If you are seeking jobs for stay at home moms, it is completely possible to find the right fit. As a mom, you are already juggling a wide range of responsibilities, and the last thing that you want to do is commute to a job on top of everything else that’s causing you stress. That’s where finding the right job as a stay at home mom can help. Keep reading! Table of contents Jobs for stay at home moms: 30 Best ideas Expert tip: Plan your work/life schedule in detail to create balance   What is the best job for a stay-at-home mom?   How can a stay at home mom get a job?   H ..read more

There’s no rule that we have to make all our New Year’s resolutions on January 1! Infact, it’s never too early or too late to think about our goals for the year. Additionally, figuring out your yearly goals can be an ongoing process. So keep reading to learn what key goals everyone should have in place! Table of contents For your finances To build your career For your health To improve your relationships For your personal development Expert tip: Make your goals smaller for success How to set your goals What are some examples of 1 year goals? What ..read more

The truth is that many problems contribute to low black homeownership statistics and homeownership rates. Yes, inequalities and racial disparities exist in the housing industry. But improving the black homeownership rate is still important, necessary, and attainable. Let’s take a look at the statistics and what we can do about them. Table of contents Why is black homeownership so important? Black homeownership statistics Why black homeownership statistics are disproportionately low Expert tip: Don’t be discouraged, you can own a home Steps to improve black homeownership statistics What ..read more

When it comes to financial decisions, such as saving money and building wealth, we can all probably come up with several excuses as to why we haven’t done certain things. And everyone can likely make a long list of bad financial decisions they have made. Though we all have some money regrets, the important thing is that we acknowledge it and take steps to improve our finances! Table of contents 15 Bad financial decisions to watch out for Expert tip: Focus on life beyond your finances How to recover from bad financial decisions What is considered a bad financial deci ..read more

So many of us enjoy talking and dreaming about our goals, but achieving them is another issue. It’s exciting to think about the possibilities of what can happen when we accomplish new goals, but unfortunately, lots of us give up or don’t even get started. So in this article, I’m sharing 5 ways to achieve your goals: examples included. Remember that although achieving your goals is rarely easy, it’s totally worth it! Table of contents How to achieve your goals: 5 Key ways Expert tip: Don’t get discouraged Examples of ways to achieve your goals What is stopping you from achieving your goals ..read more

When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. Keep reading to learn more! Table of contents What is active income? What is passive income? The differences between active and passive income streams Expert tip: Diversify your income sources How to use both types of income in your life Is rental income active or passive?  Is it better to have passive income vs active income?&nbs ..read more

Interest is no fun unless you are earning it. When you have to pay for it, it can be a major hindrance. It’s even worse when you have capitalized interest that starts to compound. So how do you avoid that? Keep reading to learn more about how capitalized interest works and how borrowers can avoid it or pay it off on their student loans. Table of contents What is capitalized interest? How capitalized interest works on student loans Expert tip: Don’t skip over reading your loan agreement How do you end up with a capitalized interest student loan? How can you avoid a capitalized interest ..read more

When you’re budgeting and want to boost your savings, the last thing you might consider doing is spending more money. But there are situations where choosing quality over quantity can actually help you save more in the long run. Keep reading to learn more! Table of contents Quality over quantity meaning How spending more can save you money in the long run 10 Quality over quantity examples Expert tip: Be consistent in your choices on quality Why choosing quality improves your life: 6 Reasons What is the theory of quality over quantity? What does quality over quantity mean in relationships? A ..read more

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! Table of contents What is a biweekly budget? How does a biweekly budget work? How to create a biweekly budget Biweekly budgeting tips What to do when you have a third paycheck Best biweekly budget template options Expert tip: Save a “fun” fund too How much should I save bi-weekly? Is a bi-weekly budget different ..read more

Losing a job is scary for anyone—especially if you haven’t attained financial independence. Not only do you have to figure out how to live without a job, but there’s the added stress of having to find a new one. Though it can be daunting to navigate unemployment, it is possible. Keep reading to learn how. Table of contents 1. Cut back on your expenses 2. Contact lenders and creditors 3. See what benefits you qualify for 4. Find ways to make side income Expert tip: Prioritize your health to reduce stress How do I cope without having a job? What to do if you are broke and unemployed? How ..read more