Restarting Your Career: 8 Tips for Women Going Back to Work
Financial Planning for Women
by
4M ago
Are you looking to rejoin the workforce or to start a professional career for the first time? Kylie Ora Lobell has excellent advice for you. She provides detailed suggestions on the following topics: 1. Find Remote Jobs 2. Sign Up for LinkedIn 3. Reach Out to Former Colleagues 4. Include Relevant Stay-at-Home Experience on Your Resume 5. Brush Up on Your Education and Skills 6. Perfect Your Body Language 7. Find the Right Health Insurance 8. Don’t Forget the Work-Life Balance Where and How to Find Jobs For details read the full article: https://www.moneygeek.com/financial-planning/tips-for-wom ..read more
Visit website
Women’s Guide to Making Financial Moves After College
Financial Planning for Women
by
4M ago
 "Graduating from college is an exciting time, full of potential to begin investing in your financial and personal goals. But life after college brings its own challenges for women — especially if you’re carrying the burden of student debt, which many are. It’s helpful to arm yourself with solid practices as you embark on the next phase of your life. The earlier you’re able to start saving, build credit and knock down debt, the better your financial future will be." Writing for Money Geek, Nadia Neophytou provides excellent advice to recent college graduates (and the advice applies to alm ..read more
Visit website
The Ultimate Guide to Budgeting
Financial Planning for Women
by
4M ago
 I MUCH prefer the term "Spending Plan' to Budget but the same concepts apply. Having a spending plan and following it regularly is essential to creating financial stability and reaching your goals. There are SO many ways to set up a spending plan, many using phone apps or computer programs. But frankly, a paper and pencil plan can be just as effective and easier to implement. Simpler is better than more complex and more likely to actually be used. Writing for Money Geek, Cheryl Wageman explains why you need a spending plan and how to implement an effective one you will actually follow.&n ..read more
Visit website
"Loud Budgeting" started as a joke
Financial Planning for Women
by
6M ago
"Making a public declaration to rein in spending helps tighter budgets stick... an idea supported by behavioral economics research," according to an article by Oyin Adedoyin in The Wall Street Journal.  This concept of declaring your intentions to change behavior is similar to sticking to your New Year's resolutions to get more exercise. While not a new concept, the idea is to let those close to you know your goals so they will help hold you accountable... for your spending and your exercise. Advertising your spending goals with others serves as a commitment device.  "Loud budgeting ..read more
Visit website
Utah 529 educational Savings Plan gets top rating from Morningstar... for 13th year
Financial Planning for Women
by
6M ago
"Morningstar released its annual 529 industry report naming Utah’s plan as one of only two plans nationwide to earn the Analyst Rating™ of Gold. The 2023 award marks the 13th consecutive year my529 has earned the investment research firm’s top rating." What does Utah offer that offer that other programs do not? Answer: "a wide range of investment options, a commitment to keeping fees low, and an account owner-focused 529 experience with convenience and flexibility." https://my529.org/another-morningstar-gold-for-my529/?utm_source=my529+Official+Communications&utm_campaign=e40d748091-EMAIL_ ..read more
Visit website
New rules on how surplus 529 Education Savings funds can be used
Financial Planning for Women
by
7M ago
If you or your child, grandchild or other person was fortunate enough to pay for their education without using all your 529 education savings funds, Congress recently passed legislation to help avoid penalties for using the money for other purposes. But first, consider whether the funds might be used for another family member or for graduate or professional school sometime in the future.  Account withdrawals that aren’t used for qualified education expenses mean you will owe income taxes and a 10% penalty. Until now, if a student earns a scholarship, parents would be permitted to take a p ..read more
Visit website
Utahns: Find out which natural disasters your county faces
Financial Planning for Women
by
7M ago
Homeowners insurance is growing more expensive or hard to find because of natural disasters. The Salt Lake Tribune breaks down which counties have the highest risk for some of the havoc.  "As wildfires, floods and other natural disasters wreak havoc across the country, insurers are raising premiums or pulling out of some markets altogether because of the risk" writes Megan Banta for The Salt Lake Tribune.   | Dec. 28, 2023  Wonder why your Homeowners insurance had increased substantially for the past couple of years?  "Premiums increased an average of 21% from May 2022 to ..read more
Visit website
Don't believe any of the investing forecasts
Financial Planning for Women
by
7M ago
Wall St. Loves to Guess, but Nobody Knows What the Market Will Do in 2024 So-called stock forecasts don’t deserve the name, our columnist says. Wall Street’s track record is horrendous. By Jeff Sommer,who writes Strategies, a weekly New York Times column on markets, finance and the economy. "Wall Street strategists are issuing forecasts for the performance of the stock market in 2024. Pay them no mind. The predictions are usually wrong, and when they’re right it’s only by accident." These forecasts get a tremendous amount of media coverage but aren't worth the paper/pixels they are written o ..read more
Visit website
Rising share of US wealth held by Americans over 70
Financial Planning for Women
by
7M ago
Have you seen various Senior discounts at restaurants, theaters, ski resorts, and retailers? These discounts date back to the post WWII era when persons over 65 tended to have low to moderate incomes. This was before Medicare and as Social Security was just beginning to provide benefits for retirees.  Despite poverty among a small segment of the senior population today, the vast majority of 65+ Americans are wealthy by world and American standards, Americans ages 70 and older made up 11% of the US population last quarter (2023) but held a record 30% of the country's wealth, according to d ..read more
Visit website
Three things you need to know about your student loans
Financial Planning for Women
by
8M ago
"Going to college is one of the most significant decisions an individual will ever make. There are enormous  opportunities that come with higher education, but there are also significant costs associated with pursuing a degree.  Most college students, if not all, need financial assistance to pay for tuition, books, and other fees. This is where  student loans come in handy." "Student loans are a type of financial aid that supports students across the globe in achieving their dreams of  obtaining a college degree. While student loans can be a great resource, they can also be ..read more
Visit website

Follow Financial Planning for Women on FeedSpot

Continue with Google
Continue with Apple
OR