Ask a teen what they wish they knew more about and the same answer keeps coming up they want us to teach teens about money! As kids grow older the need to begin to understand money, but how much do they need to understand? The answer to this question of course changes as the child grows older but the truth is that what kids need to know about money isn’t really all that complicated. Many teenagers tell me that they wished that they had more financial education and understood more about compound interest and the best way to make and save money. Children and teenagers need to know how people ge ..read more

We could all do with a little extra money in our back pockets each month, couldn’t we? Money that could be saved or out to other uses. Perhaps a family vacation or a nice day out somewhere. However, we can all be a little restricted when it comes to our finances, especially if we happen to be on a fixed income each month with no chance of an increase or bonus.     But there are things you can do with your current situation that can help boost your income and save you some money along the way. The important thing is to take control and know exactly what your family’s monthly income is ..read more

Being a parent is one of the best things in the world, but it does also come with its fair share of financial challenges. There’s no denying it that by the time you’ve added in everything from nappies and baby formula to toys, school trips, and later on, university, the amount they cost can reach a lot. When we live in the time of a cost of living crisis, this is less than ideal and while you don’t want your children to go without, you also need to be savvy with how you spend your money. Here we have put together some smart strategies for saving money as a parent. Photo by Pixabay from Pexels ..read more

For almost everyone £1000 is no small feat – and to manage to save it is a big achievement! The trick to puttting away larger amounts and keeping sight of why is setting a goal.  Sure, the £1000 sounds great as a goal, but breaking it down gives it more purpose.  Set smaller goals If you are aiming to save up a thousand pounds, then you have something in mind that you want to pay for, pay off, or enjoy. For most people setting big goals like that coincide with saving for a house deposit, having a baby and thinking about the cost of a crib, or getting married and thinking about costs ..read more

Many of us spend money without really thinking about the consequences of our actions. It might not seem like a terrible thing to begin with, but over time, that kind of spending can pile up and really damage your financial situation. But it doesn’t have to be that way and it’s not too late to make some positive changes. So if you’re looking for ways to cut down on your frivolous spending and instead put a focus on improving your finances, you’re in the right place. We’re going to talk today about some of the best changes you can make to start moving in that direction, so keep reading. Track Wh ..read more

Driving is becoming more expensive, with prices regularly rising at the fuel pumps. With decades of experience in the motor insurance industry, Liberty Insurance know a thing or two about trying to keep car costs down. Every car, driver and driving situation is different, but they’ve put together five small changes you could make to try to save a little on fuel costs this year. Stick to the Speed Limit This is good advice generally, of course, as staying at or below the speed limit makes for safer driving. It also helps to ensure good fuel efficiency too, when combined with careful movement ..read more

Image Credit  There is a time to buy new furniture and appliances and a time to repair and replace. If you’re the money-saving type or the environmental type, you will try repairing your home items before replacing them. Find out more about repairing and upcycling home items in the article below.  Dishwasher Repair  A dishwasher is an electrical appliance, and many things can go wrong with it. Some common dishwasher issues include leaks, drainage issues, and electrical issues. The good news is that many of these common issues can be repaired by someone in the house with some DIY ..read more

Are you eager to take advantage of the physical and mental benefits that yoga has to offer? If so, you may have already looked into professional classes. The only issue here is that logistics might get in the way. Perhaps you do not have the time to attend classes or they are not currently within your budget. What alternative options are available? The six possibilities outlined below can provide a bit of much-needed inspiration. Quality Reading Material Long before the Internet, yoga books were the best choices in terms of at-home instructional materials. You can learn at your own pace and r ..read more

One of the most common and well-known elements of the university experience is to do with money. Everyone knows that being a student can be really difficult, and that’s especially true of the financial side of things, which can often be quite stressful. If you are about to become a university student and you are wondering what you can do to make the financial side of things work for you, there are a few options available that you might want to consider, and those are what we will discuss below. Image Source – CCO Licence Set Up A Budget Spreadsheet Before you go to uni, you should set up a bud ..read more

It’s always a good idea to try and save as much money as you can as an employer. Whether you cut costs from recruitment, advertising, or miscellaneous expenditures, being more frugal with your loose change will only help your bottom line grow larger, and your profits increase. Here are five tips for helping you succeed in saving money as an employer. Use Recruitment Software Using recruitment software is proven to help you save money by reducing the man hours needed for admin work relating to hiring. With the most used recruiting reports at Oleeo.com, you can analyse areas that your hiring ..read more