The 60/30/10 budget turns the traditional rules of budgeting upside down. Instead of focusing on discretionary spending, this budgeting rule emphasizes sprinting toward our financial goals. And although the 60/30/10 rule budget won’t work for everyone, many could use it to take their finances to the next level. Here’s what you need to know about the 60/30/10 rule budget. Table of contents What is a 60/30/10 budget? Who is it ideal for? Pros and cons of a 60/30/10 budget How do you set up a 60 30 10 rule budget Expert tip: Focus on having specific ..read more

Women can do anything because we are truly amazing. And if you’re looking for side hustles for women that make real money, we have just the list for you! To choose the right side hustle for you to try, it’s all about looking for ones where you can use the skills you already have. Then you’ll need to decide how much money you’d want to earn. And you’ll also need to consider how much money, time, and effort you can afford to invest. So keep reading to learn more! Table of contents 27 Lucrative side hustles for women Expert tip: Create a plan of action for your side hustle Why a side hustl ..read more

What happens when the breadwinner of a family of four suddenly passes away in an unexpected heart attack? In addition to emotional turmoil, the remaining family may face financial stress unless they have life insurance. One of the biggest benefits of life insurance is financial protection for loved ones. Table of contents Benefits of life insurance Disadvantages of life insurance Expert tip: Consider term life insurance at the minimum How life insurance works Do I need life insurance? Why shouldn’t I delay getting life insurance? Is it really worth having life insurance? Do you gain money f ..read more

Clearly, being a parent is a full-time job in itself. And if you’re a single parent, it’s like working overtime, 24/7. Of course, no matter how busy you are with your kids, bills still need to be paid, which is where the best jobs for moms with no degree come in! Keep reading to learn more. Table of contents Not having a college degree is not a deal breaker It’s possible to juggle work with childcare 15 best jobs for moms with no degree Finding flexibility in your career as a single mom Expert tip: Look for job opportunities that require professional credentials vs a college degree How do s ..read more

If you are seeking jobs for stay at home moms, it is completely possible to find the right fit. As a mom, you are already juggling a wide range of responsibilities, and the last thing that you want to do is commute to a job on top of everything else that’s causing you stress. That’s where finding the right job as a stay at home mom can help. Keep reading! Table of contents Jobs for stay at home moms: 30 Best ideas Expert tip: Plan your work/life schedule in detail to create balance   What is the best job for a stay-at-home mom?   How can a stay at home mom get a job?   H ..read more

There’s no rule that we have to make all our New Year’s resolutions on January 1! Infact, it’s never too early or too late to think about our goals for the year. Additionally, figuring out your yearly goals can be an ongoing process. So keep reading to learn what key goals everyone should have in place! Table of contents For your finances To build your career For your health To improve your relationships For your personal development Expert tip: Make your goals smaller for success How to set your goals What are some examples of 1 year goals? What ..read more

The truth is that many problems contribute to low black homeownership statistics and homeownership rates. Yes, inequalities and racial disparities exist in the housing industry. But improving the black homeownership rate is still important, necessary, and attainable. Let’s take a look at the statistics and what we can do about them. Table of contents Why is black homeownership so important? Black homeownership statistics Why black homeownership statistics are disproportionately low Expert tip: Don’t be discouraged, you can own a home Steps to improve black homeownership statistics What ..read more

When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. And everyone can likely make a long list of bad financial decisions they have made. Though we all have some money regrets, the important thing is that we acknowledge it and take steps to improve our finances! Table of contents 15 Bad financial decisions to watch out for Expert tip: Focus on life beyond your finances How to recover from bad financial decisions What is considered a bad financial deci ..read more

So many of us enjoy talking and dreaming about our goals, but achieving them is another issue. It’s exciting to think about the possibilities of what can happen when we accomplish new goals, but unfortunately, lots of us give up or don’t even get started. So in this article, I’m sharing 5 ways to achieve your goals: examples included. Remember that although achieving your goals is rarely easy, it’s totally worth it! Table of contents How to achieve your goals: 5 Key ways Expert tip: Don’t get discouraged Examples of ways to achieve your goals What is stopping you from achieving your goals ..read more

When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. Keep reading to learn more! Table of contents What is active income? What is passive income? The differences between active and passive income streams Expert tip: Diversify your income sources How to use both types of income in your life Is rental income active or passive?  Is it better to have passive income vs active income?&nbs ..read more