Net Worth Update April 2024
Struggling to be debt free
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2w ago
  I haven't done one of these since July of 2019! Here's where the numbers stand. Savings $18,499.26 Ally Savings Account (Saved for Roof Replacement) $45,774.85 Marcus Savings Account   $66,213.02 Retirement- Roth IRA  $85,219.88 Taxable Brokerage (Retirement) $20,147.23 Former Employer 401k $3,900.32 Current Employer 401k $31,831.52 Bank Account  Home- $437,500-per zillow               Total (not including home): $271,586.08               Total (including home ..read more
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Savings Accounts
Struggling to be debt free
by
7M ago
  I have 2 savings accounts, one with Ally and one with Marcus.  My Ally account is paying 4.25% and my Marcus account just sent an email stating that the rate was raised to 4.40%. I remember when I opened my Ally account and I THINK it was paying 0.6%.  It has increased 7X since I opened it! My Ally account has over $16,000 in it and I earn approximately $57 a month.   My Marcus account has over $38,000 in it and I earn approximately $135 a month.  That's almost $200 a month in passive income!!!!  I want to find additional ways to increase my passive incom ..read more
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2023 Goals
Struggling to be debt free
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9M ago
  I haven't really sat down to make any goals for 2023.  I know it's August, but I figure it's never too late.  1. Contribute $15,000 to retirement with the goal of having $145,000 by the end of the year.  As it stands today I have approximately $138,000.  I do no yet qualify for my firm's 401k plan.  2. Pay the mortgage down into the $140,000s.  3. Donate $1500 to charity.    4. Increase savings to $57,500.  Do you have any goals for 2023?  Please share in the comments.  ..read more
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Update on Job Application
Struggling to be debt free
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9M ago
  I did not get the non-litigation position that I applied for a few months ago. I just found out on Thursday.  It was not unexpected and was definitely a long shot from the beginning.  There a few more non-litigation positions that I will apply for, hopefully, tomorrow.  I just want to stay in the same salary range, $140k to $160k.  My job is entirely too stressful, and it affects my mental health.  I have tried anti-anxiety and antidepressants and they do not seem to help very much. I'll keep pushing along and find the right fit for me.   ..read more
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  Hello.... Is anybody out there???? Wow, I...
Struggling to be debt free
by
9M ago
  Hello.... Is anybody out there???? Wow, I have been gone a super long time!! I miss blogging!  I have been intermittently reading blogs over the past couple of years but have not been able to comment from my phone.  I hope all is well in the personal finance world.  I have so many updates to provide!  I'll be brief and start with the basics for now.  I changed jobs in January.  I am working for another law firm.  My dream is to get into a non-litigation position. I hope one day I can transition into that kind of work. My base salary is the same.  ..read more
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Where Does The Time Go!
Struggling to be debt free
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2y ago
 I don't know where the time goes. The last time I blogged was in September! It's March now and I have turned a year older. I have been at my new job for a full year. I just had my annual review and received a $10,000 increase.  I will now receive monthly bonuses for meeting my required hours and my quarterly bonus rate has increased.  This job is very intense and I'm not sure how much longer I will stay.  My boss is very Type A and aggressive. It causes a lot of undue stress. I tend to work 13 hour days and every weekend.  I'm not sure that's worth $160k a year ..read more
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Looking Forward to Autumn
Struggling to be debt free
by
2y ago
 Hi Friends!   It's been such a long time since I have been able to blog! I hope you are all doing well.   My new job has taken up so much of time time. It's a very difficult job. I definitely only plan to work here for a max of 10  to 11 years.  The hours are killer and I don't want to be working 12 to 14 hour days everyday in my 50s and 60s. My goal is to retire from this job at 48 or 49 and take a much less stressful job until retirement. (Unless I get fired or demoted.)  The job does pay well and definitely has incentives to encourage people to wor ..read more
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Updates!
Struggling to be debt free
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3y ago
  Updates!! I have not blogged since March! The last few months have been a whirlwind.  Last I left off, I updated you all that I had been offered a promotion.  It's a lot more work and very stressful, but I like it.  I'm always busy and I think that helps me function better. My base salary is now $150k a year.  That feels unreal.  I haven't had time to do much else.  I have been working like crazy.  My investment accounts Roth and brokerage are just shy of $90k. That was my old yearly salary at my former firm.  I loved investing in my Roth, but ..read more
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More Changes- Feeling Lucky
Struggling to be debt free
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3y ago
  This is just a quick, short post. I have been at my new job for 1 month and I am now getting a promotion. I'm happy and overwhelmed at the same time. I'll find out all the details on Friday. Everything is confidential for now. Long story short, last week I got a call. I figured it was a spam call.  I was busy working.  About 10 minutes later, I saw a linkedin invite from the "big boss".  I thought to myself, "how cute, his assistant is linking all the new people". I kept working and responding to emails in order.  I then thought maybe I should accept the invite now ..read more
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Changes & First Week of Work
Struggling to be debt free
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3y ago
  I have just completed my first week at my new job.  It's very different and also, somehow the same.  It's litigation and that definitely makes things challenging but it is also keeps things familiar.  My boss is very responsive and pays attention to detail.  I've not had that in a long time.  My first week was busy, lots of trainings and some hardware issues.  Everything is getting easier with each passing day. I did get some billable time in and that was nice.  A whole 6 hours on Friday! My cats keep me company during the day and working from home ..read more
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