In 2016, the internet was abuzz; a man was reportedly arrested for not paying $1,500 in student loans. The story was shared all over social media, and news stations covered it extensively, causing many people to ask, “can you go to jail for not paying student loans?”   Of course, there was more to the story. The U.S. Department of Education issued a statement saying that no, borrowers wouldn’t be arrested for their loans. It clarified that the man in question was arrested for failing to appear in court, not for falling behind on his student loan debt.    While you don’t have to ..read more

Whether you have a great idea for a new app or want to launch your own graphic design firm, launching a business can be an excellent alternative to a traditional 9-to-5 job. Right now, entrepreneurship is booming: a record-breaking 5.5 million new business applications were filed in 2023.   Do you need a business degree to start a business? It’s a common question, but the answer may surprise you. While a business degree can be helpful, it’s not essential, and you can be successful even if you majored in another field. What Degree Do You Need to Start a Business? Many new students wonder ..read more

College can be expensive; you could pay hundreds of thousands to earn a degree throughout a four-year program. However, gift aid, such as grants, can be valuable tools that offset some of your expenses.    According to The College Board, undergraduate students received an average of $10,680 in grants per student in 2023. And unlike student loans, grants don’t have to be repaid.    Learn how to get grants for college by filling out the Free Application for Federal Student Aid (FAFSA) and searching for opportunities on your own.  Comparing College Grants and Scholarships ..read more

From ChatGPT to Gemini, artificial intelligence (AI) is increasingly prevalent, impacting multiple industries. And it’s only going to become more common. According to Grand View Research, the artificial intelligence market size was estimated at about $196 billion in 2023; and it’s expected to grow at a compound annual growth rate of 36% between 2024 and 2030.   AI jobs can provide higher-than-average salaries and career potential. If you’re wondering how to get into AI, these are a few of the top careers and their education requirements. Top AI Jobs Nationally, the average salary for all ..read more

College is such an exciting experience, filled with new opportunities and challenges. Having the right tools to succeed can make all the difference as you prepare to make the most of the journey ahead.   Whether you’re a freshman embarking on your first year or a seasoned student gearing up for another semester, you should know that having the necessary school supplies at hand is crucial for staying organized, studying efficiently, and tackling new endeavors.   But hey, college is also expensive, so as fun as back-to-school shopping can be, let’s try to be economical. Here are our to ..read more

According to the American Veterinary Medical Association (AVMA)’s 2023 Graduating Senior Survey, the mean debt for new veterinary school graduates was $154,451, with one-third of grads carrying over $200,000 in debt. The mean full-time starting salary was $124,295.   As you leave college to start your veterinary career, it’s important to consider where to take your skills and either join a practice or start your own. To help you decide, we looked at data compiled by the Bureau of Labor Statistics to help you find the eight best cities for veterinary jobs. Which city is best for veterinary ..read more

Earning a college degree can be challenging, and it can take longer than you may think. According to the National Center for Education Statistics (NCES), only 64% of students completed their degrees within six years of entering college.    If you’re still in school or left college before graduating and have student loan debt, you may wonder if it’s possible to refinance student loans without a degree. Although it can be done, waiting to refinance your debt or exploring other options may be a good idea. Refinancing Your Student Loans Without a Degree Student loan refinancing can be an ..read more

Having someone else foot the bill for college sounds amazing, right? And it’s not as outlandish as you may think. With scholarships, you get a lump sum to cover some or all of your education costs, and you don’t have to worry about repaying the award. They’re fairly common; the National Center for Education Statistics reported that the average amount of grant and scholarship aid for first-time, full-time students enrolled in four-year programs was $15,960 for the 2020-2021 academic year.    You can use a combination of scholarships and student loans to pay for college. So, how are st ..read more

Mortgages and student loans are among the two most common types of consumer debts in the U.S. Per the Federal Reserve, home loans total around $17.05 trillion, while total student loan debt sits around $1.60 trillion.    Since many borrowers have student loans from multiple loan servicers, rolling student loans into your mortgage could be tempting. Doing so will result in fewer monthly payments. But there are several factors to consider before moving forward with this strategy. Can You Roll Student Loans Into A Mortgage? You can roll your student loans into your mortgage if you’ve bu ..read more

More students are choosing to pursue postbaccalaureate education. The National Center for Education Statistics reported that the total postbaccalaureate enrollment increased by 9% between 2010 and 2021, the last available data.    But graduate school can be expensive; tuition and fees cost an average of $19,749 per year, which doesn’t include living costs. Most students will have to use student loans to cover some of the costs, and graduate school loans have different terms than undergraduate loans.    Do you have to pay student loans while in grad school? Whether payments ..read more