Conscious Coins
45 FOLLOWERS
I started this blog when I decided I want to pay off my loans three years after my first payment. I wanted to keep myself accountable and share my journey to become debt free. This blog held me accountable. It allowed me to share what I learned, so anyone else paying off their loans wouldn't have to feel alone. I've taught several classes on budgeting, how to save money and how other..
Conscious Coins
9M ago
Most students think that the hardest part of the college application process is writing the essay, taking the SAT or figuring out which school to attend.
Many don’t realize that the most complicated, confusing and challenging section is actually completing the Free Application for Federal Student Aid (FAFSA).
The FAFSA is the gateway to most kinds of financial aid, and like any kind of college form, the FAFSA has a deadline you must meet. Miss the window and you’re out of luck.
Keep reading to learn how the FAFSA deadlines work, when they are and how to submit everything on time ..read more
Conscious Coins
9M ago
When you have student loans, it’s almost like having a book in a language you can’t read. There are so many unfamiliar terms you need to be aware of. And not understanding those terms can lead you to make disastrous moves with your student loans.
Consolidation is one of the most common student loan terms – but it’s also an incredibly useful option for borrowers who can’t afford their monthly payments.
Read below to understand how consolidation works, when you should do it and when to avoid consolidating.
What is student loan consolidation?
Student loan consolidation refers to taking two ..read more
Conscious Coins
3y ago
If you’re like me, you’re sick of personal finance experts advising you to give up lattes and avocado toast in a quest to build wealth. But I’ve just discovered an opportunity that allows you to save money without getting rid of anything. The best part? This opportunity is also good for the environment at the same time.
My big discovery? Solar panels. Installing solar panels on your house can be a huge cost-saver for decades to come. If you have high energy bills or you live in a state with high energy prices, putting in solar panels could result in paying hundreds of dollars less per y ..read more
Conscious Coins
4y ago
Many of us have felt the wrath of student loan debt– I know I have.
There’s no doubt that debt can accompany a bit of anxiety. It can make you feel that certain milestones like moving out or buying your first home are totally out of reach. In fact, 61% of millennials claim they’ve delayed buying a house because they felt overwhelmed with debt and underprepared.
But, I’m here to tell you that doesn’t have to be the case. You can save for life’s major purchases while still paying your bills and living your life comfortably.
How, you ask?
If you feel like you’re struggling financially, don ..read more