How to Approach Planning a Retirement Abroad, Ep #215
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Mike Eklund
2d ago
Have you thought about retiring abroad? Oftentimes when we think of retirement, we think about sunny beaches with crystalline water shimmering in the sunshine. Could this or some other idyllic vision be your future?  The realities of retiring abroad can be exciting, but at the same time overwhelming. Complex financial strategies need to be considered before grabbing your passport and setting off for the unknown.  In this episode, we discuss seven crucial financial considerations that you’ll need to keep in mind if you are interested in retiring abroad. Outline of This Episode [0:36 ..read more
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How to Prepare for the Retirement Danger Zone, Ep #214
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Allison Berger
2w ago
If you are retiring soon, you've most likely wondered if your asset allocation is too risky. Some have called the period just before and after retirement the Retirement danger zone as it's a time where understanding how you should be invested matters for your long-term financial success. After years of great returns in tech and large cap US stocks, many retirees could have bigger risks present in their allocations than they realize. In today's episode, you'll learn why sequence of return risk has been called the retirement danger zone and how to prepare for it within the context of your retire ..read more
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Be Ready For These 10 Tax Surprises, Ep #213
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Allison Berger
1M ago
So many of us will be hoping for no tax surprises when preparing our tax returns this year.  This is why we want to provide you with a list of common tax surprises to watch for. After working with hundreds of clients to prepare their tax returns, we’re sharing the latest tax surprises we see that could be helpful to know when completing your tax return this year. Outline of This Episode [0:42] The Slott Report [2:39] Inheritance surprises [6:51] Credit card rewards [8:10] Interest income increases [10:54] Income earned in different states [12:32] 1099Ks [14:14] Underwithholding from your ..read more
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How to Handle a Forced Early Retirement, Ep #212
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Cameron Hendricks
1M ago
Retirement can hit us with numerous curveballs. One of those could happen right out of the gate–being forced with an early retirement.  We all know that layoffs are part of the corporate landscape. While they are commonplace, when you are faced with one later in your career it can cause you to reevaluate your financial situation.  In this episode, we discuss your options if you are laid off and how they fit in with your financial plan, your tax plan, and your 401K. **** ? Get our Retire On Purpose Guide here.  ? See the full show notes here ? Explore the Retirement Pod ..read more
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Tools for Making Better Financial Decisions, Ep #211
Financial Symmetry: Balancing Today with Retirement
by Allison Berger and Niamh Douglas
2M ago
While most of our listeners are in or on the cusp of retirement, many have loved ones who are earlier in their careers. Often we get questions on how our listeners and clients can help their younger family members make better financial decisions.  As we celebrate International Women's Day with this episode, you’ll meet our newest CFP, Niamh Douglas. Niamh and Allison discuss some tools and strategies to help young people who are just starting out get off on the right financial foot. Resources & People Mentioned Episode 189 - Smart Financial Decisions for Recent College Graduates 9 Re ..read more
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Turn Your ‘What Ifs’ into 'What's Next' with Retirement Stepping Stones, Ep #210
Financial Symmetry: Balancing Today with Retirement
by Allison Berger and Chad Smith
2M ago
Many who approach retirement view it as the ultimate goal, but you could have 30+ years to experience the retirement you've worked to build.  While much of retirement planning is focused on the numbers, people often fail to intentionally plan out how they'll spend their time. In this episode, we explore some common retirement pitfalls and then ten stepping stones to help us overcome challenges you might encounter. **** ? Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist.  ? Article - Uncertainty is Underrated ? See the full show no ..read more
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5 Reasons to Consider Investing in More Than the S&P 500, Ep #209
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Mike Eklund
3M ago
Many investors have been tempted to invest more, if not all, of their portfolios in the S&P 500 given the incredible run it’s had over the last decade. But today we are talking through five reasons why you should consider not making a concentrated investment only in the S&P 500.  Don't let recency bias rule your decision-making on the road to your ideal retirement. **** ? Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist.  ? Article - A Few Thoughts on Spending Money ? See the full show notes here ? Explore the Retirement P ..read more
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The Challenges with Divorce in Retirement with Lesli Doares, Ep #208
Financial Symmetry: Balancing Today with Retirement
by Chad Smith, Grace Kvantas, and Lesli Doares
3M ago
One of the biggest financial disasters that people can experience in retirement is divorce. On this episode of Financial Symmetry, Grace Kvantas chats with licensed marriage and family therapist, Lesli Doares. Lesli shares warning signs to look out for, misconceptions about keeping finances separate, and why couples should seek marriage counseling in retirement. Your marriage affects every aspect of your life. Listen in to learn how you can improve it.  **** ? Sign up for the Advisor Corner Newsletter here and receive our Pre-Retirement Checklist.  ? Article - Many Happy Returns by D ..read more
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Should I Roll My IRA into My 401K to Do a Backdoor Roth? Ep #207
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Grayson Blazek
3M ago
If you have rollover IRA accounts and want to make a backdoor Roth IRA contribution, this episode is for you. There are several steps involved to handle this strategy in the right way including understanding how you roll the IRA accounts to your 401k. Today we walk through five considerations you should think through before you implement a strategy to complete your Backdoor Roth contributions. **** ? Tips each month to help you Enhance Your Today and Enrich Your Tomorrow. Download our Pre-Retirement Checklist Ebook today ? Subscribe to not miss future episodes here ? See the ful ..read more
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Should I Roll My IRA into My 401K to Do a Backdoor Roth? Ep #207
Financial Symmetry: Balancing Today with Retirement
by Chad Smith and Grayson Blazek
4M ago
As part of our efforts to bring you actionable strategies to help you reach your ideal retirement, we’re tackling a complex question today.  The backdoor Roth strategy can be a way to increase your wealth by tens of thousands of dollars, or it could not be very profitable at all.  Learn what you can do to get a backdoor Roth strategy started and what you need to consider before you implement a backdoor Roth strategy. Outline of This Episode [2:41] Should I roll my traditional IRA to a 401K? [5:04] 5 considerations before implementing a backdoor Roth strategy Resources & People ..read more
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