago
It’s an amazing feeling to go through your finances with a fine-toothed comb and find areas where you’re overspending. One of the easiest ways to see more expendable cash in your bank is to save money. Think about it – it only takes a small amount of time and effort and you don’t have to put in any extra work each month.
But what if you’re looking to save money and feel like there’s no wiggle room? It can be disheartening but there are lots of ways to free up some more cash to stash away for whatever it is you’re saving for.
BT Basic
Your internet and phone bill can be a big chunk of you ..read more
Lotty Earns
4y ago
Everyone loves a treat on their birthday (especially when you’re getting on a bit and they become a more depressing than jolly affair!). Thankfully, retailers know this and offer plenty of birthday freebies for doing simple things like signing up for a newsletter or downloading an app.
As always, some promotions are better than others but here are a few ways to get the best birthday freebies around.
Deals, Sales, Freebies
If you’re looking for the best freebies and other deals available then look no further than the Deals, Sales, Freebies pages or this guide, that are updated regularly w ..read more