Starting a Business is Not as Risky as you Think How risky is starting up a business? Some would say that starting a business is about the riskiest thing you can do. It certainly feels risky to leave a weekly wage for the unknowns of a business. Then there’s statistics that most fail. Not to mention the stories of bankruptcy and failed dreams. And yes, all that happens. Usually, it’s the result of one fatal mistake, over capitalisation ..read more

Earn Over $100 000 and Pay No Tax – Really! You can earn over $100k and pay no tax. In fact you can earn and lot more than that and pay very little tax. You do need to have business earnings to do this though. So if you have business earnings or can create business earnings (eg. by investing through a business structure), here’s how you can drastically reduce your tax bill. Not that paying tax is a bad thing, but lets be honest, if we can avoid it we probably should ..read more

Best Value Glasses Online If you don’t have health insurance to cover the cost of your glasses, or they don’t cover the full amount, then your best bet is to look online. That’s for certain where you will find the best value glasses that won’t break the bank. In reality glasses should be cheap. Frames cost only a couple of dollars to manufacture and have a ridiculous mark-up. Paying over $100 for something made of cheap metal or plastic is truly crazy ..read more

Dangerous Debt Debt is dangerous. Like a fishing hook, it might look like an easy meal at no cost, but there’s an awful barb underneath. Debt is easy to get into. It promises that you can have what you want NOW! That’s enticing, but there’s a great danger of debt that you should be aware of before diving in.  Danger of Debt 1: Debt Enslaves No one wants to be a slave, it’s not something anyone would choose ..read more

Is Airtasker Worth Using or Not? The gig economy is a big thing these days and I wanted to drill down on one of the leaders in the space, Airtasker. We’ll look at it from both angles, those needing tasks done and those providing them. I’ve been on both sides of the ledger and wanted to give some insights. So, is airtasker worth using or not? For Those Wanting Tasks Done If you want something done quickly, cheaply and often pretty well; then Airtasker is a great platform ..read more

Isolation: A Great Time To Save While we are all stuck indoors twiddling our thumbs because of COVID-19 and waiting for life to go back to normal. Now might just be a great time to boost your savings and investments. Now you might be thinking I’m crazy with so many people out of work. So here me out. Here’s a few reasons why you should turbocharge your savings and investments right now! Isolation really is a great time to save ..read more

5 Personal Finance Books To Transform Your Life Here’s what I would regard as some must reads to transform your thinking and practice with money. There’s a lot out three but these are the ones that come out on top and are typically best sellers for a reason! 5 personal finance books to transform your life. If these aren’t in you library or kindle, that should be! Here they are and why. 1. Rich Dad, Poor Dad by Robert Kiyosaki Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not ..read more

Australia’s Best Value Rewards Program The Whittlesea Region Community Rewards Program is a localised version of a nation wide rewards program similar to  others that you may be familiar with like the Entertainment Book. It does however come with some additional benefits that I think make it Australia’s best value Rewards Program.  Here’s why I think this is a great rewards program that will definitely save you lots if used wisely to maximise savings.  10% OFF Wish and Coles Group Gift Cards All of us regularly use Woolworths and Coles group business ..read more

Start Up A Business On a Budget If you want to start a business on a budget, your going to want to follow these tips. Truth is cost it the number 1 factor when you first get started. Whether it’s a side gig or your new full time thing, you have to make the most of every penny. Every business takes time to grow. And that means very little cash flow at the start. So I wanted to compile a list of helpful tools, tips and tricks to start up a business on a budget ..read more

Playing the Car Insurance Game Every year I enjoy playing the car insurance game. It goes a bit like this. My premium jumps a huge amount because I got it so cheap the year before. Call them up and ask why? Surely you can offer me a better rate? As it turns out they can, always. Never, ever pay an insurance premium without asking for a discount. Search the competition and get quotes, asking the best one to send out the paperwork ..read more