Becoming a business owner in the Arlington, TX area can be a great long-term career option. The strong economy and local demand can make it a great place to be a business owner. If you own a business here, you will want to get the right insurance for it, including general liability coverage. There are various reasons to obtain this coverage.  Reduce Risk of Liability The most important reason for someone to get general liability insurance is to reduce their liability risk. There is always a chance that your business could be held liable for damages incurred by another party. If you h ..read more

At Strack Insurance Services, serving the greater Arlington, TX area, one of the questions that we are often asked is whether a landlord or a property manager can require you to obtain renters insurance. Read on to learn the answer to this question.  What Is Renters Insurance?  Renters insurance protects the renter’s belongings against unexpected events, such as a fire or a pipe bursting and flooding the rented property. In addition to compensating the renter for the property that may have been damaged or destroyed in an unexpected event, renters insurance also helps pay for housing ..read more

Purchasing adequate commercial insurance is among the costs that a business shouldn’t skimp on. However, when it comes to general liability and professional liability, most enterprises in Arlington, TX, purchase only one of the options. At Strack Insurance Services, we suggest you familiarize yourself with general liability and professional liability before deciding which to buy. Here’s a breakdown of your commercial policy’s general and professional liability coverages. What is general liability vs. professional liability? General liability insurance protects against claims made by third part ..read more

Many Arlington, TX residents get life insurance to ensure their families are financially secure if they pass away. However, many of those with no dependents don’t see the need to get life insurance. At Strack Insurance Services, we recommend that you get life insurance even if you have no dependents. Here’s why: 1. To Pay For Your End-Of-Life Expenses Many people who have no dependents and think they don’t need life insurance never consider how they will pay for their end-of-life expenses like funeral and burial arrangements and costs. Others assume they will have sufficient time to make their ..read more

Some car insurance policies offer a combination of coverage options, so you can pick and choose which ones are right for you. Most policies offer a basic level of liability coverage, which will help cover the costs of another driver’s medical bills and repair costs if you’re at fault for an accident. For help, call Strack Insurance Services in Arlington, TX.  What to Know About Auto Insurances   Common auto insurance includes comprehensive, collision, liability, personal injury protection, medical, uninsured & underinsured, among others. Liability insurance covers someo ..read more

Home insurance is something you need as a homeowner to protect the considerable investment you have made. But the coverage you had 20 years ago when you bought your home may not be the right coverage for you today. At Strack Insurance Services in Arlington, TX, we take the time to get to know you and your personal situation so that we can better serve you with the right products.  When your policy renews, the cover sheet is your declaration page. It includes a short listing of all your particular coverage. This is the ideal time to take a good look at everything and decide if ev ..read more

To a certain point, filing a flood claim with Strack Insurance Services goes just as it would with any other type of claim. You start the process by phoning your insurance agent. If our offices have to temporarily close because of the flood, phone the toll-free number on your insurance policy to start your claim. You will need to provide the representative with your policy number and an email address or telephone number where the insurance agent can reach you. You may have had to evacuate your home. In this case, you probably can’t document your flood damage immediately. If you don’t have to e ..read more

Auto insurance is a type of insurance that is designed to provide protection for the entire family. Family means different things to different people, but in most cases, having everyone on the same policy is the right choice. In some cases, if one driver is at high risk, it may be better to have them on a separate policy, but that is something to discuss with your independent insurance agent. In Arlington, TX, you can count on Strack Insurance Services to have the information you need to make an informed decision. As more and more adult children are choosing to work from home, the ho ..read more

Motorcycle insurance is similar to auto insurance in that it provides financial coverage and protection in different situations. Our team at Strack Insurance Services is happy to explain what coverage and protection are offered by motorcycle insurance. We’re committed to educating our Arlington, TX residents. What Does Motorcycle Insurance Cover? Typically, a standard motorcycle insurance policy will cover medical payments, bodily injury, and property damage. Crashes and underinsured/uninsured motorists are covered as well. However, this coverage is optional. Motorcycle insurance provides prot ..read more

If you love spending time on the water, you know that boating can be fun. But it’s important to be aware of the risks involved in boating and take precautions to minimize those risks. Here are five of the most significant safety risks when boating and how insurance can help protect you against them. 1. Collision With Another Vessel When two boats collide, it’s not just a question of damage to each boat. Depending on the speed and size of the boats, people can be seriously injured or even killed. Boat insurance can help cover the cost of damages and injuries. 2. Falling Overboard This is one of ..read more