The aftermath of a disaster is always sad but you want to get back to a normal state as soon as possible, and your insurance company wants that positive step for you too. What is Filing a claim? Filing a claim is the step you follow in getting a payout from your insurance company when something bad happens. These claims involve several things like paperwork, photos, damage appraisal, and sometimes legal action. If you notice that you are dealing with a corrupt insurance company contact the State insurance commissioner in your area. These are not just ordinary or easy steps […] The post How Goo ..read more

Beyond age, there are many other factors that will determine the car insurance rates for seniors above 65. This is because looking at age alone won’t be fair on both the part of the insurer and the policyholder.  As we already know, insurance laws vary from state to state across the United States. So, it’s important you fall back on a reliable insurance agent near you before taking your final decision. But for the sake of this article, we shall be looking at the key factors that influence car insurance rates for seniors above 65. 1. Age of the Driver […] The post 12 Things That Determine ..read more

Car accidents can be traumatic experiences for those who are involved, especially if they have no tips on how to minimise future occurrences. Accidents can cause physical pain, emotional trauma, a disconnection with friends and family members, and possible financial hardship. However, accidents do not have to be disasters when they happen and can in many cases be prevented. You can always steer yourself in the right direction and come out on the other side as a stronger person. By employing some key strategies, you can look to avoid the accident in the first place or minimise the damage should ..read more

Purchasing auto insurance when you don’t have a valid driver’s license may appear futile. After all, many motorists believe that having a valid driver’s license is the only requirement for auto insurance. That isn’t always the case, though. If you do not have a valid driver’s license, you can and may need auto insurance, albeit finding an insurance carrier that would cover you with no license insurance will be more difficult than usual.  When you inquire about obtaining a vehicle policy, one of the first things an insurance company will normally ask for is your driver’s license number, an ..read more

Commercial truck insurance, like personal auto insurance, can include a mix of liability, collision, and comprehensive coverage. Commercial truck insurance, unlike personal auto insurance, requires larger coverage limits to account for heavier and more valuable vehicles, as well as the cargo they transport. For the year 2021, the best commercial truck insurance is: Best Overall: Progressive Best for Single Trucks: Sentry Best for Fleets: The Hartford Best Value: CoverWallet Best Customer Service: State Farm Best Overall: Progressive Progressive is an easy choice for the top overall commercial ..read more

Are you looking for an insurer in New York that provides the cheapest car insurance quotes? Read this article. For most New York drivers, Progressive is the best car insurance company for minimum liability. Its average annual premium of $732 is 33% lower than the average rate we discovered across all insurers. For minimal liability, the average cost of car insurance in New York is $1,085 per year or $90 per month. New York City is listed as one of the cities in the U.S. with the most expensive car insurance rates. If you’re a member of the military or […] The post Who Has the Best & Cheape ..read more

The United Kingdom boasts as Europe’s largest insurance market and the world’s fourth largest. In 2018, despite all the challenges facing the insurance industry in developed countries, the total value of premiums was $336.5 million. Customers pay monthly or annual premiums, plus an excess cost, when filing a claim in the United Kingdom. What are the bodies that regulate the insurance industry in the UK? According the British Insurance Brokers’ Association (BIBA), the insurance sector in the United Kingdom is regulated by two bodies: The Prudential Regulatory Authority (PRA): is a division of t ..read more

How commercial auto insurance works in Alberta, Calgary, Ontario and Toronto aren’t entirely different. But for the sake of getting more clarity, we shall be focusing on Alberta. Alberta is the sixth largest Canadian province by land area and is known to have produced the youngest prime minister in Canada. What classifies a vehicle as a commercial auto in Alberta? Your car is considered a commercial vehicle if it’s used for business purposes in moving goods and people from one part to the other. If you have a business that requires you to travel, you will need to learn more […] The post How Al ..read more

How much is the food truck insurance cost in Florida? Where can one get affordable catering van insurance in North America? The average cost of food truck insurance is about $45 per month. A food truck could be a great way to show off your culinary skills. It takes a lot more than putting a kitchen on wheels to start a successful food truck business. According to food truck entrepreneurs, safety and culinary equipment might cost up to $50,000 in addition to the vehicle itself. An extra $50,000 might be spent on marketing, legal guidance, and business insurance. Florida Food […] The post What K ..read more

What are the most important questions you must ask your insurance agent before committing? Why are these questions important? Questions abound when it comes to insurance. That’s a good thing, especially if you’re seeking to get the most out of your policy or tack on more coverage. Consumers, on the other hand, aren’t always sure where to begin… or what questions to ask.  Independent reliable insurance agents near you are always available to provide clarity or a second view whenever you require it. To cut through the clutter and get to the heart of coverage, you need to ask your […] The po ..read more