The Philippines is no stranger to typhoons. In fact, as many as 20 typhoons hit our little island nation each year, simply because of geographic location. We are sitting just above the equator, facing west of the Pacific, without much else to break up the typhoons before they hit land. Our waters also have the warmest temperatures in the whole world, normally above 28°. The perfect temperature for a typhoon to form. Thanks to advanced weather technology, PAGASA can now accurately predict when a typhoon will hit and whether it will be catastrophic or not. This information helps us prepare for ..read more

While education in the Philippines has become completely inclusive with the implementation of the free tuition fee law, private school students (and their parents) aren’t necessarily relieved from the burden of paying for their child’s education. The free tuition fee law only covers State Universities and Colleges; the financial assistance extended by the government to private schools are limited and can come with quite stringent qualification. For parents of students who go to private schools, the upcoming school year will remain to be as financially challenging as it was in the previous yea ..read more

Nobody’s perfect when it comes to money. We all have bad habits, and we’ve all made bad decisions every once in a while. If you’re reading this article, you’ve probably ended up with debt, whether through decisions you’ve made or through issues out of your control. Nevertheless, here you are, facing the endless cycle of debt with no way to get out. We’ve listed some of the most common reasons you can’t get out of debt below. If any of them sound familiar, we’ve also provided solutions to help you break the cycle of debt and get back in the black with just a little bit of effort and dedication ..read more

Toll fees are an essential part of traveling on the major expressways in the Philippines. As motorists, we understand the significance of toll fees as they help maintain and improve these expressways. In this article, we will explore the most recent information on toll fees and major expressways in the Philippines. Major expressways in the Philippines The Philippines has several major expressways that connect different cities and provinces. These expressways include: North Luzon Expressway (NLEX) Subic-Clark-Tarlac Expressway (SCTEX) South Luzon Expressway (SLEX) Tarlac-Pangasinan-La Union E ..read more

Nobody enjoys talking about money. The prospect of talking to your kids about it can be terrifying. Maybe you want to shield them from this stressful topic or maybe you tell them that asking about money is impolite. But keeping money a secret from your kids doesn’t make sense in this day and age. And worse, it could have lasting negative impacts on them when they grow up not knowing how to handle their money. Avoid these four common money mistakes with your kids and give them a solid financial foundation they can build on in years to come: 1. Not talking about money until they’re “old enough ..read more

Are you thinking about exploring local options for travel now that summer is right around the corner? There’s an abundance of nature bound destinations in the Philippines that even when you’re based in the capital, you don’t need to look far and wide for an excursion that offers a welcome break from the fast-paced life of the metro. Luckily if you’re based in Manila, you could choose to head whichever direction your wanderlust feels like chasing and still end up in paradise. If the north is in your radar for your next getaway, one of the most notable destinations in that part of the continent ..read more

Driving is a privilege, not a right. A driver’s license isn’t granted lightly to anyone without passing a set of tests and examinations. To ensure that individuals will uphold road safety and follow traffic rules, a certain set of standards must be met before they can legally drive on the road.   A driver’s license is an official document authorizing an individual to drive a motorized vehicle.  If you are thinking of getting a driver’s license in the Philippines, here’s what you need to know. Types of driver’s license in the Philippines In the Philippines, the Land Transportati ..read more

Are you looking for a great deal on a used car? You might want to consider scouting for the best options in the repossessed cars market. Repossessed cars – better known as repo cars – are vehicles that have been seized by banks or other financial institutions due to the owner’s inability to make payments on their car loan. These cars are then sold at a discounted price to recoup some of the losses. Here are our top tips on how and where to buy repo cars in the Philippines, key concerns to look out for, fees and payment terms, and the pros and cons of buying a repossessed car. How and where to ..read more

Summer is a popular time for vacations but we all know saving for that dream vacation is anything but easy. If you find yourself facing this summer without enough funds for a vacation, well, you can start saving for next summer! It is never too early to start saving for anything. By starting early, you will relieve a lot of stress and anxiety later on. We understand finding extra cash to add to your vacation fund can be difficult. That’s why we have created this list of 6 steps to save money for your next holiday destination! Step 1: Determine how much you need to save The first step in jump ..read more

While the whole process of applying for a personal loan in the Philippines is not so complicated, you still need to accomplish the necessary forms and submit all the requirements on time in order for your loan to be approved. Loan providers still need to observe the due process to perform necessary financial checks and assessments before approving a loan. Although this is the case, there are ways to improve your chances. Below are the means of getting that extra leverage to get approved. 1. Have a stable source of income Get this: Banks are more likely to approve a rank-and-file employee ..read more