It’s no secret that I’m a huge planner girlie. I just started using Google Calendar to share my schedule and important appointments with my husband, but I live for a written planner. Something just feels so official about writing down your goals and routines. It’s... The post My Favorite Planners to Get Organized and Meet Your Goals (2025) first appeared on My Debt Epiphany ..read more

You’ve spent years working hard—now retirement’s on the horizon, and having enough money to truly enjoy those years ahead matters more than ever. Diversifying your investment portfolio is a wise way to financially prepare for retirement. Traditional assets like stocks and bonds have long been... The post Building Wealth for Retirement With Alternative Investment Options first appeared on My Debt Epiphany ..read more

It’s almost that time of year again!  The holidays are upon us.  If you’re like me, you’ve vowed not to wait until the last minute.  That’s why we have crafted a Holiday Gift Guide to get you started today. Online shopping can be a lifesaver.... The post 2024 Holiday Gift Guide: Best Gifts to Buy from Amazon for Loved Ones first appeared on My Debt Epiphany ..read more

Looking for a way to make some extra money just in time for the holidays? It’s not too late to start your holiday savings plan. In fact, now if the perfect time to explore your options with part-time holiday jobs. If you can earn a... The post 7 Best Part Time Holiday Jobs first appeared on My Debt Epiphany ..read more

The holiday season will be here before you know it. I like to use that time to slow down and enjoy my time with friends and family. I like to partake in my favorite traditions like drinking hot cocoa and watching a Christmas movie, decorating... The post How I’m Preparing For Holiday Expenses first appeared on My Debt Epiphany ..read more

Side hustles have been around forever and being able to earn extra money with side hustles that really work has been a huge part of my adult life. In fact, I started this blog as a way to share my debt repayment process and journey... The post 9 Side Hustles We’ve Tried Over the Years first appeared on My Debt Epiphany ..read more

Not only does summer mean warm weather for most of us and the opportunity to participate in more outdoor activities, summer can also mean more free time if you’re out of school or experiencing a slow period for work. A great way to make use of any spare time you and to earn extra money is by starting a side hustle. Here are 6 great ways to make an extra $500 a month. 1. Freelance writing Do you have great grammatical and writing skills? Then put your skills to good use by being a freelance writer or ghostwriter. Everyone knows this is my favorite side hustle because I love to write as was able ..read more

Summer is nearly here! Growing up in the Midwest with harsh winters, I’m definitely more appreciative of the warm weather months because summer always seems to fly by so fast. I know that I want to make the most of this time and not look back and wonder where the time went. But summer can be one of the most expensive seasons of the year for people (minus Christmas) due to costs associated with vacations, festivals, parties and wedding, and other fun events and activities. What helps me each year is coming up with a frugal summer bucket list. Some of the items on the list are not cheap, but I f ..read more

Have you checked on your credit lately? It’s important to know where your score stands and monitor your report regularly. This can help you be more prepared if you ever need to use credit and avoid any unfortunate situations like becoming a victim of identity theft. When I first started checking and monitoring my credit, I felt pretty confused as there were several websites out there that claimed to show me my credit score and report, plus I had to consider the three main credit bureaus all of which had different scores listed for me. Before, I reveal the best ways to check your credit for fre ..read more

You’ve probably thought about how you could earn more money working for your employer before.  Getting a raise or bonus may even be a common thought you revisit often. However, if your employer’s budget is tight or they simply are unable to give you a pay boost, it may be time to search for an employer that will pay you what you want.  Read on to learn how you can begin the journey of finding an employer who can afford to pay you more. Start By Doing Your Research One of the best things about the internet is the wide range of available information on pretty much anything, including a ..read more