When navigating insurance claims, many policyholders need help deciding whether to hire a public adjuster or an attorney. While both professionals bring valuable expertise, understanding their roles and specialties will help you determine which is best for your situation.  ..read more

A damaged roof can be a homeowner's nightmare. Whether from a severe storm, falling debris, or just regular wear and tear, a damaged roof can be expensive to repair or replace. Thankfully, many homeowners have insurance policies that cover roof damage.  ..read more

With every claim they review, insurance companies have various legal, financial, and logistical hoops to jump through. So, as a homeowner, how long can you expect a property insurance claim to stay open? We have answers ..read more

Texas is one of the most — if not THE most — tornado-prone states. While the exact number of incidents varies from year to year, there’s no doubt that tornadoes are something Texas property owners worry about. Just recently, thousands of Texas home and property owners were affected by a powerful string of them.  ..read more

Brad Briggs & The Lane Law Firm My name is Brad Briggs, owner of Texas Engineered Roofing located in The Woodlands, Texas. I've been roofing since 2011, so I'm going on six years now, and I've owned my own company since 2014 ..read more

A home is perhaps the single largest investment in a person’s life. When someone takes out a mortgage, they are also required to purchase a homeowner’s insurance policy that is acceptable to their lender.  ..read more

If you're planning to switch insurance providers, or if you're in the market for a new insurance policy, whether it be for a vehicle or a property, you may wonder how insurance companies determine what coverage you'll receive and for how much. For many, how insurance companies function can feel like a mystery. But by taking a closer look at your CLUE report, you might gain a better understanding of what your insurance company is using to evaluate your coverage and if it's even fair. Here's what you need to understand to make use of CLUE reports properly.  ..read more

Don't get caught without umbrella insurance! Umbrella insurance works just like an umbrella to shield you from unexpected showers. Unfortunately, many homeowners and property owners don't even realize it may be something they need. That's why we're diving into what umbrella insurance is, and why it's important in this article ..read more

The final signature is written, keys are placed in your hand, and you are now a proud owner of a commercial property. You went beyond the lender’s minimum  insurance coverage requirements and made sure you have  adequate protection. Your insurance agent walked you through your policy and give you lists of phone numbers to call for all sorts of things. BUT, the thing they leave out is how to prepare yourself for the common drawbacks of filing a claim when needed ..read more

Sadly, during our time defending property owners, we’ve met numerous homeowners who after having their insurance policy for some time, suffer damage, and file a claim to get the money for repairs, only to realize their insurance company won't pay out their claim because the policy does not cover their damaged or destroyed property.  How is that possible ..read more