Don’t Let Your Business Fall Victim To Time Theft
Quote Four Insurance
by Jamie Smith
5y ago
Time theft is when your employee accepts payment for work which they have not done the hours for, or similarly if they have done the hours but haven’t completed the necessary amount of work in that space of time. Examples of time theft: Employees taking longer breaks than they’re allotted. This is one of the most common types of time theft in the workplace and can be particular prevalent amongst smokers who may be taking frequent cigarette breaks on top of their standard break allowance. Personal calls/Internet use Employees are usually allowed to make the odd personal call or check their emai ..read more
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Thinking Of Airbnb – What Sort Of Cover Do You Need?
Quote Four Insurance
by John Murray-Smith
5y ago
Quote Four wants to know if you’ve considered joining the ‘sharing economy’ and renting out your house or spare room on Airbnb? According to The Telegraph, nearly 80,000 UK homeowners are using this popular online rental marketplace to rent all or part of their home for additional income, a number which has almost doubled year on year. Airbnb is a community website that lets you rent your property or room for a small fee. Often catering to short-term renters, hosts advertise their property, or spare room, online via the website or app, and payments go straight through Airbnb, which takes a 3 ..read more
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Emerging Company? Show Strength In Your Insurance
Quote Four Insurance
by John Murray-Smith
5y ago
As a new business, you’ll be focused on how you’re going to pack a punch to ensure your name, product and/or service is getting known. But much of your future success is going to rest on the ability to step back as much as push forward, and this is certainly true when it comes to your insurance. The foundations of a commercial insurance package will likely include general liability, cyber insurance, buildings and contents, and directors and officers insurance. There might be other features you’d want to add on or take away according to your business, but these are some of the most common and p ..read more
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85% Of Homeowners Confused By Household Insurance
Quote Four Insurance
by John Murray-Smith
5y ago
A study carried out by UKDN Waterflow found that 9 in 10 homeowners didn’t understand their home insurance, leading to distress and disappointment in a claims scenario. At 42%, half the number of tenants, who are only responsible for insuring their possessions, found that they struggled with the complexities of insurance. The drainage and structural maintenance firm who carried out the study suggested the reason that double the amount of homeowners than renters grapple with the terms in their insurance is because of the range of issues and risks dramatically increases when a home has been purc ..read more
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Why E-Cigarette Retailers Are Popular With Thieves & How You Can Stay Protected
Quote Four Insurance
by John Murray-Smith
5y ago
E-cigarettes are increasingly big business and while they represent a great opportunity for businesses, the newfound popularity of vaping also makes them a target for thieves. E-cigarettes are seemingly everywhere at the moment, with major retailers stocking them and countless businesses dedicated entirely to selling them appearing up and down the UK. There’s a high demand for e-cigarettes but because of this, there’s also a high demand from thieves as well. A typical e-cigarette kit can retail for about £50, is very small, and is very easy to resell. E-cigarettes, liquids, batteries, tanks an ..read more
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