I am using trade republic to invest so cost of investing wouldn't be a problem as I will use the investment plan to not pay fees. Taking into account super long therm +25 years, which one would you choose? Apologies if the question is stupid, I am pretty new to this world of investing submitted by /u/TheGeneralPeron [visit reddit] [comments ..read more

Hi, I live in Malta and the government has introduced a new scheme to encourage citizens to start a private pension plan. The new scheme offers a 25% cash rebate on any investment up to Euro 3,000 (so if I invest up to 3,000, I get Euro 750 cash at the end of each year which I can reinvest or keep). The policy offers a 30% tax-free lump withdrawal and then a monthly taxed withdrawal and charges a 1% fee based on the account total. I have seen an account statement belonging to my friends which shows that they have averaged a a yearly 1% growth on their private pension in the past 3 years (excl ..read more

Noob question… Is it better to follow the S&P futures and buy when market opens, or is the bid/ask always updating throughout the day while the American markets are closed? submitted by /u/zermatt1000 [visit reddit] [comments ..read more

I'm turning 18 in november, and I want to start investing. I have around 13k euros in a savings account that my parents and grandparents contributed to, and I want to put this money to good use. This money will be available to me once I turn 18 and I don't need it to pay for college or housing or anything else (I live in Belgium). What's the best way to invest this money? I personally like the Bogleheads/Fire idea of just letting your investments do their thing and eventually becoming financially indepent, but how do I invest my money to reach this goal? Should I invest in the S&P500? I'v ..read more

Hi, I'm investing on monthly basis strictly in VWCE. I came across investor(dot)gov "Savings Goal Calculator" and I was struggling with figuring out the below for VWCE: 1- The compounding frequency 2- Conservative figure for the estimated interest rate (to weather any bad years in the market) Any ideas? submitted by /u/dabiggmoe2 [visit reddit] [comments ..read more

submitted by /u/caeur1 [visit reddit] [comments ..read more

Can i change information like residence (country, adress, tax stuff etc) ? Because i will very like move soon inside the EU. Apparently some brokers have a problem with that, but Trading212 should be fine with that right? submitted by /u/UnluckyGamer505 [visit reddit] [comments ..read more

Is it a good choice to invest money right now into VWCE? I want to invest like 8000€. submitted by /u/Old-Respond1707 [visit reddit] [comments ..read more

Why do a lot of people keep saying T212 have hidden commission on their spreads when they don’t? They have said endless times that this isn’t the case but some people don’t seem to understand. If you read this document under execution then you will their spreads are only applied to CFD accounts: here. They’ve been around since 2003, use IBKR as their intermediary broker and they’re a profitable company (here) yet some of you don’t believe them when they say they’re “commission free”. Why? It seems that they make money primarily from CFD, FX fees (0,15%), maybe deposit from a debit card fee (f ..read more

Hi everyone. I'm looking for a basic investment strategy to put above 15k-20k. A lot of people recommend Trade Republic because of the 4% interest but what it's more attractive is that they pay the interest monthly. In my bank (Societe generale) they offer me 4% but they pay annually, so no instant compound interest. The good thing about SG is that the fixed rated account is tax free. So the interest are not taxable. And here it comes my question. Do I have to pay Income taxes (in France) for the interest generated in Trade Republic? (If I have to, so the interest isn't anymore of 4%... And I ..read more