How often should I update my insurance policies?
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
4M ago
As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance policies, especially after significant life events like marriage, job changes, relocations, or expanding your family. Annual policy reviews provide an opportunity to evaluate your coverage in light of any changes in your life or assets. This helps ensure you’re neither underinsur ..read more
Visit website
5 Tips to Keep Teens Safe Behind the Wheel
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
4M ago
This week is National Teen Driver Safety Week (October 15 through 21, 2023). Due to various factors, teen drivers have a higher risk of being involved in a crash than older drivers. Parents play an important role in teen driving safety. The following are tips to help keep teenagers safe behind the wheel. Schedule Driving Practice Sessions With Your Teenager One of the main risk factors for teen drivers is inexperience. Teens may lack the judgment to allow safe gaps in traffic, turn safely, and travel at the right speeds for conditions. Teen drivers who continue to practice with their parents ..read more
Visit website
The Benefits of Umbrella Insurance
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
6M ago
Accidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides the following benefits. Broader Coverage Umbrella personal liability insurance can cover claims in excess of the limits of other insurance policies. This insurance picks up where homeowners insurance, renter’s insurance, auto ins ..read more
Visit website
Car Insurance Terms You Should Know
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
9M ago
The auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a decision. These details are all found in the fine print of an auto insurance policy. Choosing the best car insurance can be intimidating if you are unfamiliar with the legal language and terms. The best way to ensure you make the right choice is to ..read more
Visit website
Should I Purchase a Car with License Plate Lights?
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
1y ago
Depending on where you live, you may be required to have license plate lights. Consider buying a car with license plate lights or installing a light on your existing vehicles. The lights illuminate your license plate, and if your state requires it, ensure the lights are in good working order – you could be pulled over and cited if the light is burned out.  Advantages of License Plate Lights – Modern Technology If you live in a gated community, the license plate recognition software at the gate makes entering easy. Toll roads are often equipped with similar technology, and an illuminated ..read more
Visit website
Does Your Auto Insurance Cover Air Conditioning?
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
1y ago
Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance policies. However, there are certain situations in which insurance coverage may be available for air conditioning damage. Mechanical Breakdown Insurance This coverage option is available when you buy a new car. I ..read more
Visit website
Comprehensive vs. Collision Auto Insurance
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
2y ago
Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These events may include vandalism, theft, hail, or fire. Comprehensive may also cover a collision with an animal, such as a deer, or damage caused by an object, such as a tree or a rock, falling on your car. What Does Collision Cover? Collision covers ..read more
Visit website
Heading Out of Town? Remember These Driver Safety Tips
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
2y ago
Americans love their road trips and head out in vast numbers to visit relatives, camp, fish, hunt, visit resorts and theme parks, or enjoy our beautiful country. Before you leave town on your road trip, take the time to review these driver safety tips – they could save a life. A Vehicle Check-Up Before any long trip, ensure your vehicle is in top running condition. Have a professional mechanic check the brakes, lights, windshield wipers, and the condition of your tires, and other systems so you are less likely to have a breakdown or be involved in a dangerous accident. Prepare for the Weather ..read more
Visit website
A Parent’s Guide to Teen Driver Safety
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
2y ago
Learning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the teen’s parents! It is nearly impossible not to worry when you are aware of teen driving accident statistics and know how susceptible that age group can be to driver distraction. If you are a parent of a teen driver, the following guidelines can give you greater peace of mind and help ensure your teenager is safer when behind the wheel. Set a Good Example Whether you realize it or not, your teen is watching what you do and hearing what you say. T ..read more
Visit website
Driving Safely in Heavy Traffic
Instant Insurance | Auto Insurance Blog
by Insurance Neighbor
3y ago
Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic.  Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision!  Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few minutes. Keep your eyes on the surrounding vehicles and drop back if another individual is driving aggressively. Keep a Distance. Follow the three-second rule and maintain a space between your vehic ..read more
Visit website

Follow Instant Insurance | Auto Insurance Blog on FeedSpot

Continue with Google
Continue with Apple
OR