There is something innate in humans around our obsession with gold. I remember growing up and watching pirate movies about buried treasure and just thinking that gold was the coolest. My brother and I would go on treasure hunts in our backyard and I would dream of finding a gold coin. When I would go to my grandparents house I would ask them about gold and sadly they didn’t really have any (a few silver coins but no gold) but they would always have a story or two about someone they knew that did.  There’s just something about gold; it looks pretty, it’s shiny and if you see it you instant ..read more

In what’s become an ongoing saga with one of the only two guarantees in life; I’ve once again filled my taxes (the other guarantee being death). Every spring all Americans undergo this ritual and whether it’s with a CPA or with online software we all have to file our taxes by mid April (or get an extension) and then we’ll get a refund (yay) or we’ll owe money (boo).  I had a whirlwind experience trying (and failing) to get a CPA in 2023 and I tried hard to get ahead of it this year. I interviewed a new CPA in the fall and then had almost everything to them by late February. Since this is ..read more

A big part of your life has to do with your money and finances. It can be stressful to have to live paycheck to paycheck. The good news is that you can make changes to how you manage your money so you can feel more financially secure. All it takes is focusing your time and energy on a few important areas. Here you can learn some tips that will help you be financially wiser and gain more control over your money.  Pexels Make & Follow A Budget This is literally the first thing I tell anyone who asks for financial tips. You should definitely know how much money you have coming in and go ..read more

Once a quarter I appreciate a brief pause in my weekly blogging ritual to do some reflecting and to express some gratitude in my life. This is a special quarter as it marks the end of my paternity leave from work. In the fall of 2024 we welcomed TresMoneyFinance and my company is incredible in their benefit of offering a 6 month leave for new parents. I wrestled with taking it all vs. some of it and in the end decided to take it all. It’s been an incredible time with TMF (TresMoneyFinance) and I’m also grateful that I have a job I’m excited to go back to! Here are some of the other updates in ..read more

I have been blogging for over 11 years here at YoungMoneyFinance. It’s been an incredible journey and I’ve had lots of life experiences along that way that I’ve been able to share. I’ve also had tons of conversations with friends, colleagues and readers of the blog about all sorts of personal finance topics. I’ve also had just about 1,000 posts that I’ve written or have had collaborators help write and that feels crazy to me! 11 years – 1,000 posts! Definitely a big milestone to celebrate.  As I turn more MiddleAgedMoneyFinance and less YoungMoneyFinance, I do a lot of reflecting. Mrs. Mo ..read more

Here recently I’ve had the chance to sit down with a few readers of the blog and do a little personal finance session with them. We talk about the fundamentals of personal finance, talk about different types of accounts, how to budget and try to get them on a plan! It’s been a lot of fun and I’ve recognized that there are a ton of little tips and tricks that many young professionals don’t know about or that can be overly confusing. It’s super cool for me to be able in my own way perhaps to help them out a bit and have them start developing some good financial habits now that’ll hopefully pay o ..read more

About once a year I like to take a step back and review my overall credit card strategy and then review what credit cards I have in my wallet and how I’m using them. Things change over time and so has my credit card strategy. I posted my 2024 credit card strategy a few weeks ago (and yes I have one and I think you should too) and following up on that I thought I’d do a deep dive into what’s in my wallet and why I keep it there!  CARD: BANK OF AMERICAN PREMIUM REWARDS Annual Fee: $95 Why I’ve had it: On the surface this card doesn’t seem that great with 2% on restaurants/travel and 1.5% on ..read more

Personal finance doesn’t have to be hard. At the end of the day it’s just about making sure you don’t spend more than you are making, making sure you are saving/investing, and making sure you have the appropriate safety nets in place. Of course in the real world it feels a lot more difficult, with more bills and more expenses (that are feeling more expensive all the time) and not as much of a paycheck as we would like. It’s a constant struggle, even for a personal finance blogger like me. I too stress about my spending, try to find ways to increase my income and worry about the future.  I ..read more

It can be so easy to get caught up in the day to day rise and grind of everyday life and easy to lose focus of the big picture. We live in a world where news is constant and often times it can feel like we’re living in difficult, dangerous and troubling times, especially in regards to the economy. Politicians and social media influencers will bemoan the troubling economy leaving us with a feeling that the economy is about to collapse and we should all be worried. This can get exhausting! I work in the tech industry and have seen plenty of layoffs all around me and have seen former colleagues s ..read more

Whether you are a small startup or a well-established business, a poor lead generation process can impact your bottom line. Mastering it requires a strategic approach and using certain tools and techniques to lighten the load. As a business, your success in generating quality leads is crucial for sustained growth, increased revenue, and success. On average, most organizations generate 1,877 leads monthly, but maximum conversion into customers remains challenging. This article highlights some proven ways to enhance your business lead-generation process. Image Credit Leverage data-driven marke ..read more