Premier Insurance Centre Blog
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Premier Insurance was established in 1992 in Cheshire and are now viewed as a one stop shop for many of our clients as we provide personal and commercial insurance solutions for them. We provide unbiased advice which is to your benefit We believe that by providing a good level of service, using recognised insurers and providing clear and honest opinions enables us to capture our target market.
Premier Insurance Centre Blog
4M ago
We are delighted to be a finalist in this year’s Smart Money People Insurance Choice Awards 2024. The awards are voted by the customer, and after 10 weeks of voting, we’re thrilled to be announced as finalists in two categories – Best Commercial Insurance Broker...
The post Finalist in Insurance Choice Awards 2024 appeared first on Premier Insurance Centre ..read more
Premier Insurance Centre Blog
6M ago
We are delighted tot announce we have been shortlisted for the Schemes Broker of the Year Awards at this years UK Broker Awards 2024! The UK Broker Awards is the market’s only dedicated award ceremony designed to shine a spotlight on the insurance broking market,...
The post Shortlisted for the Schemes Broker of the Year Award appeared first on Premier Insurance Centre ..read more
Premier Insurance Centre Blog
6M ago
It is no secret that the NHS has been struggling in recent years. With millions of people finding themselves on waiting lists for consultations and treatment, the backlog has left many people living in a state of uncertainty.
A peaceful holiday abroad can provide a welcoming escape, but many people are finding that being on a long wait list has repercussions even for their long-awaited holiday.
Let’s dive straight in: how big is the NHS England waiting list?
While some reports state that there are almost 6.3 million people waiting for treatment on NHS England,1 other sources cite far high ..read more
Premier Insurance Centre Blog
6M ago
Classic car specialists and enthusiasts may debate on what exactly they define as a classic car, but there are ‘official’ classes for different purposes. The DVLA and HMRC each have their own criteria and guidance around how they would declare a car a collectible.
How a car becomes a classic
As mentioned above, there are two official definitions of what makes a car a classic. One is for car tax purposes (DVLA)1 and another is used by HMRC2 when looking to sell your classic (to calculate tax). As well as this, insurance providers may have their own take when it comes to covering your ..read more
Premier Insurance Centre Blog
6M ago
Last year, the government announced that the existing guidelines on flexible working would be changing, and on 6 April of this year those proposed changes took effect.
Below, we look at what the rules used to be and the key changes that will determine how employers manage new flexible working requests.
Types of flexible working
Flexible working is any type of work schedule that doesn’t follow the usual nine-to-five. This includes:
Hybrid working – a combination of home and office working
Condensed hours – when an employee works their weekly contracted hours over a shorter span of time, e.g. o ..read more
Premier Insurance Centre Blog
6M ago
Your home away from home. The beginning of all your adventures. Your happy place.
Now that we have had a taste of sunshine, you’re no doubt starting to think about bringing the touring caravan back out (if you haven’t already!). But your caravan is going to require some TLC to restore it to tip-top condition after it’s been unused over the winter. The last thing you want is to hit the road – or, worse, arrive at your destination – and realise you’ve forgotten some essential maintenance.
Our compact guide makes the process of getting your caravan summer-ready as smooth as possible, so you can l ..read more
Premier Insurance Centre Blog
6M ago
You may have seen recent reports on the decision BT have made to remove their alarm signalling service, Redcare from the market by 1st August 2025. This means that by the cut-off date next year, anyone who currently uses monitored electronic systems, such as automatic fire and security systems using a BT Redcare signalling product will now need to find an alternative solution.
What exactly are these changes?
BT Openreach, which manages the UK landline telephone network, will be replacing their traditional copper wire system and replacing it with digital technology, utilising fibre optic c ..read more
Premier Insurance Centre Blog
6M ago
When it comes to motor trade insurance, there are some key things that could affect policies. It is important to recognise and understand these if you are in this industry, to avoid being without important protection that you need. At Premier we want to support you in this. Take a look at our blog below which explore some common issues.
Defective Workmanship Insurance
This type of cover is usually taken out as part of a motor traders combined policy. It provides cover for accidental damage of client vehicles whilst left in your custody and control. It is crucial that any incidents of acci ..read more
Premier Insurance Centre Blog
6M ago
With the increasing popularity of electric vehicles (EVs), there has been a surge in demand for Electric Car Insurance. However, EV owners may be facing an unwelcome surprise—the rising cost of insurance premiums. In this article, we will explore the reasons behind the escalating insurance costs for electric cars and shed light on the factors contributing to this trend.
Repair and replacement costs
One significant factor driving the rise in electric car insurance is the cost of repairs and replacements. Electric vehicles come equipped with intricate and advanced technology, including high-capa ..read more
Premier Insurance Centre Blog
6M ago
In the dynamic landscape of UK manufacturing, unforeseen events can disrupt operations, leading to significant financial losses. From natural disasters and equipment breakdowns to supply chain disruptions and market volatility, the risks faced by manufacturers are diverse and often beyond their control.
Business Interruption Insurance plays a vital role in safeguarding manufacturing companies by providing financial protection during periods of operational downtime. In this blog, we will explore the importance of Business Interruption Insurance for UK manufacturers and how it helps mitigate fin ..read more