Disclaimer: I am not a financial advisor nor do I offer any financial advice. Also please note that I am personally invested in this crypto coin and may be biased. Please do your own research before investing. Crypto currencies are extremely volatile so please only invest what you can loose. From the start of 2021, crypto currencies have seen a massive increase in price. Take a look at Doge, as of May 21, 2021, the price in USD is sitting at around $0.36 per coin and that’s after an all time high of about $0.74. That may seem low, but looking back to January 1st, 2021, that coin was sitting at ..read more

First thing is first. At Downtown Money, we hope everyone is staying safe and being responsible with what they do. This will all be over soon and its important to stay positive. We are all in this together! The last few months have been rough and not only has Covid taken a financial toll on many of us, it has also made life a little (very) boring. We may not be able to help you out too much with your finances at this point, but we definitely can give you some fun ideas on what you can do during covid to stay sane. What to do during Covid in Toronto These are some of the you can do in Toronto w ..read more

Sold $670,000 July 27, 2020 Stunning 759 Sqft 2 bedroom and 1 bathroom located in the heart of Humber Bay Shores. Originally listed at $684,999. Downtown Money only showcases the hottest condos and highlights their best selling points. With this unit, it included over 500 sqft of outdoor balcony space which is unheard of. This condo was sold as of July 27 2020. Want to stay updated on hot real estate deals and sold listings? Follow Downtown Money and subscribe to our newsletter! The post #402 – 56 Annie Craig Dr, Etobicoke – Sold – $670,000 appeared first on Downtown Money ..read more

Don’t you just love talking about death! So many thought provoking questions come to mind. What happens on the other side? Does your energy or soul stay behind? Is there an afterlife? But enough philosophy questions, this after all is Downtown Money. Lets get real for a second. What actually happens when you die? Your family goes through a crappy time of mental and physical recovery but they eventually come to terms with the idea that you have passed away. It’s life, you keep moving on. But there is one major burden that sometimes families simply can’t move on from; the f ..read more

How do you define success? What is happiness to you?   Is it owning a lot of nice stuff?   Seeing the entire world?   Or perhaps being able to just lay on the couch at the end of a good workday and not have to stress?   Theory of Happiness     In 1922, Albert Einstein was at the Imperial Hotel in Tokyo for a lecture and had just heard about his Nobel Prize win.   He had no change for the bellboy at the time so he wrote down his “Theory of Happiness” on a piece of paper and gave it as a tip.   His theory was this:   “A calm and modest life brings more happiness than the pursuit of success comb ..read more

Social media and blogs seem to have no shortage of people who have quit their jobs to travel the world, or alternatively, pursued corporate success with conviction, motivation and perhaps tunnel vision.   If you want to be inspired by travel or business, there are thousands of articles and blogs about either topic.   But what if you want both?   A little bit of backstory.   I was a dedicated student, one of those people where anything less than a perfect score was considered unacceptable.   I had a five-year plan in my mid-teens and for my final high school project, when I’d decided to become ..read more

Living in Canada’s major cities is expensive.   Take Toronto for example: It’s not uncommon to see $1,000,000+ homes in almost every neighborhood.   Rents are sky high even for small one bedroom condos and auto insurance is out of this world.   It all seems to be getting worse and not better…   This is making it tough for millennials living in cities to save even a few dollars at the end of their month!   Sadly, saving is a must in these tough times. Lucky for you, we have some tricks you can implement today!   Weather you are saving up for a property or for a simple getaway, these next few ti ..read more

Two topics that Ontario residents love/hate to talk about are:   Real Estate Market Auto Insurance Rates   We already know how the real estate market looks. It’s ridiculous.   But how about the insurance market?   It’s also ridiculous.   Any resident of Ontario already knows that auto insurance in this province is becoming a little out of touch with reality.   According to Lowest Rates, the average car insurance rate in Ontario is $1,445 per year. About $120 per month.   That doesn’t seem too bad… Why is everyone complaining?   Well if you decide to live in lovely Toronto or a ..read more

One of the most popular ways to invest money is into real estate. You are probably reading this article because you know someone, perhaps your own parents, who have enjoyed ludicrous returns over the last 20 years. Most millennials grew up with these crazy returns and desperately want to enter the market.   Take a look at this little picture provided by the Canadian Real Estate Association:     That is all of Canada. Lets take a look at a few of Canada’s main cities:     From an average of $376,236 in 2007 to $822,681 in 2017 in the Greater Toronto Area. Wow.   2018 was a rough year for real ..read more

The ability to negotiate successfully is a crucial skill, especially in the business world.   Good negotiators are looked upon very favourably by employers and their peers, as they can get great results.   The business world is not the only place we negotiate, however. Even if you don’t know it, you’ve almost certainly been in a negotiation before – perhaps discussing a pay rise or even deciding what movie to see with your partner.   Working in employment law, I was called on to negotiate in many different situations. Sometimes it was working out a settlement when a person had been dismissed ..read more