My first post on the CGL’s “Recall of Product” exclusion discussed the exclusion’s triggering event or when it happens.  This post will explain what costs are excluded. Here is the complete text of this part of the exclusion: This insurance does not apply to damages claimed for any loss, cost, or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of your product, your work, or impaired property. The verb “incur” -- which means, “become subject to as a result of one’s actions,”[1] -- is central to ..read more